Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Belgium from India Online, Starting ₹515

Belgium is a perfect destination for travelers who want food, drinks, and views. Located in Europe's west, Belgium is world renowned for its superior chocolate, wide range of beer, and astonishing castles.
With many sites acclaimed by UNESCO, this country offers a blend of modern and ancient architecture—a true sight for sore eyes. To get here, one of the most important documents you must own is an International Travel Insurance policy.
Belgium travel insurance covers and benefits you in unpredictable situations such as flight delays, passport loss, luggage delay, medical emergencies, trip cancellations, and other mishaps. Purchase your plan online within a few minutes, and you can be off on your trip!
Table of Contents
Is Travel Insurance Mandatory for Belgium?
Yes, travel insurance is mandatory when traveling to Belgium. Belgium is a part of the Schengen countries; hence, you must have valid travel insurance to acquire a Schengen visa.
When traveling to Belgium, your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage. You can purchase Schengen area travel insurance from here.
What is the Cost of Travel Insurance for Belgium from India?
A $50,000 Belgium Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Belgium Visa for Indian Passport Holders
Belgium is a nation in Western Europe and is also referred to as the Kingdom of Belgium. To visit this nation, you must apply for a visa for Belgium beforehand, as no visa on arrival applies to Indian citizens.
Additionally, because Belgium is a part of the Schengen region of the European Union, its visa requirements are the same as those of the other Schengen countries.
The tourist visa for Belgium that you will apply for will be a standard Schengen Visa. The average processing time for a Belgium visa for Indians is 15 days; however, it may take up to 30 days. So, to avoid early-hour hassles, applying for a Belgium visa before the vacation is preferable.
What’s Great About International Travel Insurance by Digit?
Belgium Travel Insurance Plans that fit your needs
Basic Option
Comfort Option
Medical Cover |
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Emergency Accidental Treatment & Evacuation Accidents occur at the most unexpected times. Unfortunately, we can’t save you there, but we can surely help you get the best treatment. We cover you for immediate medical treatment that results in hospitalization. |
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Emergency Medical Treatment & Evacuation God forbid if you fall ill during your trip in an unknown country, don’t panic! We will take care of your treatment costs. We will cover you for expenses like hospital room rent, operation theatre charges, etc. |
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Personal Accident We hope this cover is never required. But for any accident during the trip, resulting in death or a disability, this benefit is there for support. |
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Daily Cash Allowance (Per day/Max 5 days) When on a trip, you manage your cash efficiently. And we do not want you to shell out anything extra for emergencies. So, when you are hospitalized, you get a fixed daily cash allowance per day, to manage your daily expenses. |
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Accidental Death & Disability While this cover has everything like the emergency accidental treatment cover, it has one extra layer of protection. It also covers death & disability while boarding, de-boarding or are inside the flight (Touchwood!). |
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Emergency Dental Treatment If you encounter acute pain or meet with an accidental injury to your teeth on the trip, resulting in emergency dental treatment provided by a medical practitioner, we will cover you for the expenses incurred due to the treatment. |
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Smooth transit covers |
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Trip Cancellation If unfortunately, your trip gets cancelled, we cover the pre-booked, non-refundable expenses of your trip. |
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Common Carrier Delay If your flight gets delayed by more than a certain time limit, you get the benefit amount, no questions asked! |
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Delay of Checked-in Baggage Waiting at the conveyor belt is annoying, we know! So, if your checked-in baggage is delayed for more than 6 hours, you get the benefit amount, no questions asked! |
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Total loss of Checked-in Baggage The last thing that can happen on a trip is your baggage getting lost. But if something like this happens, you get the benefit amount for the entire baggage getting permanently lost. If two out three bags are lost, you get a proportional benefit, i.e. 2/3rd of the benefit amount. |
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Missed Connection Missed the flight? Don’t worry! We will pay for extra accommodation and travel needed to reach the next destination shown on your ticket/itinerary if, you miss a pre-booked onward flight because of a delay in the flight. |
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Flexible Trip |
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Loss of Passport The worst thing to happen in an unknown land is to lose your passport or visa. If something like this happens, we reimburse the expenses, if it is lost, stolen or damaged while you are outside of your country. |
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Emergency Cash If on a bad day, all your money is stolen, and you need emergency cash, this cover will come to your rescue. |
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Emergency Trip Extension We don’t want our vacations to end. But we don’t want to stay in a hospital too! If due to an emergency during your trip, you need to lengthen your stay, we will reimburse the cost of hotel extensions and return flight rescheduling. The emergency could be a natural calamity in your travel area or an emergency hospitalization. |
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Trip Abandonment In case of emergency, If you had to return home early from your trip, that would be really sad. We can’t fix that but we will cover charges for alternate travel arrangements and non-refundable travel costs like accommodation, planned events and excursion expenses. |
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Personal Liability & Bail Bond Due to an unfortunate incident, if there are any legal charges against you while you are travelling, we will pay for it. |
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverages as per your requirement. Please call us at 1800-258-5956 in case you want to opt for any other coverages or wish to know further details.
