Premium starting ₹395
100% Claims Settled (FY 23-24)


Travel Insurance for Belgium from India Online, Starting ₹515

Belgium is a perfect destination for travelers who want food, drinks, and views. Located in Europe's west, Belgium is world renowned for its superior chocolate, wide range of beer, and astonishing castles.
With many sites acclaimed by UNESCO, this country offers a blend of modern and ancient architecture—a true sight for sore eyes. To get here, one of the most important documents you must own is an International Travel Insurance policy.
Belgium travel insurance covers and benefits you in unpredictable situations such as flight delays, passport loss, luggage delay, medical emergencies, trip cancellations, and other mishaps. Purchase your plan online within a few minutes, and you can be off on your trip!
Is Travel Insurance Mandatory for Belgium?
Yes, travel insurance is mandatory when traveling to Belgium. Belgium is a part of the Schengen countries; hence, you must have valid travel insurance to acquire a Schengen visa.
When traveling to Belgium, your travel insurance must have a minimum medical coverage of €30,000, with emergency evacuation and repatriation coverage. You can purchase Schengen area travel insurance from here.
What is the Cost of Travel Insurance for Belgium from India?
A $50,000 Belgium Travel insurance plan from India for 4 days for 1 adult starts from ₹515 (excluding GST).
Belgium Visa for Indian Passport Holders
Belgium is a nation in Western Europe and is also referred to as the Kingdom of Belgium. To visit this nation, you must apply for a visa for Belgium beforehand, as no visa on arrival applies to Indian citizens.
Additionally, because Belgium is a part of the Schengen region of the European Union, its visa requirements are the same as those of the other Schengen countries.
The tourist visa for Belgium that you will apply for will be a standard Schengen Visa. The average processing time for a Belgium visa for Indians is 15 days; however, it may take up to 30 days. So, to avoid early-hour hassles, applying for a Belgium visa before the vacation is preferable.
What’s Great About International Travel Insurance for Belgium by Digit?
Belgium Travel Insurance Plan That Fits You
Double Secure
Double Secure Plus
Medical Covers |
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Medical Treatment And Evacuation Exigencies If you fall ill during your trip and need emergency hospitalisation to save your life or relieve acute pain, we will cover:
(Up to the sum insured as shown in your policy)
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Accidental Treatment And Evacuation Exigencies If you get injured in an accident and need urgent hospitalisation, we’ll cover:
(Up to the sum insured as per your policy) |
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Personal Accident If you suffer an accidental injury that directly causes:
We’ll pay compensation as per your policy limits. |
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Accidental Death And Disability Cover (Common Carrier) Covers accidents while travelling in public transport like a plane, train, or bus, resulting in:
(Compensation as per policy limits) |
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Dental Treatment If you face acute pain or injury to your natural teeth during the trip, we’ll cover the cost of treatment by a qualified dentist, up to the policy limits. |
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Daily Cash Allowance If you’re hospitalised for more than 24 hours, we’ll pay a daily benefit for up to a maximum number of days as per policy. This cover will be extended for a maximum of 5 days. |
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Sub-Limits* Applicable only to members above 55 years for medical/accidental hospitalisation. If your claim amount for these coverages exceeds the sub-limit mentioned in the policy schedule, the extra amount has to be paid by you. Limits apply to:
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Maternity And Baby Cover Covers hospitalisation expenses for the delivery and vaccination of a newborn. |
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×
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Waiver of PED Option to waive pre-existing disease exclusion (subject to policy terms). |
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Smooth Transit Covers |
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Total Loss Of Checked-In Baggage If your checked-in baggage is permanently lost by the airline, we’ll pay compensation as per policy. |
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Delay Of Checked-In Baggage If baggage is temporarily delayed beyond the specified time, we’ll cover essential replacement purchases. |
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Missed Connection If you miss a pre-booked connection due to the delay of a common carrier, we’ll cover the extra travel expenses and accommodation costs to reach your next destination. |
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Trip Cancellation If your outbound journey is cancelled due to the listed reasons, we’ll reimburse you:
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Trip Abandonment If you have to cut short your trip or return early, we’ll cover:
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Trip Extension If your return is unexpectedly delayed, we’ll reimburse:
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Common Carrier Delay If your flight/train is delayed beyond the specified time, you’ll receive a fixed amount for every additional block of delay as per policy. |
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Hijack Distress Allowance If your mode of transport is hijacked, we’ll pay a daily distress allowance (must be officially confirmed). |
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Other Coverages |
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All Risk Cancellation Charges We cover the non-refundable, pre-paid, or contracted-to-be-paid portion of the booking amount up to the policy limit if you cancel tickets due to unforeseen events beyond your control. |
×
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Loss Of Passport, Driving License And Temporary Permit We pay for expenses (as per policy) if your passport, visa, or driving license is lost, stolen, or damaged, preventing trip continuation. |
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Bounced Booking for Accommodation If your hotel booking is denied due to overbooking or any other issue beyond your control, we will reimburse:
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Bounced Booking for Common Carrier If your airline, train, or bus is unable to honour your prepaid booking due to overbooking or similar reasons, and you’ve opted for this cover:
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Compassionate Visit If you’re hospitalised during your trip, we will cover the travel and stay of one close family member or friend who comes to be with you:
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Loss Of Baggage And Personal Belongings We cover the loss or damage of your accompanying baggage and personal items due to theft, robbery, larceny, or holdup during the trip.
