Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Nepal from India Online, Starting ₹395

Nepal is a beautiful country nestled between the Himalayas and bordered by India and China. You will experience the diverse culture, tradition, friendly locals, rich biodiversity, and mesmerizing scenery that will make for a memorable trip.
Consider purchasing a Nepal travel insurance policy before planning your trip. This policy can cover all unforeseen expenses incurred during travel emergencies. For instance, you may suffer from a severe illness during the journey, leading to hospitalization. At such times, your travel insurance for Nepal from India can protect your finances from added medical liabilities.
Is Travel Insurance Mandatory for Nepal?
No, travel insurance is not mandatory when traveling to Nepal, but it is highly recommended.
One reason you should purchase travel insurance before travelling to Nepal is to easily avail medical benefits if you require treatment. If you experience flight, baggage or accommodation issues, travel insurance can cover you.
What is the Cost of Travel Insurance for Nepal from India?
A $50,000 Nepal travel insurance plan from India for four days for one adult starts from ₹395 (excluding GST).
Nepal Visa for Indian Passport Holders
If you plan your next vacation to Nepal, know that a Nepal visa for Indians is not required. However, to enter the country, you must bring the proper documents issued by the Government of India or the Election Commission of India. Indian citizens can travel to Nepal with valid passports or other supporting documents.
What’s Great About International Travel Insurance for Nepal by Digit?
Nepal Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
Digit's Travel Insurance from India to Nepal covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- The delay in checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to visa rejection are not covered.
How to Buy International Travel Insurance for Nepal with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Nepal Travel Insurance from India?
- Engage in Exciting Adventure Sports Without Worries - In the event of any accident or hospitalization resulting from adventure sports activities, travel insurance with adventure sports coverage will significantly benefit. Digit’s International Travel Insurance provides adventure activities coverage (provided it’s for a day)
- Luggage Delays in Transit Become Easier to Deal with - You may experience luggage delays in transit while traveling to a foreign country. A travel insurance policy from Digit will help cover the financial losses during such times.
- Avail Coverage for Re-Issuance of Passport - In case you lose your passport, or it is stolen, expenses related to the re-issuance of the same would be covered under Digit’s international travel insurance policy.
- Receive Hijack Distress Allowance - If the common carrier in which you are travelling has been hijacked, You will be paid a distress allowance up to the limit shown in your policy schedule for each 24 consecutive hours.
- Acquire Dental Treatment - Suppose you encounter acute pain or meet with an accidental injury to your natural teeth on the trip. In this scenario, the treatment provided will be covered according to the policy schedule.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
Compare Nepal Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the Sum Insured limit for each.
- The terms and conditions can be tricky and hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Nepal's Official Currency?
The currency of Nepal is called the Nepalese Rupee (NPR). It comes in the denominations of 1, 2, 5, 10, 20, 50, 100, 500 and 1000. Most of the denominations are paper except 1 and 2, which are the coin.
As of 8th July 2024, the currency exchange rates of NPR are as follows:
Note: Indian Rupee (₹) is widely accepted in Nepal, especially in areas close to the border and major cities like Kathmandu and Pokhara. However, it’s important to note that only certain denominations, ₹100 notes, and smaller denominations are accepted, while higher denominations, like ₹ 500 and ₹1000 notes, might not be accepted due to concerns about counterfeiting.
What is Nepal Famous For?
Nepal is a multi-ethnic country with a multi-dimensional culture located on the southern slopes of the Himalayan mountain range. The diversity in music, dance, splendid architecture, festivals, and food makes Nepal a truly memorable experience. Nepal is famous for its rivers, temples, and mountains. It is home to eight of the ten highest peaks in the world.
If you are planning to visit this vibrant country anytime soon, this article offers essential information that can be useful in planning your trip.
When is the Best Time to Visit Nepal?
As winters in Nepal can get extremely cold, it is the best time to visit Nepal between October and December. At this time, the skies are clear, and you can enjoy the scenic beauty of the country to the fullest. In addition, if you are planning to go trekking or mountaineering at high altitudes, then the pre-winter season is the best for such activities.
Furthermore, you can plan your trip around late spring to explore the beauty of nature, and view bloomed rhododendrons.
Safety Tips When Travelling to Nepal
Here are a few essential safety precautions that one must follow upon visiting Nepal:
- Ensure to keep your passport, money, any valuables and important documents in a secure place.
