Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for France from India Online, Starting ₹515

France is one of Europe's best travel destinations! Visiting the country - be it for business, academics, or a vacation -provides a quality experience to anyone who enters. France is known as the world's fashion capital and has so much to explore. It is an inspirational place for art, design, and history.
Before flying to France from India, you should secure yourself with travel insurance to enjoy a safe trip. Digit's online travel insurance for France covers and benefits you in unpredictable situations such as flight delays, passport loss, luggage delay, medical emergencies, trip cancellations, and other mishaps. Purchase your plan online within a few minutes, and you can be off on your perfect trip!
Is Travel Insurance Mandatory for France?
Yes, travel insurance is mandatory when travelling from India to France. Being a part of the Schengen Countries, France has mandated travel insurance with adequate health coverage.
Your travel insurance must cover at least €30,000 for medical treatment and evacuation and must be valid through the entire Schengen Zone and the duration of your trip.
You can apply for a Schengen Visa for Indians to visit all 26 countries in the zone.
What is the Cost of Travel Insurance for France from India?
A $50,000 France travel insurance plan from India for one adult for 4-day trip starts from ₹515 (excluding GST).
France Visa for Indian Passport Holders
With its age-old history, exquisite architecture, and rich culture, France is a treasure trove for travellers. If you plan to visit this beautiful country soon, you must apply for France tourist visa from India. Schedule an appointment with the nearest visa application centre and make sure you have enough time for the review before your departure.
There are two main categories of French visas -
- Short-Stay Visa - A French Tourist Visa permits holders to travel to France for short stays of up to 90 days. With a French tourist visa, you may also travel to other Schengen countries.
- Long Stay Visa - A long-stay visa allows foreign citizens to stay in France for over three months.
What’s Great About International Travel Insurance for France by Digit?
France Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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×
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
×
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×
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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×
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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×
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
×
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
×
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×
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
×
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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×
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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×
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
×
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×
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Home to Home Cover |
×
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Hazardous or Adventure Sports |
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Coverage at Home Country |
×
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×
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
Digit's Travel Insurance from India to France covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
How to Buy International Travel Insurance for France with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for France Travel Insurance from India?
Digit is one of the foremost travel insurance providers in India, offering numerous benefits under their policies to make travelling to France secure for Indians. When purchasing your France travel insurance cover, consider buying from Digit for the following reasons:
- Compensation for Monetary Loss - Being a tourist hot spot, travelling to France comes with its risks. Crowded places like the Eiffel Tower, the Louvre, Moulin Rouge, etc., can expect a loss of belongings, thefts, and other petty crimes. If one is secure with travel insurance, they will not have to worry about monetary loss in a new city. Your travel plan has you covered!
- Sudden Trip Extension - If your trip is extended due to unavoidable circumstances mentioned in your policy documents and you have to stay for longer than expected, then will get reimbursed for the costs.
- Losing Your Passport is No Worry - If you lose your passport or it is stolen, expenses related to its re-issuance will be covered under Digit’s international travel insurance policy.
- Luggage Delays in Transit Become Easier to Deal With - You may experience baggage delays in transit while travelling to a foreign country. A travel insurance policy from Digit will help cover the financial losses during such times.
- Home to Home Cover - We provide coverage for medical expenses, evacuation, and accidents during travel from home to the departure point and during the return journey from port to home (up to 12 hours from the planned trip).
- Daily Cash Allowances - If you are hospitalised during the trip due to an accidental injury or emergency medical treatment and low on cash, you can use the daily allowances provided by Digit up to the maximum number of nights as specified in the policy schedule.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
List of Network Hospitals in France with Digit
Disclaimer: This list is not a comprehensive list of network hospitals in France. Last updated on 31st July-2025. In case of emergencies, we recommend to reach out to Digit insurance team first to check about the hospitals.
What is France’s Official Currency?
The euro is France's official currency. One euro is divided into 100 cents, and seven notes are in circulation, available in denominations of €5, €10, €20, €50, €100, €200 and €500.
Eight coins in circulation are also in denominations of €1 and €2, followed by one, two, five, 10, 20, and 50 cents.
As of 5th July 2024, the currency exchange rates of the Euro are as follows:
Note: You cannot use any currencies other than the Euro anywhere in France.
Compare France Travel Insurance Quotes
Whilst comparing travel quotes from different travel insurances for France, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each
- Terms of claims. A lot of times, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance, right?
What is France Famous For?
Are you planning a lavish romantic vacation? Then France can be an ideal destination for you. France is famous for its fascinating Eiffel Tower, Champs-Elysées, Moulin Rouge, etc., and will captivate you with their picturesque beauty. Besides, the rich art, culture, cuisine, and colourful vibes of this elegant country will keep you elated every moment.
However, you must follow some guidelines and procedures for a safe and smooth vacation. This article will provide a guide to planning a France tour.
When is the Best Time to Visit France?
Considering the pleasant weather conditions and soulful events, summer is the best time to visit France. The months between June to August, when the temperature ranges between 14°C and 28°C, is the ideal time for a France tour. However, if you prefer solitude, you can plan your vacation during spring.
The months between March to May and September to October come with mild temperatures and remain less crowded.
Safety Tips When Travelling to France
There are certain safety measures that you must follow to ensure a safe and secure vacation in your dream destination. Here are some of them:
- Local burglars may often distract you and run with your belongings. Moreover, ATM and credit card frauds are also common scams in France. Hence, keep your belongings concealed and stay alert.
- Always keep copies of your identity proof and other necessary documents handy while travelling across the country to avoid legal hazards.
- Get in touch with the Indian Embassy in France in case of any serious issues.
- Be aware of the local laws regarding smoking and drinking in public places and other essential protocols to avoid penalties.
- Check the hotel rooms and rented cars before getting in to ensure your security.
- Never engage in activities like hiking, swimming, etc. alone and always listen to the guide's instructions while participating in such activities.
- Always validate your tickets while boarding public transport as the authorities will fine you if you cannot produce them.
- Don't forget to opt for a travel insurance plan before visiting France.
Note: Travel insurance can safeguard you financially in case of any unforeseen incidents in a foreign land. International travel insurance covers you financially during passport loss, thefts, medical emergencies, flight cancellations, etc.