Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Saudi Arabia from India Online Starting ₹395

Traveling to Saudi Arabia from India during the colder months is a perfect opportunity to experience urban and rural pleasures. As the birthplace of Islam, the country is visited all year round. Its enriching culture, traditions, architecture, scenic landscape, and exotic cuisine will make you return for more.
There's so much to experience under the beautiful Arabian nights. To enhance your trip to this glorious desert, you should have Travel Insurance for Saudi Arabia. It covers and benefits you in one-day adventure activities and unpredictable situations such as flight delays, loss of passport, luggage delay, medical emergencies, trip cancellations, and other mishaps.
Table of Contents
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Is Travel Insurance Mandatory?
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Cost of Saudi Arabia Travel Insurance
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Saudi Arabia Visa for Indians
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Benefits of Travel Insurance
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Saudi Arabia Travel Insurance Plans
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How to File a Claim?
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Buy Travel Insurance
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Why Choose Digit?
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Indian Consulates and High Commissions in Saudi Arabia
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Frequently Asked Questions
Is Travel Insurance Mandatory for Saudi Arabia?
Yes, travel insurance is mandatory when traveling to Saudi Arabia. The insurance must be valid for the duration of your stay and cover medical emergencies, trip cancellations, and other unexpected events.
Coverage for Covid-19 medical treatment and quarantine is also a must.
What is the Cost of Travel Insurance from India to Saudi Arabia?
A $50,000 Saudi Arabia Travel insurance plan from India for one adult starts from ₹395 (excluding GST).
Saudi Arabia Visa for Indian Passport Holders
Now, it is easy to apply for a Saudi Arabia visa for Indians and get approval. Visit the official website of the Saudi Arabia Ministry of Foreign Affairs (MOFA). After that, create a user account for visa application.
Indian travelers looking for an offline visa application method for Saudi Arabia can visit the embassy and fill out the application form with the necessary documents and fees.
Generally, if your visa application is flawless, it will take 4 to 5 days as processing time. However, if there are any discrepancies or complications, it takes up to 3 weeks.
What’s Great About International Travel Insurance for Saudi Arabia by Digit?
Saudi Arabia Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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✔
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
✔
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
✔
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✔
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
✔
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✔
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
✔
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
×
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×
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
✔
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✔
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
✔
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
✔
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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✔
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×
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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✔
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
✔
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
✔
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
×
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×
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
✔
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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×
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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×
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×
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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×
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×
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
×
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
×
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×
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
×
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
×
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
×
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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×
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×
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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×
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×
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
×
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×
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Home to Home Cover |
×
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Hazardous or Adventure Sports |
✔
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Coverage at Home Country |
×
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×
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
Digit's Travel Insurance from India to Qatar covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalized during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- The delay in checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between the scheduled arrival of an incoming flight and the scheduled departure of a connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to visa rejection are not covered.
How to Buy International Travel Insurance for Saudi Arabia with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Saudi Arabia Travel Insurance from India?
- Get Coverage for Hospitalisation - If you experience health complications and require hospitalization, the high sum insured offered by Digit would ensure that treatment costs, room rent, etc., are sufficiently covered.
- Daily Cash Allowances - If during the trip, due to an accidental injury or an emergency medical treatment, you are hospitalized and low on cash, you can use the daily allowances provided by Digit, up-to-the maximum number of nights as specified in the policy schedule.
- Hijack Distress Allowance - In case your trip gets interrupted because the common carrier is hijacked, we'll pay you for each day of the hijacking, up to the amount mentioned in your policy.
- Loss of Passport, Driving License and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, it stops you from continuing your trip. Then we'll cover costs incurred in issuing an emergency certificate or duplicate passport so that you can get back on enjoying your trip.
- Home Buildings and Contents - It shields your house against damage or loss due to theft, natural calamities, riots, and other situations mentioned in your policy when you’re away.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
List of Network Hospitals in Saudi Arabia with Digit
Disclaimer: This list is not a comprehensive list of network hospitals in Saudi Arabia. Last updated on 31st July-2025. In case of emergencies, we recommend to reach out to Digit insurance team first to check about the hospitals.
Compare Saudi Arabia Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for Saudi Arabia, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Terms of claims. Many times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?
What is Saudia Arabia's Official Currency?
Saudi Arabia’s national currency is the Saudi riyal (SAR), divided into 100 halal. Coins in denominations of 1 or 2 riyals and 1, 5, 10, 25, and 50 halal.
As of 24th June 2024, the currency exchange rates of SAR are as follows:
Note: Some tourist places also accept currencies such as euros, US dollars, or pounds sterling.
What is Saudi Arabia Famous For?
If you are willing to experience the charm of the exquisite Arab world, you can begin by exploring Saudi Arabia. Saudi Arabia is famous for its Islamic heritage and Bedouin traditions. This splendid Middle Eastern country has various eye-catching attractions.
However, to ensure that your trip to the country is smooth and hassle-free, you must have a detailed idea about the visa formalities, safety tips, places of attraction, and more.
When is the Best Time to Visit Saudi Arabia?
