Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for the Netherlands from India Online, Starting ₹515

So, are you all set for your trip to the Netherlands?
As the Netherlands is a Schengen country, travel insurance is necessary to get a visa.
Well, there are no guarantees that your trip will go according to your plans. A thousand different things can go wrong in due course. You can fall ill, lose your passport, or have your baggage delayed in transit, along with numerous other unplanned things.
So, it is best to consider insuring your travel beforehand. Travel insurance for the Netherlands from India can save you financially if you face any mishap.
Table of Contents
Is Travel Insurance Mandatory for the Netherlands?
Yes, travel insurance is mandatory when traveling to the Netherlands. The Netherlands is one of the Schengen countries. Hence, to acquire a Schengen visa, you must have valid travel insurance.
What is the Cost of Travel Insurance for the Netherlands from India?
A $50,000 Netherlands travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Netherlands Visa for Indian Passport Holders
Blessed with a picturesque canal town, beautiful landscapes, and cozy coffee shops, the Netherlands is one of the top tourist destinations. As a cool and modern European country, it offers a broad scope for growing one's future.
Indians will require a Netherlands visa to travel to this country. Since the Netherlands is a member of the EU or European Union and falls under the Schengen area, so to acquire a Schengen visa, you must have valid travel insurance.
What’s Great About International Travel Insurance for Netherlands by Digit?
Netherlands Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
×
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Hazardous or Adventure Sports |
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Coverage at Home Country |
×
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
How to Buy International Travel Insurance for Netherlands with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Netherlands Travel Insurance from India?
Though there are many insurance companies that offer travel insurance for the Netherlands from India, it is important you understand what makes the offers from Digit unique. The features offered by us are discussed below in detail:
- Medical treatment and evacuation exigencies - It is a cover for unexpected emergencies requiring hospitalization due to an illness or acute pain. We will pay reasonable charges as per your policy.
- Accidental Treatment and Evacuation Exigencies - If you meet with an accident during your trip, resulting in hospitalization, the cost of treatment will be covered. We will pay reasonable and customary charges as mentioned in the policy.
- Personal Liability & Bail Bond - It covers you for any amount that you pay to a third-party or the legal expenses incurred, due to an accident or damage during your trip.
- Bounced Bookings - Bounced booking might occur when your accommodation or common carrier is overbooked, resulting in you losing your spot! This can happen primarily during the holiday season or during a particular event or festival, where there are chances for an upsurge in bookings to a particular.
- Up-Gradation to Business Class - We'll cover the reasonable expenses, up to the sum insured in the policy schedule, for upgrading the insured person to a business class air ticket from the place of hospitalization to the country of residence if you're hospitalised for more than 5 days and the upgrade is suggested by a medical practitioner.
- Daily Cash Allowances - If during the trip, due to an accidental injury or an emergency medical treatment you are hospitalized and low on cash, you can use the daily allowances provided by Digit, up-to-the maximum number of nights as specified in the policy schedule.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
List of Network Hospitals in Netherlands with Digit
Disclaimer: This list is not a comprehensive list of network hospitals in Netherlands. Last updated on 31st July-2025. In case of emergencies, we recommend to reach out to Digit insurance team first to check about the hospitals.
What is the Netherland’s Official Currency?
The currency in the Netherlands is the euro (EUR), which has the symbol €. Each euro is divided into 100 cents in 1, 2, 5, 10, 20, and 50 coins. Banknotes are in denominations 5, 10, 20, 50, 100, 200, and 500.
As of 16th July 2024, the currency exchange rates of EUR are as follows:
Note: You cannot use any currencies other than Euro in the Netherlands.
When is the Best Time to Visit the Netherlands?
The Netherlands boasts a maritime climate, which ensures pleasant weather conditions all year round. While winters can be chilly, they are often damp as well due to frequent rainfall during the season. Otherwise, the country experiences temperatures that are neither too warm nor too cold.
- Mid-April to Mid-April - Summer is the best season to visit the Netherlands, and it stretches between these months.
- Mid-April to Mid-May - If you are visiting the Netherlands to behold the wonder that is its tulip gardens, these are the months during which they are in full bloom.
It is important to keep in mind that July and August are the best time to visit Netherlands, and it might be a good option to avoid this time.
Safety Tips When Travelling to the Netherlands
While buying the best travel insurance for the Netherlands from India is a vital step to securing your trip to Holland, there are other things that should also be kept in mind. These crucial factors are discussed below in detail.
- Book in Advance to Avoid Hassle - Especially during the peak seasons, Holland can become very crowded. As a result, it is advisable to complete all bookings in advance to avoid the hassle of finding a place to stay during the peak tourist season.
- Rains can Trickle Down at any Time - It is imperative that you carry your umbrella and raincoat while going to Holland. While the weather is generally pleasant and summers are mostly clear, the country is known for sudden rainfalls.
- Cycles are Convenient, but they Must be Secured - While cycles are the most convenient option to travel within the city, it is important you secure the cycle when leaving it before a café or a store which you visit. Cities in Netherlands have a certain reputation of cycles being stolen.
- Not every Plastic Money Works in the Netherlands - Carrying cash money is advisable in Holland. While the country does use a fair share of plastic money, Maestro cards are not used.
- Tourist Scams in the Netherlands - Tourists should be aware of the common travel scams in the Netherlands that can cause them to lose money or their valuables.
List of Indian Consulates and Embassy in the Netherlands
List of Airports in the Netherlands
The following is the list of international and domestic airports in the Netherlands.