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Personal Liability & Bail Bond The insurer will cover legal and financial liabilities if you accidentally cause harm to someone or their property during your trip:
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Home Building And Contents If your home (at the address listed in your policy) suffers loss or damage while you’re away, the insurer will reimburse:
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Emergency Cash Assistance Service If your money or luggage is lost due to theft or holdup, the insurer will:
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Financial Emergency Cash If you’re left without any travel funds (cash, cards, travellers cheques) due to theft, robbery, or dacoity, the insurer will reimburse you for the lost amount, provided:
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Golfer’s Hole In One If you hit a hole-in-one at a USGA-recognised golf course (outside India), the insurer will pay a fixed amount to cover your celebration expenses, as per the policy. |
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Fraudulent Charges Cover If your payment card is lost or stolen during the trip, you’ll be reimbursed for any unauthorised charges made up to 12 hours before you reported the loss to your card issuer. |
×
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Extended Pet Stay If your return journey is delayed by more than 24 hours, the insurer will cover the extra cost of keeping your pet at the pet boarding facility back home, up to the policy limit. |
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Hazardous or Adventure Sports If opted for, it covers participation (under supervision) in activities such as trekking, scuba diving, etc. Coverage includes:
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Escort Of Minor Child If you are hospitalised during your trip, we will cover the economy class travel costs for one immediate family member, relative, or friend to escort up to two minor children, as well as the return travel expenses for the children, up to the policy limits. (As long as hospitalisation does not occur within 3 days of the trip’s end). |
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Upgradation To Business Class If you’re seriously ill, we’ll pay up to the sum insured mentioned in the policy for upgrading your return ticket to business class from the place of hospitalisation. |
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Study Interruption If you have to discontinue your planned studies during the covered period unexpectedly, we will reimburse you up to the sum insured for:
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Accident Of The Sponsor If your sponsor named in the policy dies or is permanently disabled, we’ll cover:
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Inter-Collegiate Sports Cover Medical & accidental injury coverage extended to college sports injuries sustained during the policy period. |
×
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Home to Home Cover |
×
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Hazardous or Adventure Sports |
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Coverage at Home Country |
×
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Coverage option suggested above is only indicative and is based on market study and experience. You may opt for any additional coverage as per your requirements. Please call us at 1800-258-5956 in case you want to opt for any other coverage or wish to know further details.
What's Not Covered?
Digit's Travel Insurance from India to Belgium covers most things that could go wrong during your vacation. We are completely open in all that we do. Understanding what your travel insurance does not cover is critical, just like knowing what is covered. The following are some exclusions that our travel plan will not cover:
- We can't cover diseases or illnesses already diagnosed (pre-existing conditions) or if your doctor has already recommended no travelling.
- A daily cash allowance of up to 5 days is only valid for those hospitalized during their holiday in a foreign country.
- Death or disability won't be covered after 365 days of the accident that has caused it.
- Adventure sports are covered if you're doing it for one day. This doesn't include weeklong treks, hikes, or professional-level adventure sports that go on for more than one day.
- Acts of war are not covered.
- Flight delays are not covered if your airline already informed you about the same at least 6 hours in advance.
- The delay in checked-in luggage is not covered if the delay is due to customs.
- Any missed connection where the time gap between scheduled arrival of incoming flight and scheduled departure of connecting flight was less than the time required.
- Thefts will not be covered if the police of the respective aren't notified within 24 hours.
- Trip extensions due to childbirth or related matters can't be covered.
- Trip abandonments due to pre-existing illnesses or health conditions can't be covered.
- Trip cancellations due to visa rejection are not covered.
How to Buy International Travel Insurance for Belgium with Digit?
