General
International Travel Insurance
Premium starting ₹395
100% Claims Settled (FY 23-24)
Travel Insurance for South Africa from India Online, Starting ₹515
If you’re traveling to South Africa, you’re in for an adventure of a lifetime!
The spellbinding flora and fauna, cultural diversity, and ethnicity will entice you and provide for a memorable trip. It’s packed with thrilling activities and sightseeing, and Digit’s International Travel Insurance plan has your back.
Digit’s International Travel Insurance for South Africa covers you during unpredictable situations such as flight delays, passport loss, baggage loss, medical emergencies, trip cancellations, and other mishaps.
Purchase your plan online within a few minutes, and you can be off on your perfect trip!
Table of Contents
Is Travel Insurance Mandatory for South Africa?
No, travel insurance is not mandatory when traveling from India to South Africa. In South Africa, health and access to healthcare is one of the country’s biggest problems. Not only that, but South Africa also faces multiple communicable disease burdens like tuberculosis, influenza, and pneumonia.
For these reasons, we strongly advice buying a travel plan with adequate medical coverage. This acts as a relief in times of need when abroad.
What is the Cost of Travel Insurance for South Africa from India?
A $50,000 South Africa Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
South Africa Visa for Indian Passport Holders
South Africa is an incredible place to visit. It is full of diversity and beautiful tourist attractions. Besides, the country offers different job opportunities, so Indian people often shift to this country or visit it for other social reformation purposes.
If you want to visit South Africa, you should have a valid passport before entering the country. A 90-day South African visa for Indians is issued for visits for tourism or business purposes.
What’s Great About International Travel Insurance by Digit?
South Africa Travel Insurance Plans that fit your needs
Basic Option
Offers coverages for the most common mishaps that can be encountered on an international trip.
Comfort Option
This plan not only covers you for the most common mishaps on your trip but also keeps you protected from each hiccup, so your trip goes just how it should!
Basic Option
Comfort Option
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Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
What's Not Covered?
Digit’s Travel Insurance from India to South Africa covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses that have already been diagnosed (pre-existing diseases), or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those who are hospitalised during their holiday in a foreign country.
- Death or disability won’t be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you’re doing it for one day. This doesn’ t include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of war are not covered.
- Flight delays aren’t covered if your airline already informed you about the same at least 6 hours in advance.
- The delay in checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts won’t be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can’t be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can’t be covered.
- Trip cancellations due to visa rejection are not covered.
With us, get access to VIP claims
After you buy our international travel insurance for South Africa, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for South Africa with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for South Africa Travel Insurance Policy from India?
- Get Coverage for Healthcare - It is a cover for unexpected emergencies requiring hospitalization due to an illness or acute pain. We will pay reasonable charges as mentioned in your policy.
- Engage in Exciting Sports Without Worries - You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional, during your trip because this cover provides protection if things go wrong.
- Loss of Baggage and Personal Belongings - If you lose your stuff during your trip due to theft, robbery, etc., and we will compensate you after deducting depreciation.
- Get Coverage for Trip Extension - If your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay for longer than expected, then will get reimbursed for the costs.
- Receive Coverage for Home Buildings and Contents - It shields your house against damage or loss due to theft, natural calamities, riots, and other situations mentioned in your policy when you’re away.
- Accidental Death and Disability (Common Carrier) - It covers you for accidental injuries while riding as a fare-paying passenger on a flight or other passenger transport, leading to permanent disability or death.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is South Africa’s Official Currency?
The South African rand (ZAR) is the currency of South Africa. The South African Reserve Bank issues it and has the symbol R. Coins are in denominations of 1, 2, 5, 10, 20, and 50 cents and denominations of 1, 2, and 5 rands. Banknotes are printed and issued in 10, 20, 50, 100, and 200 rand denominations.
As of 15th July 2024, the currency exchange rates of ZAR are as follows:
Note: The currency in South Africa is the South African Rand (ZAR), but some tourist areas might accept US dollars or euros.
Compare South Africa Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for South Africa, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Terms of claims. A lot of times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company’s previous claim records. After all, that’s the whole point of insurance, right?
What is South Africa Famous For?
If you plan to explore coral reefs, the multicultural city of Cape Town or the Dragon Mountains, book a vacation to South Africa!
South Africa is famous for its vibrant and diverse history and culture, which make it one of the most remarkable tourist destinations worldwide. It is home to a unique blend of marvellous architecture, spectacular cityscapes, wildlife, and exotic cuisine.
When is the Best Time to Visit South Africa?
Generally, winter mornings and nights are the chilliest, while summers in South Africa are known for the scorching heat. Hence, the best time to visit South Africa from May to September. This is the perfect season as, at this time, the weather is moderately cold.
Safety Tips When Travelling to South Africa
Here are some of the pivotal safety precautions that you must consider while travelling to South Africa:
- Be alert at the airport and keep the travelling documents in places where they are easily accessible.
- Avoid carrying large amounts of cash or exchanging cash at the airport. Moreover, while you visit ATMs in South Africa, make sure not to withdraw large amounts.
- While staying in the hotel, keep doors locked and refrain from opening for strangers.
- Keep the necessary medications with yourself.
- Make sure to use trusted taxis and cab services.
- You need to stay in groups and avoid getting strayed away.
- Keep track of your valuable belongings.
- Most people in South Africa are friendly and welcoming, but it's a good idea to be aware of tourist scams in South Africa to protect yourself during your travels.
In addition, you need to have a travel insurance policy. It will cover all unexpected expenses on a foreign trip, such as flight cancellation, medical emergencies and other such situations.
List of Indian Consulates and Embassy in South Africa
List of Airports in South Africa
The following is the list of international airports in South Africa.