Travel Insurance for Ecuador from India Online, Starting ₹515

If you want to travel to Ecuador from India, you’re in for a treat! The Galapagos islands, historical cities like Quito, Cuenca, and Banos’s adventure-filled town are among the many places you can visit on your trip to Ecuador.

So, here’s where Digit’s International Travel Insurance to Ecuador comes into play. When you purchase your Ecuador Travel Insurance online plan from Digit, you will be protected in unpredictable situations such as flight delays, loss of passport, luggage delay, medical emergencies, trip cancellations, and any other mishap that could disrupt your trip to Ecuador.

Yes, travel insurance is mandatory when traveling to Ecuador. Ecuador is a part of the Schengen countries. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.

A critical requirement when traveling to Ecuador is that your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage. You can buy your Schengen Area Travel Insurance from here.

A $50,000 Ecuador Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).

If you are planning a trip to Ecuador, you should decide the type of visa you want, as there are many Ecuador visa types. To make that decision, you need to be sure of why you want to visit the South American country in the first place. The following are the types of Ecuador visas:

• Ecuador Tourist Visa - The Ecuador tourist visa permits you to visit the Sovereign State of Ecuador and experience all of its adventures valid for 90 days from the date of issuance. Your visa application will generally be processed in two to four weeks, but this will vary.
• Ecuador Permanent Residency Visa - If you have been in Ecuador for at least 21 months, you can apply for a permanent resident visa.
• Ecuador Temporary Residency Visa - This is a long-term visa granted to foreign citizens who wish to work or study in the Sovereign State of Ecuador. It may be issued for a maximum of two years and may be renewed if it expires.

Digit's Travel Insurance from India to Ecuador covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:

• We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
• Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
• Death or disability won't be covered after 365 days of the accident that has caused it.
• Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
• Acts of War are not covered.
• Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
• Delay of checked-in luggage is not covered if the delay is due to customs.
• Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
• Thefts will not be covered if the police of the respective aren't notified within 24 hours.
• Trip extensions due to childbirth or related matters can't be covered.
• Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
• Trip cancellations due to rejection of visa are not covered. 

• Daily Cash Allowances - If during the trip, due to an accidental injury or an emergency medical treatment you are hospitalized and low on cash, you can use the daily allowances provided by Digit, up-to-the maximum number of nights as specified in the policy schedule.
• Dental Treatment - Emergency dental treatment provided by a dentist during your trip, due to an accidental injury or acute pain in your natural teeth is covered up to the limits shown on your policy schedule.
• Personal Accident - If you meet with an accident on your trip that leads to partial or total permanent disability or death, we will cover you up to the limits mentioned in the policy schedule.
• Accidental Death and Disability (Common Carrier) - It covers you for accidental injuries while riding as a fare-paying passenger on a flight or other passenger transport, leading to permanent disability or death.
• Personal Liability & Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.

Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.

Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:

• The medical benefits available and the limit of the Sum Insured for each.
• Generally, the terms and conditions can be tricky and hard to come by. Read the fine print carefully.
• The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.

Ecuador is famous for its exotic coastal areas, abundant flora and fauna, charming music, authentic cuisine, and unique local handicrafts.

If Ecuador is on your adventure wish list and you are planning to visit the country, this guide will provide more information about visa formalities, places to visit, safety tips, and more.

There is no specific ideal season to visit Ecuador. However, Ecuador experiences huge international footfalls of tourists from the middle of June to the beginning of September. In addition, travelers from various parts of the world visit Ecuador in December and January.

Some of the top safety precautions that are necessary to consider when you visit Ecuador:

• Keep a close eye if you are carrying big backpacks, expensive smartphones and DSLR cameras. Though crime rates in Ecuador are negligible, tourists have sometimes experienced petty crimes like phone snatchers, pickpockets, etc.
• Avoid roaming or visiting areas that have a negative reputation. For example, it is preferable not to visit the Columbia-Ecuador border as there are specific travel restrictions that tourists must abide by.
• As you are new to the country, avoid roaming around alone in the dark. In case you need to travel to another at night, take the hotel's assistance to book a cab.
• Ecuador lies in the infamous Ring of Fire. This means you can experience earthquakes or volcanic eruptions at any time during your stay in Ecuador. Keep a check on weather updates and regulations.
• While you are travelling to Ecuador, getting travel insurance and specific vaccinations becomes essential. It is advisable to get vaccinations for diseases like hepatitis A/B and tetanus based on the destinations you will be travelling to.
• Moreover, purchasing travel insurance will protect your finances as it will cover unexpected expenses like medical treatments and cancellation of hotels, etc.