Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Malta from India Online, Starting ₹515

Malta is known for its astonishing views, pristine marine life, modern history, world heritage sites, hidden coves, and much more; Malta is one of those European countries that should be on your bucket list.
Are you excited to visit Malta? Before setting off, be sure you have purchased travel insurance for Malta to ensure a smooth and safe trip. International Travel Insurance to Malta allows you to stay financially protected in case of unexpected events and uncertainties that might hamper your trip.
Is Travel Insurance Mandatory for Malta?
Yes, travel insurance is mandatory when traveling to Malta. Malta is part of Schengen countries. Hence, to acquire a Schengen Visa for Indians, you must have valid Travel Insurance.
A critical requirement when traveling to Malta is that your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage.
What is the Cost of Travel Insurance for Malta from India?
A $50,000 Malta Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Malta Visa for Indian Passport Holders
Malta is a beautiful island in the central Mediterranean between Sicily and the North African coast. If you plan to visit or move to Malta, you might require a Malta Visa from India. There are multiple visas, and depending on your purpose of visit, there can be many ways to get them.
Contact the Embassy of Malta in India and schedule an appointment with the immigration officer. Your visa application will be reviewed in 7-15 days, and once the verification is complete, you can receive a Malta visa.
What’s Great About International Travel Insurance for Malta by Digit?
Malta Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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×
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
×
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
×
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
×
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×
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
×
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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×
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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×
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
×
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Home to Home Cover |
×
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Hazardous or Adventure Sports |
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Coverage at Home Country |
×
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×
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
Digit's Travel Insurance from India to Malta covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- Daily cash allowance of up to 5 days is only valid for those hospitalised during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes or professional-level adventure sports that go on for more than one day.
- Acts of War are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- Delay of checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to rejection of visa are not covered.
How to Buy International Travel Insurance for Malta with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Malta Travel Insurance from India?
- Delay of Checked-in Baggage - If your checked-in baggage is temporarily lost during the trip by your airline or other transport provider or doesn’t arrive on time, you will get compensation for it.
- Up-Gradation to Business Class - We'll cover the reasonable expenses, up to the sum insured in the Policy Schedule, for upgrading the Insured Person to a business class air ticket from the place of hospitalization to the Country of Residence if you're hospitalized for more than 5 days and a medical practitioner suggests the upgrade.
- Engage in Exciting Adventure Sports Without Worries - You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional, during your trip because this cover provides protection if things go wrong.
- Escort of a Minor Child - If you end up in the hospital unexpectedly, we'll cover the costs for a family member, relative, or friend to bring back up to two unattended minor children to their home country or city, which includes the actual cost of round-trip economy class tickets for the escort and return tickets for the kids, minus any refund for the kids' scheduled return tickets.
- Home to Home cover - We provide coverage for medical expenses, evacuation, and accidents during travel from home to the departure point and during return journey from port to home (Up to 12 hours from the planned trip).
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Malta’s Official Currency?
Malta’s currency is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Coins are available in 1, 2, 5, 10, 20, and 50 coins.
As of 5th August 2024, the currency exchange rates of the Euro are as follows:
Note: You cannot use any currencies other than Euro anywhere in Malta.
Compare Malta Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Generally, the terms and conditions can be tricky and hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Malta Famous For?
Malta is a small archipelago in the Mediterranean Sea that attracts tourists worldwide with its turquoise sea water and spectacular beaches. It is an island country in the European Union, officially called the Republic of Malta.
Malta is famous for its astonishing cinematic landscapes and rich historical culture. It is the perfect holiday destination. To make your vacation safer and merrier, read this article to get a brief overview of Malta.
When is the Best Time to Visit Malta?
The best time to visit Malta is May to September, having temperatures between 15°C and 31°C.
However, as it is the peak season, Malta is too crowded now. So, if you are looking for an affordable and less crowded vacation, you can opt for the spring and autumn seasons as well. However, the winter (December to February) is characterized by excessive rain.
Safety Tips When Travelling to Malta
While travelling across a distant land, you must take certain precautions to avoid any safety hazards. Here are some of the guidelines you must follow:
- Abide by the local law and order to stay protected from legal issues.
- Respect the customs and culture of the country.
- Keep photocopies of your passport and other documents handy. Reach out to the Indian Embassy during any severe issues.
- Avoid large crowds and gatherings to stay away from civil unrest or political hazards.
- Be cautious while using ATMs, as thieves target tourists and rob them while using an ATM.
- Some bus routes are also known for pickpocketing; stay cautious while travelling.
- Check your hotel room’s security system properly and keep your valuables safely.
- Opt for a travel insurance policy without fail.
While planning a foreign trip, you need to purchase an international travel insurance policy to protect yourself financially from specific unforeseen incidents. This policy will cover you from any expense due to passport or baggage loss, theft, flight cancellations or delays, etc.
List of Indian Consulates and Embassy in Malta
List of Airports in Malta
The following is the list of international and domestic airports in Malta:
A travel insurance plan varies in its coverage and exclusions. It’s crucial to read all the details to know exactly what you’re signing up for. Getting travel insurance is a smart move to safeguard your finances. Additionally, be aware of the premium costs.