Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Croatia from India Online, Starting ₹515

Croatia is the land of beautiful beaches, mesmerizing nature, and rich ancient history bound to leave you breathless. Taste the best wines and finest olives in the country while overlooking sandy beaches and incredible cityscapes.
But wait! Consider purchasing a Croatia travel insurance policy before planning your trip. This policy can help cover all unforeseen expenses incurred during travel emergencies. For instance, you may suffer from a severe illness during the journey, leading to hospitalization.
At such times, your travel insurance for Croatia from India can safeguard your finances from the added medical liabilities. A travel insurance policy is a much-needed financial safeguard during your travels. Thus, ensure you opt for Croatia travel insurance when visiting the country.
Is Travel Insurance Mandatory for Croatia?
Yes, travel insurance to Croatia is mandatory when flying to Croatia. Since Croatia is a part of the Schengen Countries, carrying your travel insurance documents is essential.
However, regardless of whether it is mandated, you should only travel internationally with the right insurance policy. These plans will limit financial liability if you face medical or other emergencies during the trip.
What is the Cost of Travel Insurance for Croatia from India?
A $50,000 Croatia Travel insurance plan from India for four days for one adult starts from ₹515 (excluding GST).
Croatia Visa for Indian Passport Holders
- Visa Type – Schengen Visa for Indian passport holders
- Duration – Up to 90 days from the date of arrival
- Cost of Visa - €80 (Approx. Rs. 7,200) per person.
Disclaimer: Forex rates are subject to change without any notice.
What’s Great About International Travel Insurance for Croatia by Digit?
Croatia Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
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Home to Home Cover |
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Hazardous or Adventure Sports |
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Coverage at Home Country |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
Digit's Travel Insurance from India to Croatia covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no traveling.
The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no traveling.
- A daily cash allowance of up to 5 days is only valid for those hospitalized during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include week long treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective area aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
How to Buy International Travel Insurance for Croatia with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Croatia Travel Insurance from India?
- Trip Abandonment - If it is not possible for you to continue with the trip due to unavoidable circumstance as mentioned in policy, we will pay any unused and additional charges.
- Trip Extension - If your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay for longer than expected, then will get reimbursed for the costs.
- Loss of Baggage and Personal Belongings - If you lose your stuff during your trip due to theft, robbery, etc., and we will compensate you after deducting depreciation.
- Missed Connection - If you miss a connection because of a delay in your previous connection due to the reasons specified in your policy, we'll cover your extra travel and accommodation expenses.
- Bounced Bookings - Bounced booking might occur when your accommodation or common carrier is overbooked, resulting in you losing your spot! This can happen primarily during the holiday season or during a particular event or festival, where there are chances for an upsurge in bookings to a particular.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Croatia’s Official Currency?
Croatia’s currency is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Coins are available in 1, 2, 5, 10, 20, and 50 coins.
As of 28th August 2024, the currency exchange rates of the Euro are as follows:
Note: Euro is the primary and official currency, but some tourist places may accept other major currencies, such as the US dollar (USD) and the British pound (GBP).
Compare Croatia Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for Croatia, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured from each insurance company.
- Terms of claims, as many times the terms can be tricky to understand. Your claim can be rejected if you aren’t sure of the exclusions and T&C of your policy.
- The claims process by checking the company’s previous claim records. After all, that’s the whole point of insurance, right?
What is Croatia Famous For?
Croatia is a beautiful getaway country you must try to visit for a perfect holiday. The experiences, natural landscape, architecture, and monuments the country holds are like something you’ve never seen before.
There are ten tourist regions in the country, each teeming with intriguing locations, towns, stunning scenery, magnificent scents, sounds, and sensations that beg to be experienced.
When is the Best Time to Visit Croatia?
May to September - Croatia is a coastal country with mostly humid temperatures. The best time to visit Croatia is between May to September, with warm, sunny temperatures, not more than mid to high 30 degrees Celsius - ideal for a dip in the beach. You can also enjoy the winter where temperatures fall to 0 degrees Celsius in the country and 5 degrees Celsius along the coast.
Safety Tips When Travelling to Croatia
Croatia is a very safe country for tourists. Some petty crimes can occur; hence it is advised to follow standard safety protocols in Croatia to protect yourself and your belongings.
- Keep your hotel room locked and place any valuable items inside the safety deposit box at the property.
- Avoid taking off-beaten paths when hiking due to the risk of unexploded landmines.
- Travel with a local guide who can bridge the communication gap between you and the locals.
List of Indian Consulates and Embassy in Croatia
List of Airports in Croatia
The following is the list of international airports in Croatia:
For your trip to Croatia, consider a comprehensive travel insurance policy that protects you from unexpected events. At Digit, we prioritize your well-being and aim to ensure you travel worry-free. Our international travel insurance plans provide extensive coverage options at an affordable price.