Premium starting ₹395
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Travel Insurance for Malaysia from India Online, Starting ₹395

Travelling to Malaysia?
While we understand your excitement for the trip, have you spared any thoughts about purchasing Malaysia travel insurance?
Why do you need to buy travel insurance for Malaysia, you ask?
For starters, traveling can be riddled with unforeseen situations. Medical emergencies, luggage delay or loss, wallet theft, and just about a thousand other things can put your travel plans in jeopardy. Especially with competent healthcare being quite expensive in Malaysia, traveling without Malaysia travel insurance from India can lead to substantial financial liabilities. Further, with the rise of petty crimes in cities like Kuala Lumpur, it is better to travel to Malaysia with a financial safeguard.
That is why it is best to purchase international travel insurance for Malaysia to ensure you are financially protected under such circumstances.
Is Travel Insurance Mandatory for Malaysia?
No, travel insurance is not mandatory for your visit to Malaysia. However, buying travel insurance for Malaysia is still essential for tourists. Whether you intend to participate in adventure sports or simply do other touristy things, unforeseen risks may be lurking around the corner in Malaysia. These policies can minimize your financial loss from such dangers.
What is the Cost of Travel Insurance for Malaysia from India?
A $50,000 Malaysia Travel insurance plan from India for 4 days for 1 adult starts from ₹395 (excluding GST).
Malaysia Visa for Indian Passport Holders
Malaysia is one of the most underrated places in Asia. From the typical island life to jaw-dropping skyscrapers to wild rainforests and jungles, this warm country is delightful for every kind of traveler.
Malaysia issues different types of visas to Indian passport holders for their visits. Malaysia visa for Indians have specific application requirements, and some general requirements must be met for every visa application.
Types of Malaysia Tourist Visas for Indians and Their Validity
What’s Great About International Travel Insurance for Malaysia by Digit?
Malaysia Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
How to Buy International Travel Insurance for Malaysia with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Malaysia Travel Insurance from India?
- Participate in Any of Malaysia’s Adventure Sports Without Any Reservation - Digit offers a high sum insured for emergency accidental treatment (for a single-day adventure activity) so you can partake in adventure sports without having to worry about the financial repercussions of hospitalisation in case you suffer an injury.
- Avail Coverage for Reissuing Lost/Stolen Passports - Even though Malaysia is a pretty safe country to travel to, there always remains a risk of petty crimes like burglary or theft in bigger cities like Kuala Lumpur. Under such circumstances, if your passport is stolen or lost, you can avail of coverage with our international travel insurance.
- Make Your Road Trips Stress-Free - Imagine that you are on a road trip from Johor Baharu to Malaccha and accidentally damage the rental car. Our insurance policy will cover your financial liabilities arising from this situation.
- All-Round Financial Protection with an Affordable Premium - Digit provides one of the cheapest travel insurance policies in Malaysia. Thus, you can financially safeguard yourself during your trip in exchange for a minimal premium payment. You can avail a sum insured of up to $50,000 for one person for a four-day trip, with a nominal premium of around ₹395 (excl.18% GST)!
- Reach Digit Without Hassle - Also, don’t worry about being unable to reach Digit for claims while travelling in Malaysia. Remember, we are just a missed call away! We promise to get back to you in 10 minutes.
- Delay in Your Luggage - Well, now you don’t have to worry if your baggage is delayed while you are travelling to Malaysia. Your travel insurance policy will reimburse you for the purchase of necessary things.
- Avail Coverage for Hospitalisation - A travel insurance policy will cover the cost of hospitalisation (whether for illness or accidental) and save you from spending a part of your entire trip budget under such circumstances.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Malaysia's Official Currency?
The currency in Malaysia is the Malaysian ringgit. Each ringgit is divided into 100 sen. Malaysian banknotes in denominations of 1, 5, 10, 40, and 100
Sen come in coins of 5, 10, 20, and 50.
As of 4th July 2024, the currency exchange rates of the Malaysian Ringgit (MYR) are as follows:
Note: The local currency is the Malaysian Ringgit (MYR). If you have US dollars, you must exchange them for MYR, as USD is widely accepted in Malaysia.
When is the Best Time to Visit Malaysia?
