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There’s never a wrong time to visit Malta. The island country located in the central Mediterranean Sea offers something for everyone. Malta is a combination of three islands, the main island- Malta, and the smaller islands- Gozo and Comino. Known for its astonishing views, pristine marine life, modern history, world heritage sites, hidden coves, and much more, Malta is one of those European countries that should be on your bucket list.
Each island has their own set of packages and tours that are worth a visit. Malta also has a line-up of exciting events, and festivities tourists are encouraged to explore.
Excited to visit Malta? Before setting off, be sure you have purchased a comprehensive travel insurance plan to ensure you have a smooth and safe trip. International Travel Insurance to Malta allows one to stay financially protected in case of unexpected events and uncertainties that might hamper your trip.
Yes, travel insurance is mandatory when travelling to Malta. Malta is a part of the Schengen zone. Hence, to acquire a Schengen visa, you must have valid Travel Insurance.
A critical requirement when travelling to Malta is that your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage.
A $50,000 Malta Travel insurance plan from India for 4 days for 1 adult starts from ₹225 only (GST extra). [The cost mentioned here is as of December 2022].
Malta is a small archipelago in the Mediterranean Sea that attracts tourists worldwide with its turquoise sea water and spectacular beaches. It is an island country in the European Union, officially called the Republic of Malta.
If you wish to spend your vacation immersed in astonishing cinematic landscapes and rich historical culture, Malta is your perfect holiday destination. To make your vacation safer and merrier, you must go through this article to get a brief overview of Malta.
Most tourists visit Malta during the summer, which starts from May to September, with a pleasant temperature between 15°C to 31°C.
However, as it is the peak season, Malta is too crowded at this time of the year. So, if you are looking for an affordable and less crowded vacation, you can opt for the spring and autumn seasons as well. However, the winter (December to February) is characterised by excessive rain.
You can explore a bunch of exciting activities on your trip to Malta. Here are some of them:
Boat riding and cliff jumping at Blue Grotto
Explore the Crystal Lagoon on Comino Island
Snorkelling around the reefs of Armie Bay
Canoeing in the Open cave
Hiking Tal Mixta Caves on Gozo Island
Dive under the seas at HMS Maori
Check out the mesmerising places of Malta that you should not skip visiting:
Take a tour of the Three Cities – Birgu, Senglea, Cospicua
Explore the former capital city, Mdina
Take a tour to Casa Rocca Piccola
Visit Fort St. Elmo in Valletta
Enjoy the view of the Mosta Dome in Mosta
Explore the island of Gozo on a boat ride
Get in touch with the Embassy of Malta in India and schedule an appointment with the immigration officer. It takes 7-15 days to review your visa application, and once the verification is done, you can receive the visa.
As of July 2022, Malta has dropped restrictions related to COVID-19. You can travel to Malta regardless of whether you are vaccinated or not. You will not be required to provide any negative PCR test report or vaccination certificate or undergo quarantine.
While travelling across a distant land, you must take certain precautions to avoid any safety hazards. Here are some of the guidelines you must follow:
Abide by the local law and order to stay protected from legal issues.
Respect the customs and culture of the country.
Keep photocopies of your passport and other documents handy. Reach out to the Indian Embassy during any severe issues.
Avoid large crowds and gatherings to stay away from civil unrest or political hazards.
Be cautious while using ATMs, as thieves target tourists and rob them while using an ATM.
Some bus routes are also known for pickpocketing; stay cautious while travelling.
Check your hotel room’s security system properly and keep your valuables safely.
Opt for a travel insurance policy without fail.
While planning a foreign trip, you need to purchase an international travel insurance policy to protect yourself financially from specific unforeseen incidents. This policy will cover you from any expense due to passport or baggage loss, theft, flight cancellations or delays, etc.
The Indian Embassy in Malta can help you out during different situations and emergencies and make your stay more comfortable.
Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
Let's look at why you need travel insurance when visiting Malta:
Travelling to Malta is an adventure, and sometimes you might injure yourself while participating in adventurous activities. Travel insurance with adventure sports coverage can prove beneficial. With Digit’s International Travel Insurance to Malta, we cover medical expenses related to adventure activities, provided the activity lasts one day.
When you purchase your International Travel Insurance plan from Digit, you will also be protected in unpredictable situations such as extreme weather conditions, flight delays, loss of passport, baggage loss, medical emergencies, trip cancellations and any other mishap that could disrupt your trip to Malta.
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
The medical benefits available and the limit of the Sum Insured for each.
Generally, the terms and conditions can be tricky and hard to come by. Read the fine print carefully.
The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
After you buy our international travel insurance for Malta, you live tension free as we have a 3-step, completely digital claims process!
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7303470000 & we’ll call back in 10 mins.
Upload the required documents & your bank account details, on the link sent.
We’ll take care of the rest!