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14 Safest Cars in India in 2026
Accidents are an all-too-common occurrence, especially for drivers due to the immense traffic on Indian roads and the failure to adhere to rules; these mishaps often end in fatalities or life-altering injuries.
While driving safely and following all traffic rules is integral in avoiding such incidents, the car you drive also determines the result when such accidents are unavoidable.
Therefore, prioritising the selection of the safest cars in India is crucial for your well-being.
When buying a car in India, securing car insurance is also crucial as it is mandatory by the Motor Vehicles Act of 1988. It provides financial protection against accidents, theft, and damages, safeguarding your investment. Having car insurance saves you from hefty traffic fines, license suspension, and even legal trouble.
But how do you quantify safety in cars?
Well, it can be done quickly thanks to a specific rating system known as NCAP or New Car Assessment Program.
List of Safest Cars in India in 2026 with Global NCAP Safety Ratings
Disclaimer: All the above ex-showroom prices are for Delhi, India.
Read More:
Understanding NCAP and its Importance
The New Car Assessment Program, or NCAP, was born in the USA in 1978. Before getting into the specifics of grading a vehicle on its safety, you must know how such tests are performed.
The Global NCAP test looks to simulate the head-on collision between two cars. The vehicle to be tested maintains a speed of 64 km per hour and is driven into a deformable wall, which is similar in weight to the tested model.
However, Indian authorities follow a slightly different regulation when it comes to automobile crash testing.
Rather than maintaining a 64kmph speed, the front offset test in India is restricted to a speed of just 56kmph, which means some cars may get ranked high in safety as per the Indian Government’s safety testing but still fail to grade high in the NCAP test.
What are the Different Scores Under NCAP?
NCAP scale is divided into star ratings, i.e., the safest vehicles are awarded 5 stars, while unsafe vehicles are generally scored lower. Two specific categories are considered when rating a car’s safety:
- Adult Occupant Protection
- Child Occupant Protection
After knowing all such factors, it is important to gauge which type of car is the safest car in India presently. This would allow you to optimise protection when buying such a vehicle.
With that in mind, here are the 15 safest cars in India.
Top 14 Safest Cars in India in 2026
1. Tata Harrier | Global NCAP Rating 5 Stars
The Tata Harrier is a stylish and well-built SUV that feels solid and confident on the road. You will find a good blend of modern features like a large touchscreen, connected tech, and safety systems.
The Harrier’s strong engine and composed ride make it comfortable in city traffic as well as on open highways. With its commanding driving position, thoughtful cabin space, and smooth driving experience, the Harrier proves to be a reliable all-around car.
Key Specifications:
- Ex-showroom pricing: Starting ₹14 Lakh
- Seating capacity: 5
- Mileage: 16.8 kmpl
- Fuel type: Diesel
- Body type: SUV
- Engine displacement: 1956 cc
- Transmission: Automatic
- Airbags: 7
Safety features:
The new Tata Harrier features anti-lock braking system, central locking, power door locks, child safety locks, electronic brakeforce distribution, seat belt warning, door ajar warning and tyre pressure monitor.
Other features include engine immobiliser, electronic stability control, rear camera, anti-theft device, anti-pinch power windows, speed alert, speed sensing auto door lock, and knee airbags.
Advanced Safety Features:
ISOFIX child seat mounts, hill assist, hill descent control, impact sensing, auto door unlock.
2. Tata Safari | Global NCAP Rating 5 Stars
Tata vehicles have always impressed when it comes to the safety department, and the Safari facelifts tops the list. This car scored a solid 5-star adult and child protection rating in the global NCAP crash test.
The car feels like a well-rounded SUV suitable for both taking the family out on weekend trips and handling everyday errands with comfort and confidence.
Key Specifications:
- Ex-showroom pricing: Starting ₹14.66 Lakh
- Seating capacity: 7
- Mileage: 14.5 to 16.3 kmpl
- Fuel type: Diesel
- Body type: SUV
- Engine displacement: 1956 cc
- Transmission: Manual/Automatic
- Ground clearance: 200 mm
- Airbags: 7
Safety features:
The Tata Safari boasts a comprehensive safety package, offering electronic stability control (ESC), hill assist, a 360-degree camera, a tire pressure monitoring system (TPMS), an advanced driver assistance system (ADAS), etc.
3. Tata Punch | Global NCAP Rating 5 Stars
The Tata Punch correctly justifies its name. This car packs a great deal of punchy features. With spacious interiors, decent mileage, a 5-star Global NCAP rating, and high ground clearance, this car is perfect for daily commuting and small families. It is a result of safety mixed with style.