The best time to visit Saudi Arabia is between November to February. At this time, you can enjoy the outdoor activities and the sightseeing because of the pleasant weather. Moreover, you will be able to experience various festivals during this time of the year.
What are the Safety Measures to Follow While Visiting Saudi Arabia?
Let's understand the essential safety measures required to follow while visiting Saudi Arabia:
- People travelling to Saudi Arabia must keep in mind the travel restrictions that are imposed in different parts of the country. Make sure to maintain social distancing. Moreover, you must carry necessary anti-malarial medications and other preventable diseases to safeguard your health.
- Saudi Arabian law is conservative and strict; hence, violation of any law will attract legal complications like fines or imprisonment. To avoid any such harassment, it is advisable to understand the tourist laws proficiently.
- Do not forget to carry your passport and other travel documents for any sudden enquiry.
- Though crime rates are comparatively low in Saudi Arabia, it is ideal to keep your valuables, especially jewelry and cash, in a safe way.
- Stay prepared for sudden sandstorms and dust storms and seek shelter whenever necessary.
- Make sure to keep sufficient cash on hand.
- Consumption or carrying alcohol is strictly prohibited.
- Many tourists fall into the trap of scammers and lose their money. Tourists should be aware of scams in Saudi Arabia.
Furthermore, getting a travel insurance policy before your trip to Saudi Arabia is essential as it protects you from financial liability due to sudden expenses due to flight delays, loss of valuables, medical emergencies, cancellation of hotel booking, etc.
List of Indian Consulates and Embassy in Saudi Arabia
Know more about Saudi Arabia before your Trip
If you are willing to experience the charm of the exquisite Arab world, you can begin by exploring Saudi Arabia. The country is known for its Islamic heritage and Bedouin traditions. You can find various eye-catching attractions in this splendid Middle-eastern country.
However, to make sure that your trip to the country is smooth and hassle-free, you will need to have a detailed idea about the visa formalities, safety tips, places of attraction and more. Refer to the guide below for more information.
What Is the Best Time to Travel to Saudi Arabia?
The most suitable time to visit Saudi Arabia is between November to February. At this time, you can enjoy the outdoor activities and the sightseeing because of the pleasant weather. Moreover, you will be able to experience various festivals that take place during this time of the year.
What Are the Top Things to Do and Places to See in Saudi Arabia?
Here is a list of top things to do in Saudi Arabia:
- Visit the Eve's Tomb at Jeddah
- Explore an ancient village, Thee (Zee) Ain of Bidah Valley
- Experience the desert safari at Dune Bashing in Qasim
- Visit the A1 Wahbah Salt Crater in Saudi Arabia
- Experience the breath-taking view of the Edge of the World at Jebel Fihrayn
Let's take a look at a list of top places to see in Saudi Arabia:
- Kingdom Centre Tower
- Al-Balad
- Red Sea Mall
- King Fahd's Fountain
- Al Bujairi Heritage Park
Visa Requirements for Saudi Arabia for Indians
Visit the official website of the Saudi Arabia Ministry of Foreign Affairs (MOFA). After that, create a user account for visa application. Indian travellers looking for an offline method of visa application for Saudi Arabia can visit the embassy and fill up the application form with the necessary documents and fees. Generally, if your visa application is flawless, it will take 4 to 5 days as processing time. However, if there are any discrepancies or complications, it takes up to 3 weeks.
Entry Information for Indians in Saudi Arabia
Saudi Arabia follows strict laws that foreigners, including Indians visiting the country, need to follow. Hence, it is a requirement to carry all the supporting and travel documents to steer clear of legal issues. Upon landing at the airport of Saudi Arabia, the concerned officer can enquire about the intention and duration of the trip.
The country has, however, dropped all Covid-related restrictions.
What Are the Safety Measures to Follow While Visiting Saudi Arabia?
Let's understand the essential safety measures required to follow while visiting Saudi Arabia:
- People travelling to Saudi Arabia must keep the travel restrictions in mind that are imposed in different parts of the country. Make sure to maintain social distancing. Moreover, you must carry necessary anti-malarial medications and other preventable diseases to safeguard your health.
- Saudi Arabian law is conservative and strict; hence, violation of any law will attract legal complications like fines or imprisonment. To avoid any such harassment, it is advisable to understand the tourist laws proficiently.
- Do not forget to carry your passport and other travel documents for any sudden enquiry.
- Though crime rates are comparatively low in Saudi Arabia, it is ideal to keep your valuables, especially jewellery and cash in a safe way.
- Stay prepared for sudden sandstorms and dust storms and seek shelter whenever necessary.
- Make sure to keep sufficient cash on hand.
- Consumption or carrying alcohol is strictly prohibited.
Furthermore, getting a travel insurance policy before your trip to Saudi Arabia is essential as it protects you from financial liability due to sudden expenses due to flight delay, loss of valuables, medical emergencies, cancellation of hotel booking, etc.
Indian Embassy in Saudi Arabia
If you are facing any trouble or complications during your stay in Saudi Arabia, contact the Indian Embassy in Saudi Arabia for support.