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Travel Insurance for Malaysia from India Online, Starting ₹395

Travelling to Malaysia?
While we understand your excitement for the trip, have you spared any thoughts about purchasing Malaysia travel insurance?
Why do you need to buy travel insurance for Malaysia, you ask?
For starters, traveling can be riddled with unforeseen situations. Medical emergencies, luggage delay or loss, wallet theft, and just about a thousand other things can put your travel plans in jeopardy. Especially with competent healthcare being quite expensive in Malaysia, traveling without Malaysia travel insurance from India can lead to substantial financial liabilities. Further, with the rise of petty crimes in cities like Kuala Lumpur, it is better to travel to Malaysia with a financial safeguard.
That is why it is best to purchase international travel insurance for Malaysia to ensure you are financially protected under such circumstances.
Table of Contents
Is Travel Insurance Mandatory for Malaysia?
No, travel insurance is not mandatory for your visit to Malaysia. However, buying travel insurance for Malaysia is still essential for tourists. Whether you intend to participate in adventure sports or simply do other touristy things, unforeseen risks may be lurking around the corner in Malaysia. These policies can minimize your financial loss from such dangers.
What is the Cost of Travel Insurance for Malaysia from India?
A $50,000 Malaysia Travel insurance plan from India for 4 days for 1 adult starts from ₹395 (excluding GST).
Malaysia Visa for Indian Passport Holders
Malaysia is one of the most underrated places in Asia. From the typical island life to jaw-dropping skyscrapers to wild rainforests and jungles, this warm country is delightful for every kind of traveler.
Malaysia issues different types of visas to Indian passport holders for their visits. Malaysia visa for Indians have specific application requirements, and some general requirements must be met for every visa application.
Types of Malaysia Tourist Visas for Indians and Their Validity
What’s Great About International Travel Insurance by Digit?
Malaysia Travel Insurance Plans that fit your needs
Basic Option
Comfort Option
Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
With us, get access to VIP Claims
After you buy our international travel insurance for Malaysia, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Malaysia with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Malaysia Travel Insurance Policy from India?
- Participate in Any of Malaysia’s Adventure Sports Without Any Reservation - Digit offers a high sum insured for emergency accidental treatment (for a single-day adventure activity) so you can partake in adventure sports without having to worry about the financial repercussions of hospitalisation in case you suffer an injury.
- Avail Coverage for Reissuing Lost/Stolen Passports - Even though Malaysia is a pretty safe country to travel to, there always remains a risk of petty crimes like burglary or theft in bigger cities like Kuala Lumpur. Under such circumstances, if your passport is stolen or lost, you can avail of coverage with our international travel insurance.
- Make Your Road Trips Stress-Free - Imagine that you are on a road trip from Johor Baharu to Malaccha and accidentally damage the rental car. Our insurance policy will cover your financial liabilities arising from this situation.
- All-Round Financial Protection with an Affordable Premium - Digit provides one of the cheapest travel insurance policies in Malaysia. Thus, you can financially safeguard yourself during your trip in exchange for a minimal premium payment. You can avail a sum insured of up to $50,000 for one person for a four-day trip, with a nominal premium of around ₹395 (excl.18% GST)!
- Reach Digit Without Hassle - Also, don’t worry about being unable to reach Digit for claims while travelling in Malaysia. Remember, we are just a missed call away! We promise to get back to you in 10 minutes.
- Delay in Your Luggage - Well, now you don’t have to worry if your baggage is delayed while you are travelling to Malaysia. Your travel insurance policy will reimburse you for the purchase of necessary things.
- Avail Coverage for Hospitalisation - A travel insurance policy will cover the cost of hospitalisation (whether for illness or accidental) and save you from spending a part of your entire trip budget under such circumstances.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Malaysia's Official Currency?
The currency in Malaysia is the Malaysian ringgit. Each ringgit is divided into 100 sen. Malaysian banknotes in denominations of 1, 5, 10, 40, and 100
Sen come in coins of 5, 10, 20, and 50.
As of 4th July 2024, the currency exchange rates of the Malaysian Ringgit (MYR) are as follows:
Note: The local currency is the Malaysian Ringgit (MYR). If you have US dollars, you must exchange them for MYR, as USD is widely accepted in Malaysia.
