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If you want to travel to Ecuador from India, you’re in for a treat! The Galapagos islands, historical cities like Quito, Cuenca, and Banos’s adventure-filled town are among the many places you can visit on your trip to Ecuador.
So, here’s where Digit’s International Travel Insurance to Ecuador comes into play. When you purchase your Ecuador Travel Insurance online plan from Digit, you will be protected in unpredictable situations such as flight delays, loss of passport, luggage delay, medical emergencies, trip cancellations, and any other mishap that could disrupt your trip to Ecuador.
Yes, travel insurance is mandatory when traveling to Ecuador. Ecuador is a part of the Schengen countries. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.
A critical requirement when traveling to Ecuador is that your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage. You can buy your Schengen Area Travel Insurance from here.
A $50,000 Ecuador Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
If you are planning a trip to Ecuador, you should decide the type of visa you want, as there are many Ecuador visa types. To make that decision, you need to be sure of why you want to visit the South American country in the first place. The following are the types of Ecuador visas:
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Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
Digit's Travel Insurance from India to Ecuador covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
After you buy our international travel insurance for Ecuador, you live tension free as we have a 3-step, completely digital claims process!
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Upload the required documents & your bank account details, on the link sent.
We’ll take care of the rest!
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Select the plan, sum insured, and click ‘Continue.’
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
Ecuador's official currency is the USD, denoted by the letter "$." It is one of the most extensively used reserve currencies worldwide and is renowned for its dependability and stability. Cents are the 100 smaller units into which the USD is divided.
As of 3rd August 2024, the currency exchange rates of USD are as follows:
Note: You cannot use any currencies other than USD anywhere in Ecuador.
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
Ecuador is famous for its exotic coastal areas, abundant flora and fauna, charming music, authentic cuisine, and unique local handicrafts.
If Ecuador is on your adventure wish list and you are planning to visit the country, this guide will provide more information about visa formalities, places to visit, safety tips, and more.
There is no specific ideal season to visit Ecuador. However, Ecuador experiences huge international footfalls of tourists from the middle of June to the beginning of September. In addition, travelers from various parts of the world visit Ecuador in December and January.
Some of the top safety precautions that are necessary to consider when you visit Ecuador:
The following is the list of international and domestic airports in Ecuador:
The best travel insurance for Ecuador protects you from financial losses caused by any mishaps during your trip. Digit offers travel insurance that focuses on your safety and comfort. Our plans cover many different situations and are budget-friendly.
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