General
International Travel Insurance
Premium starting ₹395
100% Claims Settled (FY 23-24)
Travel Insurance for South Africa from India Online, Starting ₹515
If you’re traveling to South Africa, you’re in for an adventure of a lifetime!
The spellbinding flora and fauna, cultural diversity, and ethnicity will entice you and provide for a memorable trip. It’s packed with thrilling activities and sightseeing, and Digit’s International Travel Insurance plan has your back.
Digit’s International Travel Insurance for South Africa covers you during unpredictable situations such as flight delays, passport loss, baggage loss, medical emergencies, trip cancellations, and other mishaps.
Purchase your plan online within a few minutes, and you can be off on your perfect trip!
Table of Contents
Is Travel Insurance Mandatory for South Africa?
No, travel insurance is not mandatory when traveling from India to South Africa. In South Africa, health and access to healthcare is one of the country’s biggest problems. Not only that, but South Africa also faces multiple communicable disease burdens like tuberculosis, influenza, and pneumonia.
For these reasons, we strongly advice buying a travel plan with adequate medical coverage. This acts as a relief in times of need when abroad.
What is the Cost of Travel Insurance for South Africa from India?
A $50,000 South Africa Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
South Africa Visa for Indian Passport Holders
South Africa is an incredible place to visit. It is full of diversity and beautiful tourist attractions. Besides, the country offers different job opportunities, so Indian people often shift to this country or visit it for other social reformation purposes.
If you want to visit South Africa, you should have a valid passport before entering the country. A 90-day South African visa for Indians is issued for visits for tourism or business purposes.
What’s Great About International Travel Insurance for South Africa by Digit?
South Africa Travel Insurance Plan That Fits You
Double Secure
This plan offers coverage for the most common mishaps that can be encountered on an international trip.
Double Secure Plus
This plan not only covers you for the most common mishaps on your trip but also comes with an extra layer of protection that keeps you protected from each hiccup, so your trip goes just how it should!
Double Secure
Double Secure Plus
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Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
Digit’s Travel Insurance from India to South Africa covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses that have already been diagnosed (pre-existing diseases), or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those who are hospitalised during their holiday in a foreign country.
- Death or disability won’t be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you’re doing it for one day. This doesn’ t include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of war are not covered.
- Flight delays aren’t covered if your airline already informed you about the same at least 6 hours in advance.
- The delay in checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts won’t be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can’t be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can’t be covered.
- Trip cancellations due to visa rejection are not covered.
How to Buy International Travel Insurance for South Africa with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
Why Choose Digit for South Africa Travel Insurance from India?
- Get Coverage for Healthcare - It is a cover for unexpected emergencies requiring hospitalization due to an illness or acute pain. We will pay reasonable charges as mentioned in your policy.
- Engage in Exciting Sports Without Worries - You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional, during your trip because this cover provides protection if things go wrong.
- Loss of Baggage and Personal Belongings - If you lose your stuff during your trip due to theft, robbery, etc., and we will compensate you after deducting depreciation.
- Get Coverage for Trip Extension - If your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay for longer than expected, then will get reimbursed for the costs.
- Receive Coverage for Home Buildings and Contents - It shields your house against damage or loss due to theft, natural calamities, riots, and other situations mentioned in your policy when you’re away.
- Accidental Death and Disability (Common Carrier) - It covers you for accidental injuries while riding as a fare-paying passenger on a flight or other passenger transport, leading to permanent disability or death.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is South Africa’s Official Currency?
The South African rand (ZAR) is the currency of South Africa. The South African Reserve Bank issues it and has the symbol R. Coins are in denominations of 1, 2, 5, 10, 20, and 50 cents and denominations of 1, 2, and 5 rands. Banknotes are printed and issued in 10, 20, 50, 100, and 200 rand denominations.
As of 15th July 2024, the currency exchange rates of ZAR are as follows:
Note: The currency in South Africa is the South African Rand (ZAR), but some tourist areas might accept US dollars or euros.
Compare South Africa Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for South Africa, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Terms of claims. A lot of times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company’s previous claim records. After all, that’s the whole point of insurance, right?
What is South Africa Famous For?
If you plan to explore coral reefs, the multicultural city of Cape Town or the Dragon Mountains, book a vacation to South Africa!
South Africa is famous for its vibrant and diverse history and culture, which make it one of the most remarkable tourist destinations worldwide. It is home to a unique blend of marvellous architecture, spectacular cityscapes, wildlife, and exotic cuisine.
When is the Best Time to Visit South Africa?
Generally, winter mornings and nights are the chilliest, while summers in South Africa are known for the scorching heat. Hence, the best time to visit South Africa from May to September. This is the perfect season as, at this time, the weather is moderately cold.
Safety Tips When Travelling to South Africa
Here are some of the pivotal safety precautions that you must consider while travelling to South Africa:
- Be alert at the airport and keep the travelling documents in places where they are easily accessible.
- Avoid carrying large amounts of cash or exchanging cash at the airport. Moreover, while you visit ATMs in South Africa, make sure not to withdraw large amounts.
- While staying in the hotel, keep doors locked and refrain from opening for strangers.
- Keep the necessary medications with yourself.
- Make sure to use trusted taxis and cab services.
- You need to stay in groups and avoid getting strayed away.
- Keep track of your valuable belongings.
- Most people in South Africa are friendly and welcoming, but it's a good idea to be aware of tourist scams in South Africa to protect yourself during your travels.
In addition, you need to have a travel insurance policy. It will cover all unexpected expenses on a foreign trip, such as flight cancellation, medical emergencies and other such situations.
List of Indian Consulates and Embassy in South Africa
List of Airports in South Africa
The following is the list of international airports in South Africa.