Malaysia, being tropical, has weather that remains quite pleasant all year round, albeit a bit humid.
- The temperature here mostly flits between a comfortable 20°C and 30°C, with the highlands being a bit cooler.
- The country is well known for unpredictable rainfall;
Considering these factors, the best time to visit Malaysia is:
- Between December and February (for the West Coast) or
- Between June to August (if you are visiting the East Coast)
What is Malaysia Famous For?
Malaysia is a beautiful vacation destination for tourists from all across the world. Malaysia is famous for its several exotic islands, pristine beaches, picturesque towns and adventure spots.
If you are planning to visit Malaysia's famous attractions, you can make an informed bucket list. In addition, you must also try some of the popular activities to get a holistic feel of the country.
Things to Know While Travelling in Malaysia
Even though Malaysia has embraced western influence to quite an extent, it still remains conservative in a few areas. Therefore, there are a few guidelines you must absolutely follow during your travel to Malaysia. For example,
- Follow proper dress code - Since the official religion of Malaysia is Islam, the country follows a pretty strict dress code. It is crucial for you to follow the same and dress according to the norms that are followed. For instance, make sure your clothes cover your torso. Ensure that you wear sleeves that reach below your elbow and that your dress covers you up to the knees. While entering any mosque, it is crucial for men to wear long-sleeved shirts and full-length trousers. Women should also make sure that they keep their heads covered.
- Social Norms - Malaysia has strict laws regarding public consumption of alcohol, even in areas that are frequented by foreigners. You can attract legal trouble if you are found drinking in areas apart from designated bars or pubs. Further, public displays of affection (like kissing) should also be avoided in public areas.
- Laws Related to Drugs - Drugs are illegal in the country and can lead to imprisonment if they are found in your system. Tourists are often subjected to urine tests on their arrival to the country for drug detection. Further, anyone found guilty of trafficking is sure to face the death penalty in the country.
- For LGBTQ Travellers - Malaysia has a strict ban on cross-dressing and homosexual activities. Even though it is unlikely for LGBTQ travellers to face any difficulty during their travels, it is advisable for them to practice caution while travelling in Malaysia.
Safety Tips When Travelling to Malaysia
Malaysia is generally a safe country for tourists. It is normally not a place where you are at risk of encountering violence. However, you must be cautious of the petty crimes common in certain parts of the country.
So, before your trip commences, the following is a list of things you must bear in mind while you are in Malaysia:
- Petty Crimes - Kuala Lumpur, like all other big cities in the world, has its moments as far as petty crimes like pickpocketing, assault, credit card fraud, etc., are concerned. Thus, you should exercise caution in busy tourist areas while walking alone at night, etc.
- Selling Used Tickets - One of the most prevalent scams in Malaysia is one that involves selling used tickets to tourists for various attractions. You might find locals selling you tickets at discounted prices in front of attractions but beware of them as they are most likely invalid/used up.
- Charging High Prices for Food - There are a few Nasi Kandar stalls in areas of Penang, Perhentian Islands, Kuala Lumpur etc. that have been accused of making up prices for their food on the spot and charging tourists a higher price for the same.
- Boat Reservation Scams - Boat scams in Penang National Park and Perhentian Islands are quite common, and tourists are often duped into making an expensive reservation in these spots.
- Fake Travel Agents - In the recent few years, the rise of the digital platform has led to the emergence of quite a few fake travel agents in Malaysia, as noted by the Malaysian Association of Tours and Travel Agents. It is, therefore, crucial for you to make sure that you do not fall prey to illegal guides while you are in the country.
- Traffic Congestions - Traffic in the cities can be a cause for concern. In some places, the roads are quite congested while their condition in some other places can be downright dangerous. However, as an Indian, you will find that the traffic rules in Malaysia are quite similar to that back home.
- Diseases Like Dengue - The occurrence of vector-borne diseases is quite common in Malaysia. For instance, Dengue is one disease that you must be aware of while traveling in the country.
Apart from these, Malaysia is pretty much a safe country to travel to without many stringent laws.
List of High Commissions in Malaysia
List of Airports in Malaysia
The following is the list of international and domestic airports in Malaysia.