When is the Best Time to Visit Malaysia?
Malaysia, being tropical, has weather that remains quite pleasant all year round, albeit a bit humid.
- The temperature here mostly flits between a comfortable 20°C and 30°C, with the highlands being a bit cooler.
- The country is well known for unpredictable rainfall;
Considering these factors, the best time to visit Malaysia is:
- Between December and February (for the West Coast) or
- Between June to August (if you are visiting the East Coast)
What is Malaysia Famous For?
Malaysia is a beautiful vacation destination for tourists from all across the world. Malaysia is famous for its several exotic islands, pristine beaches, picturesque towns and adventure spots.
If you are planning to visit Malaysia's famous attractions, you can make an informed bucket list. In addition, you must also try some of the popular activities to get a holistic feel of the country.
Things to Know While Travelling in Malaysia
Even though Malaysia has embraced western influence to quite an extent, it still remains conservative in a few areas. Therefore, there are a few guidelines you must absolutely follow during your travel to Malaysia. For example,
- Follow proper dress code - Since the official religion of Malaysia is Islam, the country follows a pretty strict dress code. It is crucial for you to follow the same and dress according to the norms that are followed. For instance, make sure your clothes cover your torso. Ensure that you wear sleeves that reach below your elbow and that your dress covers you up to the knees. While entering any mosque, it is crucial for men to wear long-sleeved shirts and full-length trousers. Women should also make sure that they keep their heads covered.
- Social Norms - Malaysia has strict laws regarding public consumption of alcohol, even in areas that are frequented by foreigners. You can attract legal trouble if you are found drinking in areas apart from designated bars or pubs. Further, public displays of affection (like kissing) should also be avoided in public areas.
- Laws Related to Drugs - Drugs are illegal in the country and can lead to imprisonment if they are found in your system. Tourists are often subjected to urine tests on their arrival to the country for drug detection. Further, anyone found guilty of trafficking is sure to face the death penalty in the country.
- For LGBTQ Travellers - Malaysia has a strict ban on cross-dressing and homosexual activities. Even though it is unlikely for LGBTQ travellers to face any difficulty during their travels, it is advisable for them to practice caution while travelling in Malaysia.
Safety Tips When Travelling to Malaysia
Malaysia is generally a safe country for tourists. It is normally not a place where you are at risk of encountering violence. However, you must be cautious of the petty crimes common in certain parts of the country.
So, before your trip commences, the following is a list of things you must bear in mind while you are in Malaysia:
- Petty Crimes - Kuala Lumpur, like all other big cities in the world, has its moments as far as petty crimes like pickpocketing, assault, credit card fraud, etc., are concerned. Thus, you should exercise caution in busy tourist areas while walking alone at night, etc.
- Selling Used Tickets - One of the most prevalent scams in Malaysia is one that involves selling used tickets to tourists for various attractions. You might find locals selling you tickets at discounted prices in front of attractions but beware of them as they are most likely invalid/used up.
- Charging High Prices for Food - There are a few Nasi Kandar stalls in areas of Penang, Perhentian Islands, Kuala Lumpur etc. that have been accused of making up prices for their food on the spot and charging tourists a higher price for the same.
- Boat Reservation Scams - Boat scams in Penang National Park and Perhentian Islands are quite common, and tourists are often duped into making an expensive reservation in these spots.
- Fake Travel Agents - In the recent few years, the rise of the digital platform has led to the emergence of quite a few fake travel agents in Malaysia, as noted by the Malaysian Association of Tours and Travel Agents. It is, therefore, crucial for you to make sure that you do not fall prey to illegal guides while you are in the country.
- Traffic Congestions - Traffic in the cities can be a cause for concern. In some places, the roads are quite congested while their condition in some other places can be downright dangerous. However, as an Indian, you will find that the traffic rules in Malaysia are quite similar to that back home.
- Diseases Like Dengue - The occurrence of vector-borne diseases is quite common in Malaysia. For instance, Dengue is one disease that you must be aware of while traveling in the country.
Apart from these, Malaysia is pretty much a safe country to travel to without many stringent laws.
List of High Commissions in Malaysia
List of Airports in Malaysia
The following is the list of international and domestic airports in Malaysia.