Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Spain from India Online, Starting ₹515

If you are planning to visit Europe, you can always start with Spain, one of the most technologically advanced, historically rich, and visitor-friendly countries on the continent. Spain is one of the most visited countries in the world, and the Spanish authorities have done everything they can to ensure that travelers have a splendid time there.
Before you start planning your trip, however, you have to buy a Spain travel insurance policy. Spain travel insurance will cover any emergency and unplanned costs, come in handy in case you lose your passport or similar important documents, and provide many other benefits.
Is Travel Insurance Mandatory for Spain?
Yes, a travel insurance policy is mandatory for Indians traveling to Spain with a Schengen visa. However, buying travel insurance for Spain is still essential for tourists. Whether you intend to participate in adventure sports or simply do other touristy things, unforeseen risks may lurk around the corner in Spain. These policies can minimize your financial loss from such dangers.
What is the Cost of Travel Insurance for Spain from India?
A $50,000 Spain travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Spain Visa for Indian Passport Holders
All Indians need a valid Schengen visa for Spain. A Schengen Visa for Indians is a long- or short-term visa that allows you to enter the Schengen zone in the European Union, consisting of 27 countries that follow a standard visa policy. Indians can easily get a Spain visa when planning to visit Schengen countries.
A tourist visa is valid for up to 90 days and should be applied for one to two months in advance since the process could take time, and you don’t want any last-minute surprises!
What’s Great About International Travel Insurance for Spain by Digit?
Spain Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
How to Buy International Travel Insurance for Spain with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Spain Travel Insurance from India?
Digit is one of India’s top travel insurance companies with excellent settlement rates. Whenever you need travel insurance to Spain, think of Digit for the following reasons:
- Personal Accident - If you meet with an accident on your trip that leads to partial or total permanent disability or death, we will cover you up to the limits mentioned in the policy schedule.
- Accidental Treatment and Evacuation Exigencies - If you meet with an accident during your trip, resulting in hospitalization, the cost of treatment will be covered. We will pay reasonable and customary charges as mentioned in the policy.
- Loss of Passport, Driving License, and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, it stops you from continuing your trip. Then we'll cover costs incurred in the issuance of an emergency certificate or duplicate passport so that you can get back on enjoying your trip.
- Escort of a Minor Child - If you end up in the hospital unexpectedly, we'll cover the costs for a family member, relative, or friend to bring back up to two unattended minor children to their home country or city, which includes the actual cost of round-trip economy class tickets for the escort and return tickets for the kids, minus any refund for the kids' scheduled return tickets.
- Compassionate Visit - If you are unexpectedly hospitalized during the coverage period, we've got your back. We'll cover the expenses for a visit from one of your immediate family members, friends, or relatives. This includes their economy class transportation and lodging costs, up to the limits in your policy schedule.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Spain's Official Currency?
The currency in Spain is the euro (EUR), which has the symbol €. Each euro is divided into 100 cents in 1, 2, 5, 10, 20, and 50 coins. Banknotes are in denominations 5, 10, 20, 50, 100, 200, and 500.
As of 12th July 2024, the currency exchange rates of EUR are as follows:
Note: You cannot use any currencies other than the Euro anywhere in Spain.
What is Spain Famous For?
Spain is well-known for its diverse food habits and very high-quality wines. If you are travelling for the first time to Spain, you must be careful when checking out their local dishes and beverages. Spain is famous for its fascinating scenery, brilliantly preserved Roman ruins, churches, and many grand buildings that have been carefully restored.
Spain’s churches are almost always heritage structures, and these churches are among the oldest and most iconic in Europe. The language barrier can be difficult initially. However, Spanish people always speak English. Spain is known worldwide for its football clubs. Major clubs like Barcelona and Valencia attract many visitors each year.
When is the Best Time to Visit Spain?
- March to May - If you are planning to visit the northern parts of Spain, spring months are the best time to visit Spain. The temperature is always cool and in the mid-20s Fahrenheit. As the summer season arrives, the temperatures start mounting, but it is never too hot in any real sense.
- September to November - These are the months that constitute fall time in Germany. During this period, the crowds are comparatively low, and the money you must spend is also within range.
Before you book your flight tickets to Spain’s most famous destinations, always plan ahead. Keep in mind that the real tourist season generally starts in May and goes on until September. You can always skip the peak months.
Safety Tips When Travelling to Spain
Spain is a very safe country to visit. But do keep the following points in mind:
- Beware of Alcohol Poisoning - Alcohol poisoning is common in many countries. You have to be careful of what you are drinking and in what volume.
- Be Wary of Information Sources - Whenever you need any information, rely only on Government or official agencies and their websites.
- Do Not Fall into Scams - Scams in Spain are widespread across many countries. Be careful of them.