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If you are looking for a relaxing vacation away from the hustle and bustle of daily life, the Maldives is a soul-soothing destination. Located in the Indian Ocean, the Maldives is a small island nation that is one of the most visited tourist destinations in the world.
A foreign trip with insurance always sounds safe!
Hence, purchasing travel insurance for Maldives is a must. It safeguards you financially from various unforeseen events on your journey. Digit's Travel Insurance for Maldives protects you from unexpected financial liabilities in several cases.
No, travel insurance is not mandatory for a visit to the Maldives. Still, buying such a plan is wise, especially if you are traveling with your loved ones. Things tend to go wrong frequently during international travel. Travel insurance for the Maldives from India can protect your finances from sudden, unexpected expenses during the trip.
A $50,000 Maldives travel insurance plan from India for 4 days for 1 adult starts from ₹395 (excluding GST).
Indians don't need a pre-arrival Maldives visa to visit the country. The Maldives Government grants Maldives visas on arrival for Indian, and the visa is free of charge. Upon arriving in the Maldives, you must present the appropriate paperwork and documentation for entry.
The Maldives tourist visa for Indians (on-arrival) is valid for 30 days from the date of arrival and can be extended for a maximum of 3 months (90 days).
For foreign citizens visiting the Maldives, the government grants three types of Maldives visas:
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
After you buy our international travel insurance for Maldives, you live tension free as we have a 3-step, completely digital claims process!
Give us a call at 1800-258-5956 (if in India).
Upload the required documents & your bank account details, on the link sent.
We’ll take care of the rest!
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Select the plan, sum insured, and click ‘Continue.’
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
The official currency of the Maldives is the rufiyaa (rf) or MVR, which is made up of 100 laree (1 rf = 100 laree). Rufiyaa notes come in 500, 100, 50, 20, 10, five and two denominations. Coins come in denominations of two and one rufiyaa and 50, 25, and 10 larees.
As of 15th July 2024, the currency exchange rates of MVR are as follows:
Note: Other currencies, such as Euros (EUR) and British Pounds (GBP), might be accepted in some places, but US Dollars (USD) are widely accepted, especially in resorts and tourist-oriented establishments.
The Maldives is famous for its pristine beaches and idyllic water bodies. Its proximity to India makes it one of the populace's favorite tourist destinations. Further, the various opportunities to engage in adventurous activities, including scuba diving, are another reason for the Maldives being a popular vacationing destination, especially amongst youngsters.
Whether it is a weekend getaway trip or your honeymoon, Maldives is the perfect destination for a vacation.
The best time to visit Maldives is throughout the year. Temperatures are the most pleasant between November and April. Avoid visiting the country between May and October due to the torrential rains that are common around this time. You cannot do much during the rainy season other than wait in hotel rooms.
Keep the following things in mind if you are traveling to the Maldives for recreational purposes:
Maldives is a safe destination. Crime rates are low, and only a few diseases, let alone travelers, threaten the populace. Additionally, if you have a Maldives travel insurance policy in place, you can ensure that you are covered by the financial repercussions arising under these circumstances.
The following is the list of international and domestic airports in Maldives.
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