Key Specifications:
- Ex-showroom pricing: Starting ₹5.50 Lakh
- Seating capacity: 5
- Mileage: 18.8 kmpl
- Fuel type: Petrol
- Body type: SUV
- Engine displacement: 1199cc
- Transmission: Automatic
- Ground clearance: 187mm
Safety Features:
The car has multiple safety features including dual airbags, ISOFIX child seat mounts, ABS with EBD, Rear parking sensors, TPMS, Reverse parking camera, Brake sway control, and many more.
4. Maruti Suzuki Dzire | Global NCAP Rating 5 Stars
Maruti Suzuki vehicles are known for their reliability, affordability, and impressive fuel efficiency, and the Dzire stands out as one of the most popular choices in the compact sedan segment.
It has earned a commendable adult protection rating in the Global NCAP crash test for its earlier versions, reflecting Maruti’s growing focus on safety.
Key Specifications:
- Ex-showroom pricing: Starting ₹6.26 Lakh
- Seating capacity: 5
- Mileage: 22.41 to 22.61 kmpl
- Fuel type: Petrol / CNG
- Body type: Sedan
- Engine displacement: 1197 cc
- Transmission: Manual/Automatic (AMT)
- Ground clearance: 163 mm
- Airbags: 2 (higher variants offer 4–6 airbags)
Safety features: The Maruti Dzire offers essential safety features like dual front airbags, ABS with EBD, ESP with hill hold assist (in AMT variants), rear parking sensors, a rear-view camera, ISOFIX child seat anchors, and seat belt reminders for both front passengers.
5. Mahindra Thar Roxx | Global NCAP Rating 5 Stars
The Mahindra Thar Roxx is designed for off-road enthusiasts, offering rugged performance and modern features. Its robust build and advanced capabilities make it a standout in its segment.
The car retains the rugged personality of the Thar and adds a more practical, everyday edge. With its bold design, squared-off stance, and tough road presence, it still looks every bit like a true off-roader, but the five-door layout makes it far more usable for families and regular travel.
Key Specifications:
- Ex-showroom pricing: Starting ₹12.25 Lakh
- Seating capacity: 5
- Mileage: 15.2 kmpl
- Fuel type: Diesel
- Body type: SUV
- Engine displacement: 2184cc
- Transmission: Manual & Automatic
- Ground clearance: Not specified
Safety Features: Includes dual airbags, ABS with EBD, rear parking sensors, and more.
6. Mahindra XUV400 EV | Global NCAP Rating 5 Stars
The Mahindra XUV400 EV is an electric SUV that combines eco-friendly performance with modern features. Its impressive range and quick charging capabilities make it a practical choice for urban commuters.
With an emphasis on safety and features that rival many petrol SUVs, the XUV400 EV makes electric driving accessible and enjoyable without compromising practicality.
Key Specifications:
- Ex-showroom pricing: Starting ₹15.49 Lakh
- Seating capacity: 5
- Range: 375 - 456 km
- Battery capacity: 34.5 - 39.4 kWh
- Body type: SUV
- Transmission: Automatic
- Ground clearance: Not specified
Safety Features: Features include dual airbags, ABS with EBD, rear parking sensors, and more.
7. Skoda Slavia | Global NCAP Rating 5 Stars
The Skoda Slavia is a stylish, well-engineered mid-size sedan that offers a nice mix of comfort, performance, and build quality. It features a clean, contemporary design with sharp headlights, a bold grille, and a stylish stance that looks good on the road.
It offers plenty of space for both front and rear passengers, making long drives more enjoyable. The Slavia also offers modern tech features such as a large touchscreen, digital instrument cluster options, and connected-car features. You can choose from smooth and punchy turbo-petrol engines paired with both manual and automatic gearboxes.
Key Specifications:
- Ex-showroom pricing: Starting ₹10 Lakh
- Seating capacity: 5
- Mileage: 18.07 - 19.47 kmpl
- Fuel type: Petrol
- Body type: Sedan
- Engine displacement: 1498 cc
- Transmission: Manual/Automatic
- Ground clearance: 179 mm
- Airbags: 6
Safety features:
The Skoda Slavia prioritises passenger safety with a suite of features, including a max of 6 airbags, ABS with EBD, ISOFIX child seat anchorages, hill-hold assist, speed sensing auto door lock, etc.