Enter Your Trip Details
Hop onto the Digit app or website, select your destination, number of travellers, and date of birth. Then, hit ‘View Prices’.
Choose Your Plan
Now, you can view the plans, select the one that is perfect for you, set your sum insured, and click ‘Continue.’
Fill, Confirm & Pay
Next, fill in your personal and nominee details, complete the health declaration, click ‘Pay Now’ and complete the payment.
Done & Delivered!
That’s it! Your policy arrives via email, SMS, and WhatsApp. Need it later? It’s always on the Digit App!
How to File a Travel Insurance Claim with Digit?
After you buy our international travel insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Give us a call at 1800-258-5956 (if in India) or drop a missed call at +91-7799022308 & we’ll call back in 10 mins.
Step 2
Upload the required documents & your bank account details, on the link sent.
Step 3
We’ll take care of the rest!

Why Choose Digit for Belgium Travel Insurance from India?
- Loss of Passport, Driving License and Temporary Permit - If you lose your passport, visa, driving license, or temporary permit while abroad, and it stops you from continuing your trip. Then we'll cover costs incurred in the issuance of emergency certificate or duplicate passport so that you can get back on enjoying your trip.
- Medical treatment and evacuation exigencies - It is a cover for unexpected emergencies requiring hospitalization due to an illness or acute pain. We will pay reasonable charges as mentioned in your policy.
- Accidental Treatment and Evacuation Exigencies - If you meet with an accident during your trip, resulting in hospitalization, the cost of treatment will be covered. We will pay reasonable and customary charges as mentioned in the policy.
- Daily Cash Allowances - If you are hospitalized during the trip due to an accidental injury or emergency medical treatment and low on cash, you can use the daily allowances provided by Digit up to the maximum number of nights as specified in the policy schedule.
- Dental Treatment Emergency - Dental treatment provided by a dentist during your trip, due to an accidental injury or acute pain in your natural teeth is covered up to the limits shown on your policy schedule.
- Hazardous Adventure Sports - You can enjoy adventure sports that last less than 24 hours continuously, provided you participate in a non-professional capacity and under the supervision of a trained professional, during your trip because this cover provides protection if things go wrong.
Disclaimer: Your policy is subject to the terms and conditions mentioned in your policy schedule and the policy wording. It is important that you thoroughly review these documents before making any decisions.
What is Belgium’s Official Currency?
The currency in Belgium is the euro €. Each euro is divided into 100 cents. Euro banknotes are available in 5, 10, 20, 50, 100, 200, and 500 cents, and Cents are available in 1, 2, 5, 10, 20, and 50 coins.
As of 2nd August 2024, the currency exchange rates of the Euro are as follows:
Note: You cannot use any currencies other than Euro anywhere in Belgium.
Compare Belgium Travel Insurance Quotes
Whilst comparing travel quotes from different insurance companies, make sure you are aware of the following:
- The medical benefits available and the limit of the Sum Insured for each.
- Generally, the terms and conditions can be tricky and very hard to come by. Read the fine print carefully.
- The claims process by checking the company's previous claim records. After all, that's the whole point of insurance.
What is Belgium Famous For?
Belgium is famous for its culture and heritage, which captivate travelers around the globe. The country is at the crossroads between modern and medieval Europe. The UNESCO-acclaimed sites of the capital city Brussels, the medieval-era streets, and gushing canals filled with clear water are only a few of its exquisite offerings.
When is the Best Time to Visit Belgium?
The best time to visit Belgium is during the months of April-May-June and autumn, between September and October. This is not only because of pleasant weather conditions but also because different festivals and activities occur throughout the country at this time.
However, hotel prices, flight tickets, and other fares may be higher during peak season.
Safety Tips When Travelling to Belgium
Here are all safety measures to abide by while visiting Belgium:
- Be aware of petty crimes like pick-pocketing, bag snatching, etc. You can avoid such incidents by closely monitoring your belongings in tourist areas.
- Avoid keeping a large volume of cash or withdrawing excessive money from ATMs. Before using one, check the locality properly.
- Get the necessary vaccine and carry the vaccination certificate of COVID-19 to adhere to travel restrictions in different parts of Belgium.
- Keep your travel and other supporting documents where you can easily access them.
- Do not offer cash to strangers. Instead, if you want to help, consider visiting a registered charity.
- Make sure to get international travel insurance to stay financially protected in the event of any mishaps, theft or loss.
List of Indian Consulates and Embassy in Belgium
List of Airports in Belgium
The following is the list of international and domestic airports in Belgium: