Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Czech Republic from India Online, Starting ₹515

The landlocked Czech Republic offers natural heritage to its tourists and a vast display of architecture. With its many castles, extensive lands, rich history, UNESCO monuments, and world-recognized cities like Prague and Bohemia, this country attracts tourists all year round.
The seasons in the Czech Republic bring the country to life. If you're traveling during the fall, don't miss out on the scenic countryside, where you can bike or walk through nature. During summer, the streets of Prague deserve your attention. You can also hike up the Krkonose Mountains, or if you want to travel during the winter, you are in for a real white Christmas!
One of the most important documents you must own to get to the Czech Republic is an international travel insurance policy. Purchase your international travel insurance for the Czech Republic from Digit online within a few minutes. You will be protected in unpredictable situations such as flight delays, passport loss, baggage delay, medical emergencies, trip cancellations, and other mishaps.
The landlocked Czech Republic offers natural heritage to its tourists and a vast display of architecture. With its many castles, extensive lands, rich history, UNESCO monuments, and world-recognized cities like Prague and Bohemia, this country attracts tourists all year round.
A travel insurance policy is one of the most important documents you must own to get to the Czech Republic. Purchase your international travel insurance for the Czech Republic from Digit online within a few minutes. You will be protected in unpredictable situations such as flight delays, passport loss, baggage delays, medical emergencies, trip cancellations, and other mishaps.
Table of Contents
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Is Travel Insurance Mandatory?
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Cost of Czech Republic Travel Insurance
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Czech Republic Visa for Indians
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Benefits of Travel Insurance
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Czech Republic Travel Insurance Plans
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How to File a Claim?
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Buy Travel Insurance
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Why Choose Digit?
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Indian Consulates and Embassy in the Czech Republic
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Frequently Asked Questions
Is Travel Insurance Mandatory for the Czech Republic?
Yes, travel insurance is mandatory when traveling to the Czech Republic. The Czech Republic is a part of the Schengen countries. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.
When traveling to the Czech Republic, your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage.
What is the Cost of Travel Insurance for the Czech Republic from India?
A $50,000 Czech Republic travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Czech Republic Visa for Indian Passport Holders
As an Indian traveler, you will need a Schengen Visa for Indians to enter the Czech Republic. A Schengen Visa allows you to stay for up to 90 days within a 180-day period for purposes such as tourism, business, or visiting family.
When applying, you'll need to provide documents such as your valid passport, completed visa application form, proof of accommodation, travel itinerary, financial statements, travel insurance, and a return flight ticket. Depending on your visit, you may also need additional documents like an invitation letter if you're visiting family or attending a business event.
Some of the main types of Schengen visas are:
- Tourist Schengen Visa: This visa is for short-term visits to the Schengen area for tourism, leisure, or visiting family and friends.
- Business Schengen Visa: For business meetings, conferences, and other short-term professional activities.
- Student Schengen Visa: This visa is for individuals enrolling in a full-time study program at a recognized institution within the Schengen area.
- Transit Schengen Visa: Allows travelers to pass through the international transit area of airports in the Schengen area.
What’s Great About International Travel Insurance for Czech Republic by Digit?
Czech Republic Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
Digit's Travel Insurance from India to the Czech Republic covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of war are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
How to Buy International Travel Insurance for Czech Republic with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Czech Republic Travel Insurance from India?
- Missed Connection - If you miss a connection because of a delay in your previous connection due to the reasons specified in your policy, we'll cover your extra travel and accommodation expenses.
- Trip Abandonment - If it is not possible for you to continue with the trip due to unavoidable circumstance as mentioned in policy, we will pay any unused and additional charges.
- Trip Extension - If your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay for longer than expected, then will get reimbursed for the costs.
- Up-Gradation to Business Class - We'll cover the reasonable expenses, up to the sum insured in the Policy Schedule, for upgrading the Insured Person to a business class air ticket from the place of hospitalization to the Country of Residence if you're hospitalized for more than 5 days and the upgrade is suggested by a medical practitioner.
- Home Buildings and Contents - It shields your house against damage or loss due to theft, natural calamities, riots, and other situations mentioned in your policy when you’re away.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Czech Republic’s Official Currency?
The Czech koruna is the official currency of the Czech Republic. Koruna is the Czech word for crown, and it is often called the Czech crown in English. The code for the Czech koruna is CZK.
Coins are available in 1, 2, 5, 10, 20, and 50 here denominations, and 1, 2, and 5 koruna. Banknotes are available in 10, 20, 50, 100, 200 and 500 koruna denominations.
As of 5th August 2024, the currency exchange rates of CZK are as follows:
Note: In the Czech Republic, some larger hotels, shops, and restaurants also accept Euros (EUR) and USD.
Compare Czech Republic Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the limit of the sum insured for each.
- Generally, the terms and conditions can be tricky and hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Czech Republic Famous For?
The Czech Republic, also known as Czechia, is a Central European country. Home to the enchanting city of Prague, it has secured its place among the popular tourist destinations worldwide.
If your search for an eventful holiday escape with abundant scenic beauty and heritage buildings has not yet been fulfilled, plan a trip to the Czech Republic. The spectacular views of this magnificent country will capture your heart and mind.
When is the Best Time to Visit Czech Republic?
The summer months are the best time to visit Czech Republic, considering the elegant views and pleasant weather. However, it is also overcrowded. Hence, you can plan your vacation during the spring or autumn to grab the best deals on accommodation and food. Besides, you can witness fantastic weather conditions and enjoy exciting activities like hiking and skiing during May, September, and October.
Safety Tips When Travelling to Czech Republic
Here are some safety guidelines that you must follow while travelling across this country:
- Always carry photocopies of your passport and other documents. Local thieves often snatch away passports and purses.
- Stay aware while drinking and eating out, as you can be a victim of drink spiking. Don't visit nightclubs and bars alone; stay with friends or family.
- Don't use ATMs located on desolate roads.
- Abide by the local rules and regulations to stay protected from legal hazards.
- Don't take pictures of buildings or shopping centres without permission.
- Keep the Indian Embassy's address and contact details with you so that you can seek help from them during serious issues.
- Check the rooms and locks properly before entering your hotel room, and keep your belongings safe while traveling by public transport.
- Opt for international travel insurance to stay financially secure from unforeseen incidents in a foreign land.
Travel insurances are a saviour when you are travelling to an unknown country. It protects you financially in case of theft, medical expenses, passport loss, flight delays or cancellations, etc.
List of Indian Consulates and Embassy in the Czech Republic
List of Airports in the Czech Republic
The following is the list of international airports in the Czech Republic: