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Nepal is a beautiful country nestled between the Himalayas and bordered by India and China. You will experience the diverse culture, tradition, friendly locals, rich biodiversity, and mesmerizing scenery that will make for a memorable trip.
Consider purchasing a Nepal travel insurance policy before planning your trip. This policy can cover all unforeseen expenses incurred during travel emergencies. For instance, you may suffer from a severe illness during the journey, leading to hospitalization. At such times, your travel insurance for Nepal from India can protect your finances from added medical liabilities.
No, travel insurance is not mandatory when traveling to Nepal, but it is highly recommended.
One reason you should purchase travel insurance before travelling to Nepal is to easily avail medical benefits if you require treatment. If you experience flight, baggage or accommodation issues, travel insurance can cover you.
A $50,000 Nepal travel insurance plan from India for four days for one adult starts from ₹395 (excluding GST).
If you plan your next vacation to Nepal, know that a Nepal visa for Indians is not required. However, to enter the country, you must bring the proper documents issued by the Government of India or the Election Commission of India. Indian citizens can travel to Nepal with valid passports or other supporting documents.
Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
Digit's Travel Insurance from India to Nepal covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
After you buy our international travel insurance for Nepal, you live tension free as we have a 3-step, completely digital claims process!
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Upload the required documents & your bank account details, on the link sent.
We’ll take care of the rest!
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Select the plan, sum insured, and click ‘Continue.’
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
The currency of Nepal is called the Nepalese Rupee (NPR). It comes in the denominations of 1, 2, 5, 10, 20, 50, 100, 500 and 1000. Most of the denominations are paper except 1 and 2, which are the coin.
As of 8th July 2024, the currency exchange rates of NPR are as follows:
Note: Indian Rupee (₹) is widely accepted in Nepal, especially in areas close to the border and major cities like Kathmandu and Pokhara. However, it’s important to note that only certain denominations, ₹100 notes, and smaller denominations are accepted, while higher denominations, like ₹ 500 and ₹1000 notes, might not be accepted due to concerns about counterfeiting.
Nepal is a multi-ethnic country with a multi-dimensional culture located on the southern slopes of the Himalayan mountain range. The diversity in music, dance, splendid architecture, festivals, and food makes Nepal a truly memorable experience. Nepal is famous for its rivers, temples, and mountains. It is home to eight of the ten highest peaks in the world.
If you are planning to visit this vibrant country anytime soon, this article offers essential information that can be useful in planning your trip.
As winters in Nepal can get extremely cold, it is the best time to visit Nepal between October and December. At this time, the skies are clear, and you can enjoy the scenic beauty of the country to the fullest. In addition, if you are planning to go trekking or mountaineering at high altitudes, then the pre-winter season is the best for such activities.
Furthermore, you can plan your trip around late spring to explore the beauty of nature, and view bloomed rhododendrons.
Here are a few essential safety precautions that one must follow upon visiting Nepal:
Travel insurance covers expenses incurred due to flight or hotel cancellation, baggage misplacement or theft, emergency medical charges, etc.
Nepal is a multi-ethnic country with multi-dimensional culture located on the southern slopes of the Himalayan mountain range. The diversity in music, dance, splendid architecture, festivals, and food makes Nepal a truly memorable experience. Nepal is mostly known for its rivers, temples, and mountains. It is home to eight of the ten highest peaks in the world.
If you are planning to visit this vibrant country anytime soon, this article offers essential information that can be useful in planning your trip.
As winters in Nepal can get extremely cold, it is ideal to visit Nepal between October and December. At this time, the skies are clear, and you can enjoy the scenic beauty of the country to the fullest. In addition, if you are planning to go trekking or mountaineering at high altitudes, then the pre-winter season is the best for such activities.
Furthermore, you can plan your trip around late spring to explore the beauty of nature and view bloomed rhododendrons.
Here are the best things to do in Nepal:
Some of the best places to see in Nepal are:
Check: Airports in Nepal
If you are planning your next vacation to Nepal, know that a visa to travel to Nepal is not required for Indian passport holders. However, to enter the country, you must carry proper documents issued by the Government of India or the Election Commission of India. This means Indian citizens can travel to Nepal by carrying their valid passports or other supporting documents.
Check: Nepal Visa for Indians
Here are a few essential safety precautions that one must follow upon visiting Nepal:
Travel insurance covers expenses incurred due to flight or hotel cancellation, baggage misplacement or theft, emergency medical charges, etc.
During your vacation in Nepal, if you encounter any trouble, the Indian Embassy is Nepal to guide you through.