8. Volkswagen Virtus | Global NCAP Rating 4 Stars
The Volkswagen Virtus is an innovative and stylish mid-size sedan that stands out with its sharp design and confident road presence. It offers a choice of efficient petrol engines, including the popular 1.0 L and 1.5 L TSI units.
The Virtus also scores highly for safety, with strong Global NCAP ratings, giving you peace of mind on family drives. With a balanced blend of performance, comfort, and technology, the Virtus is a great choice if you are looking for a premium sedan that is fun to drive yet easy to live with.
Key Specifications:
- Ex-showroom pricing: Starting ₹11.20 Lakh
- Seating capacity: 5
- Mileage: 18.12 - 20.8 kmpl
- Fuel type: Petrol
- Body type: Sedan
- Engine displacement: 999 cc - 1498 cc
- Transmission: Manual/Automatic
- Airbags: 6
Safety features:
On the safety front, the VW Virtus gets electronic stability control (ESC), advanced features like ISOFIX child seat mounts, hill hold assist, and speed sensing auto door lock.
9. Skoda Kushaq | Global NCAP Rating 5 Stars
A well-rounded compact SUV that blends European design with everyday practicality, the Skoda Kushaq features a bold exterior with clean lines, LED lighting, and a confident stance. The cabin feels solid and thoughtfully laid out.
The car comes with modern tech like a clear touchscreen, cruise control, ventilated seats, and automatic climate control. It also delivers efficient mileage around 18 to 19.7 kmpl and reassuring safety with a 5-star Global NCAP rating.
Key Specifications:
- Ex-showroom pricing: Starting ₹10.61 Lakh
- Seating capacity: 5
- Mileage: 14.5 to 16.3 kmpl
- Fuel type: Petrol
- Body type: SUV
- Engine displacement: 1498 cc
- Transmission: Manual/Automatic
- Ground clearance: 188 mm
- Airbags: 6
Safety features:
The Skoda Kushaq features dual front airbags, electronic stability control (ESC), ABS with EBD, seatbelt reminder, tyre pressure monitor, ISOFIX child seat mounts, a rear-view camera, etc.
10. Volkswagen Taigun | Global NCAP Rating 5 Stars
The Volkswagen Taigun is a compact SUV that offers a choice of petrol engines, including a 1.5-litre TSI unit that delivers strong performance with smooth power delivery. It comes with a digital driver display, ventilated seats, and wireless smartphone connectivity, making daily drives enjoyable and connected.
The cabin is spacious and has a decent 385-litre boot for luggage, which makes it practical for both city errands and weekend trips. Known for solid build quality and confidence-inspiring handling, the Taigun also comes with good safety equipment.
Key Specifications:
- Ex-showroom pricing: Starting ₹11.42 Lakh
- Seating capacity: 5
- Mileage: 17.88 - 20.08 kmpl
- Fuel type: Petrol
- Body type: SUV
- Engine displacement: 999 cc - 1498 cc
- Transmission: Automatic
- Ground clearance: 188 mm
- Airbags: 6
Safety features:
The Volkswagen Taigun guarantees passenger safety with six airbags, standard seatbelt reminders for all occupants, electronic stability control (ESC), TPMS, and a rear-view camera among other.
11. Tata Curvv | Global NCAP Rating 5 Stars
Tata Curvv blends an SUV’s practicality with a sleeker, coupe-like roofline, giving it a distinctive look on the road. The cabin is spacious and well-equipped, featuring a 12.3-inch touchscreen, a 10.25-inch digital display, a panoramic sunroof, and level-2 ADAS.
The car suits both city commutes and highway trips. The Curvv also offers a good boot and smart safety tech, giving you peace of mind behind the wheel. Overall, it feels like a stylish and practical choice for buyers who want something more expressive than a regular compact SUV.
Key Specifications:
- Ex-showroom pricing: Starting ₹9.66 Lakh
- Seating capacity: 5
- Mileage: 11 to 15 kmpl
- Fuel type: Petrol / Diesel
- Body type: SUV
- Engine displacement: 1199cc (Petrol), 1497cc (Diesel)
- Transmission: Manual & Automatic
- Ground clearance: 208 mm
Safety Features: Features include dual airbags, ABS with EBD, ISOFIX child seat mounts, rear parking sensors, and more.
13. Mahindra XUV 3XO | Global NCAP Rating 5 Stars
The Mahindra XUV 3XO is a fresh take on the compact SUV, blending bold styling with strong performance and modern tech. It stands out with its sporty design, spacious cabin, and a feature list that feels richer than what you’d normally expect in this segment.