- Make sure to enrol with authorised agencies for trekking and mountaineering. Let the authority know if there is any medical condition, like altitude sickness, etc., beforehand.
- Refrain from carrying a large amount of cash and wearing expensive pieces of jewellery publicly to avoid unnecessary attention.
- If you are planning to stay in Nepal for a comparatively longer time, ensure to get yourself registered with Nepal’s embassy or consulate.
- Avoid visiting places which are forbidden.
- Ensure to take note of the registration number of the cab that you have hired.
- Make sure to follow all traditions and customs of the place you are visiting.
- Avoid the Maoist-infested areas.
- In addition to this, having comprehensive travel insurance is essential as it will safeguard your finances from unexpected expenses during the trip.
- Before visiting this country, learn about the common tourist scams in Nepal and the tricks to avoid them.
Travel insurance covers expenses incurred due to flight or hotel cancellation, baggage misplacement or theft, emergency medical charges, etc.
List of Indian Embassy, Consulates and High Commissions in Nepal
FAQs about Nepal Travel Insurance from India
Know more about Nepal before your Trip
Nepal is a multi-ethnic country with multi-dimensional culture located on the southern slopes of the Himalayan mountain range. The diversity in music, dance, splendid architecture, festivals, and food makes Nepal a truly memorable experience. Nepal is mostly known for its rivers, temples, and mountains. It is home to eight of the ten highest peaks in the world.
If you are planning to visit this vibrant country anytime soon, this article offers essential information that can be useful in planning your trip.
What is the Best Time to Travel to Nepal?
As winters in Nepal can get extremely cold, it is ideal to visit Nepal between October and December. At this time, the skies are clear, and you can enjoy the scenic beauty of the country to the fullest. In addition, if you are planning to go trekking or mountaineering at high altitudes, then the pre-winter season is the best for such activities.
Furthermore, you can plan your trip around late spring to explore the beauty of nature and view bloomed rhododendrons.
What are the Best Things to Do and Places to See in Nepal?
Here are the best things to do in Nepal:
- Go boating at Phewa Lake
- Experience the surreal view of Mt. Everest at Gokyo Lake
- Go kayaking and rafting at Bhote Koshi & Seti River
- Experience wildlife safari at Chitwan National Park
- Go mountain biking at Kathmandu valley
- Opt for a helicopter ride over the hills to view the curves and contours of Mt. Everest
Some of the best places to see in Nepal are:
- Buddhist complex of Swayambhunath and Swapna Bagaicha at Kathmandu Valley
- Annapurna Circuit
- Temples and shrines at Bhaktapur
- Palaces and courtyards at Patan Durbar
- Phewa Lake at Pokhara
- Chitwan National Park
Check: Airports in Nepal
Visa Requirements for Nepal for Indians
If you are planning your next vacation to Nepal, know that a visa to travel to Nepal is not required for Indian passport holders. However, to enter the country, you must carry proper documents issued by the Government of India or the Election Commission of India. This means Indian citizens can travel to Nepal by carrying their valid passports or other supporting documents.
Check: Nepal Visa for Indians
What are the Safety Measures Required to Consider While Visiting Nepal?
Here are a few essential safety precautions that one must follow upon visiting Nepal:
- Ensure keeping passport, money, any valuables and important documents in a secure place.
- Make sure to enrol with authorised agencies for trekking and mountaineering. Let the authority know if there is any medical condition, like altitude sickness, etc., beforehand.
- Refrain from carrying a large amount of cash and wearing expensive pieces of jewellery publicly to avoid unnecessary attention.
- If you are planning to stay in Nepal for a comparatively longer time, ensure to get yourself registered with Nepal’s embassy or consulate.
- Avoid visiting places which are forbidden.
- Ensure to take note of the registration number of the cab that you have hired.
- Make sure to follow all traditions and customs of the place you are visiting.
- Avoid the Maoist-infested areas.
- In addition to this, having comprehensive travel insurance is essential as it will safeguard your finances from unexpected expenses during the trip.
Travel insurance covers expenses incurred due to flight or hotel cancellation, baggage misplacement or theft, emergency medical charges, etc.
Indian Embassy in Nepal
During your vacation in Nepal, if you encounter any trouble, the Indian Embassy is Nepal to guide you through.