To read about the policy in detail please click here.
What's Not Covered?
Digit's Travel Insurance from India to Belgium covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalized during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of war are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- The delay in checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to visa rejection are not covered.
With us, get access to VIP claims
After you buy our international travel insurance for Belgium, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!
How to Buy Travel Insurance for Belgium with Digit?
Step 1
On the Digit app or website, select the geography/country, number of travellers and date of birth, and click ‘View Prices.’
Step 2
Select the plan, sum insured, and click ‘Continue.’
Step 3
Next, fill in your personal and nominee details, complete health declaration, click ‘Pay Now’ and complete the payment.
Step 4
You’re done! The policy document will be sent to you via email, SMS, and WhatsApp. You can also access it 24/7 on the Digit App.
Why Choose Digit for Belgium Travel Insurance Policy from India?
- Loss of Passport, Driving License and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, and it stops you from continuing your trip. Then we'll cover costs incurred in the issuance of emergency certificate or duplicate passport so that you can get back on enjoying your trip.
- Medical treatment and evacuation exigencies - It is a cover for unexpected emergencies requiring hospitalization due to an illness or acute pain. We will pay reasonable charges as mentioned in your policy.
- Accidental Treatment and Evacuation Exigencies - If you meet with an accident during your trip, resulting in hospitalization, the cost of treatment will be covered. We will pay reasonable and customary charges as mentioned in the policy.
- Daily Cash Allowances - If you are hospitalized during the trip due to an accidental injury or emergency medical treatment and low on cash, you can use the daily allowances provided by Digit up to the maximum number of nights as specified in the policy schedule.
- Dental Treatment Emergency - Dental treatment provided by a dentist during your trip, due to an accidental injury or acute pain in your natural teeth is covered up to the limits shown on your policy schedule.
- Hazardous Adventure Sports - You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional, during your trip because this cover provides protection if things go wrong.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Belgium’s Official Currency?
The currency in Belgium is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Cents are available in 1, 2, 5, 10, 20, and 50 coins.
As of 2nd August 2024, the currency exchange rates of the Euro are as follows:
Note: You cannot use any currencies other than Euro anywhere in Belgium.
Compare Belgium Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Generally, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Belgium Famous For?
Belgium is famous for its culture and heritage, which captivate travelers around the globe. The country is at the crossroads between modern and medieval Europe. The UNESCO-acclaimed sites of the capital city Brussels, the medieval-era streets, and gushing canals filled with clear water are only a few of its exquisite offerings.
When is the Best Time to Visit Belgium?
The best time to visit Belgium is during the months of April-May-June and autumn, between September and October. This is not only because of pleasant weather conditions but also because different festivals and activities occur throughout the country at this time.
However, hotel prices, flight tickets, and other fares may be higher during peak season.
Safety Tips When Travelling to Belgium
Here are all safety measures to abide by while visiting Belgium:
- Be aware of petty crimes like pick-pocketing, bag snatching, etc. You can avoid such incidents by closely monitoring your belongings in tourist areas.
- Avoid keeping a large volume of cash or withdrawing excessive money from ATMs. Before using one, check the locality properly.
- Get the necessary vaccine and carry the vaccination certificate of COVID-19 to adhere to travel restrictions in different parts of Belgium.
- Keep your travel and other supporting documents where you can easily access them.
- Do not offer cash to strangers. Instead, if you want to help, consider visiting a registered charity.
- Make sure to get international travel insurance to stay financially protected in the event of any mishaps, theft or loss.
List of Indian Consulates and Embassy in Belgium
List of Airports in Belgium
The following is the list of international and domestic airports in Belgium: