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The beautiful country of Nepal is nestled between the Himalayas and bordered by India and China. Covered by rugged, mountainous terrain, the nation is not as developed as its neighbouring countries but is still a great getaway travel destination. Nepal offers an affordable and peaceful stay for all visitors. You can also read more below about tourist places in Nepal.
When you travel to Nepal, you experience the diverse culture, tradition, friendly locals, rich biodiversity and mesmerising scenery that will make for a memorable trip. Mount Everest, also known as ‘The Top of the World,’ is located on the Nepal-Tibet border (an autonomous region of China). There are many hidden gems, beautiful architectural handicrafts and artworks as souvenirs. Also known as the trekker’s paradise, there are multiple trekking routes, places to visit in Nepal like the capital city of Kathmandu, wildlife and bird parks, plenty of heritage sites, the birthplace of Lord Buddha, Pokhara Valley and many more!
Before you start your trip from India to Nepal, let’s look at why you need to buy a travel insurance policy online. To financially recover from any difficulties or uncertain situations that could hamper your trip, you must own travel insurance. You can easily purchase your international travel insurance from Digit online through our simple, quick and hassle-free process.
No, travel insurance is not mandatory when travelling to Nepal, but it is highly recommended.
One reason you should purchase travel insurance before travelling to Nepal is to easily avail medical benefits if you require treatment. If you experience flight, baggage or accommodation issues, travel insurance can cover you.
A $50,000 Nepal Travel insurance plan from India for 4 days for 1 adult starts from ₹225 only (GST extra). [The cost mentioned here is as of December 2022].
Offers coverages for the most common mishaps that can be encountered on an international trip.
This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!
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Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
After you buy our international travel insurance for Nepal, you live tension free as we have a 3-step, completely digital claims process!
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.
Upload the required documents & your bank account details, on the link sent.
We’ll take care of the rest!
Let's look at why you need travel insurance when visiting Nepal:
In a country like Nepal, getting international travel insurance is crucial because of the many adventure activities you are bound to indulge in. In the event of any accident or hospitalisation resulting from these activities, travel insurance with adventure sports coverage will significantly benefit. Digit’s International Travel Insurance provides adventure activities coverage (provided it’s for a day).
Nepal experiences natural disasters like earthquakes, avalanches, landslides, floods and the like, which are dangerous for travellers. Not just that, there is also a prevalence of water-borne diseases in the country, which can hamper your stay. If your flight is delayed, hotel or flight bookings bounce, you lose your baggage, passport or personal belongings, need to be evacuated or require emergency assistance, then international travel insurance from Digit can be a great benefit.
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
The medical benefits available and the Sum Insured limit for each.
The terms and conditions can be tricky and hard to come by. Read the fine print carefully.
The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
Nepal is a multi-ethnic country with multi-dimensional culture located on the southern slopes of the Himalayan mountain range. The diversity in music, dance, splendid architecture, festivals, and food makes Nepal a truly memorable experience. Nepal is mostly known for its rivers, temples, and mountains. It is home to eight of the ten highest peaks in the world.
If you are planning to visit this vibrant country anytime soon, this article offers essential information that can be useful in planning your trip.
As winters in Nepal can get extremely cold, it is ideal to visit this country between October and December. At this time, the skies are clear, and you can enjoy the scenic beauty of the country to the fullest. In addition, if you are planning to go trekking or mountaineering at high altitudes, then the pre-winter season is the best for such activities.
Furthermore, you can plan your trip around late spring to explore the beauty of nature and view bloomed rhododendrons.
Here are the best things to do in Nepal:
Go boating at Phewa Lake
Experience the surreal view of Mt. Everest at Gokyo Lake
Go kayaking and rafting at Bhote Koshi & Seti River
Experience wildlife safari at Chitwan National Park
Go mountain biking at Kathmandu valley
Opt for a helicopter ride over the hills to view the curves and contours of Mt. Everest
Some of the best places to see in Nepal are:
Buddhist complex of Swayambhunath and Swapna Bagaicha at Kathmandu Valley
Annapurna Circuit
Temples and shrines at Bhaktapur
Palaces and courtyards at Patan Durbar
Phewa Lake at Pokhara
Chitwan National Park
If you are planning your next vacation to Nepal, know that a visa to travel to Nepal is not required for Indian passport holders. However, to enter the country, you must carry proper documents issued by the Government of India or the Election Commission of India. This means Indian citizens can travel to Nepal by carrying their valid passports or other supporting documents.
Here are a few essential safety precautions that one must follow upon visiting Nepal:
Ensure keeping passport, money, any valuables and important documents in a secure place.
Make sure to enrol with authorised agencies for trekking and mountaineering. Let the authority know if there is any medical condition, like altitude sickness, etc., beforehand.
Refrain from carrying a large amount of cash and wearing expensive pieces of jewellery publicly to avoid unnecessary attention.
If you are planning to stay in Nepal for a comparatively longer time, ensure to get yourself registered with Nepal’s embassy or consulate.
Avoid visiting places which are forbidden.
Ensure to take note of the registration number of the cab that you have hired.
Make sure to follow all traditions and customs of the place you are visiting.
Avoid the Maoist-infested areas.
In addition to this, having comprehensive travel insurance is essential as it will safeguard your finances from unexpected expenses during the trip.
Travel insurance covers expenses incurred due to flight or hotel cancellation, baggage misplacement or theft, emergency medical charges, etc.
During your vacation in Nepal, if you encounter any trouble, the Indian Embassy is there to guide you through.
Please try one more time!
Disclaimer -
Your policy is subjected to terms and conditions mentioned in your policy schedule and policy wording. Please go through the documents carefully.
The information mentioned here about the countries, visa fees and others is taken from different sources. Digit Insurance is not promoting or recommending anything here. Please verify the same before you book your tickets, apply for a visa, buy a travel policy or make any other decision.