It features a panoramic sunroof, a large touchscreen, and advanced driver aids (ADAS) in higher trims. The XUV 3XO feels like a confident step forward for Mahindra in the compact SUV space — stylish, capable, and packed with features.
Key Specifications:
- Ex-showroom pricing: Starting ₹7.28 Lakh
- Seating capacity: 5
- Mileage: 17.96 to 21.2 kmpl
- Fuel type: Petrol / Diesel
- Body type: SUV
- Engine displacement: 1197cc (Petrol), 1498cc (Diesel)
- Transmission: Manual & Automatic
- Ground clearance: Not specified
Safety Features: Equipped with 35 standard safety features, including dual airbags, ABS with EBD, rear parking sensors, and more.
13. Tata Nexon | Global NCAP Rating 4 Stars
This compact Tata SUV strikes a strong balance between style, performance, and safety. It has a bold, sporty look with modern LED lights and sharp lines that give it a confident road presence.
The interiors are excellent, with the cabin feeling well-thought-out, offering comfortable space for five passengers and a practical boot. Overall, the Nexon feels like a well-rounded SUV that’s easy to live with, offering a good mix of technology, comfort, and safety for city runs and longer trips alike.
Key Specifications:
- Ex-showroom pricing: Starting ₹7.32 Lakh
- Seating capacity: 5
- Mileage: 21.5kmpl
- Fuel type: Diesel/Petrol
- Body type: SUV
- Engine displacement: 1199 cc - 1497 cc
- Transmission: Automatic
- Ground clearance: 208 mm
Safety features:
The Tata Nexon offers features, including power door locks, traction control, anti-theft alarm, brake assist, electronic stability control, speed-sensing auto door lock, driver and passenger airbags.
14. Hyundai Verna | Global NCAP Rating 5 Stars
The Hyundai Verna is a stylish, well-equipped mid-size sedan that stands out for its modern design and strong feature list. It comes with choices of petrol engines and both manual and automatic gearboxes.
Inside, the cabin feels comfortable and packed with tech, including a large touchscreen, connected-car features, a wireless charger, ventilated seats, and advanced driver aids. The Verna also offers generous boot space and a solid safety package, earning a 5-star Global NCAP rating.
Key Specifications:
- Ex-showroom pricing: Starting ₹10.69 Lakh
- Seating capacity: 5
- Mileage: 20.6 kmpl
- Fuel type: Petrol
- Body type: Sedan
- Engine displacement: 1482 cc
- Transmission: Automatic
- Ground clearance: 200 mm
- Airbags: 6
Safety features:
The Hyundai Verna comes standard ISOFIX child seat anchorages, and ABS with EBD. In higher trims, it adds ESC, front parking sensors, all-wheel disc brakes, TPMS, and advanced ADAS.
The features also include forward-collision warning, blind-spot alert, lane keep assist, lane departure warning, and adaptive cruise control.
General Safety Characteristics to Consider When Purchasing a Car
Before you purchase a vehicle, consider whether it sports the following safety features:
- Dual airbags
- traction control system
- ABS with EBD
- Seatbelt pretensioners
- Impact sensing door locks
- Rear parking sensors
Several other specifications also ensure protection of the vehicle and its occupants.
Why are Safety Ratings Necessary for Cars?
As per the 'Road Accidents in India 2021', there were 4 lakh unfortunate incidences of road accidents during 2021, which claimed 1.5 lakh lives and caused injuries to 3.8 lakh people. (1)
Over-speeding was the primary cause of a majority of accidents. While you must follow traffic rules whenever you drive for your safety and those of others, rigorous NCAP testing also encourages manufacturers to follow stringent guidelines when mass-producing specific models.
Keeping this primary factor in mind, we have prepared a list of the top safest cars in India. These days, car manufacturers focus on incorporating features like traction control, anti-lock braking systems, child safety locks, etc., to ensure safety. Make sure to go through the specifications list before purchasing. These advanced features ensure optimal safety.
So go and have a safe ride!
FAQs about Safest Cars in India
*The information provided in this article regarding the 21 safest cars in India, including their ex-showroom prices, has been sourced from official car company websites and reputable aggregators.
While we have made every effort to ensure the accuracy and reliability of the data, we advise readers to verify the details with the respective car manufacturers or authorized dealer.
**The information and prices mentioned here are for a specific city and vehicle model. They may change as per time. Please check the details thoroughly before you buy a vehicle or a policy.
This information is added only for informative purposes, and Digit Insurance is not promoting or recommending any specific vehicle or brand in any way.