Digit
headset_mic account_circle
mail
Sign In
  • Products

    Motor

    • Car Insurance
    • Two Wheeler/Bike Insurance
    • Commercial Vehicle Insurance
    • Taxi/Cab Insurance
    • Auto Rickshaw Insurance
    • Truck Insurance

    Health

    • Health Insurance
    • Super Top-up Health Insurance
    • Arogya Sanjeevani Policy
    • Corporate Health Insurance
    • Health Insurance Portability

    Other

    • International Travel Insurance
    • Flight Delay
    • Shop Insurance
    • Home Insurance
  • Claims

    • File a Claim
    • File Health Claim
    • File Motor Claim for Garages
    • COVID-19 Assistance
    • Claim Status
  • Renewals
  • Become an Agent
  • Digit Products

    Motor Insurance

    • Car Insurance 25% OFF
    • Two Wheeler/Bike Insurance
    • Commercial Vehicle Insurance
    • Taxi/Cab Insurance 15% OFF
    • Auto Rickshaw Insurance
    • Truck Insurance

    Health Insurance

    • Health Insurance
    • Super Top-Up Health Insurance
    • OPD Health Insurance
    • Arogya Sanjeevani Policy
    • Personal Accident Insurance
    • Corporate Health Insurance

    Other Insurance

    • International Travel Insurance
    • Flight Delay
    • Shop Insurance
    • Home Insurance
  • Claims

    File a Claim

    File Health Claim

    File Motor Claim for Garages

    COVID-19 Assistance

    Claim Status

  • Renewals

    Become an Agent

  • Support
    Sign In
    • edit Edit Policy
    • download Download Policy
    • person_pin My Service Requests
    • check Check Policy Status
    call 1800-258-5956 mail_outline hello@godigit.com whatsapp 70260 61234

    Our WhatsApp number cannot be used for calls. This is a chat only number.

  • My Account
    account_circle
    • autorenew Renew My Policy
    • download Download My Policy
    logout SIGN OUT
    call 1800-258-5956 mail_outline hello@godigit.com whatsapp 70260 61234

    Our WhatsApp number cannot be used for calls. This is a chat only number.

  • login
  • about
  • contact
  • careers
More Products

Motor

  • Car Insurance
  • Two Wheeler/Bike Insurance
  • Commercial Vehicle Insurance
  • Taxi/Cab Insurance
  • Auto Rickshaw Insurance
  • Truck Insurance

Health

  • Health Insurance
  • Super Top-up Health Insurance
  • Arogya Sanjeevani Policy
  • Corporate Health Insurance
  • Health Insurance Portability

Other

  • International Travel Insurance
  • Flight Delay
  • Shop Insurance
  • Home Insurance

Support

close
account_circle
  • edit Edit Policy
  • download Download Policy
  • person_pin My Service Requests
  • check Check Policy Status
  • autorenew Renew My Policy
  • download Download My Policy
logout SIGN OUT
call 1800-258-5956 mail_outline hello@godigit.com whatsapp 70260 61234

Our WhatsApp number cannot be used for calls. This is a chat only number.

Do the Digit Insurance

Trusted by 3 Crore+ Indians

  • Health
    Health
  • Pay as you Drive
    Car Side View
    Car
  • trending icon

    Third-party premium has changed from 1st June. Renew now

    Motorcycle Side View
    Bike
  • auto rikshaw
    Commercial
  • Covers COVID-19
    Travel Airplane
    Travel
  • More products
    More
ENTER YOUR CAR NUMBER
keyboard_arrow_right
DON'T KNOW YOUR CAR NUMBER?
keyboard_arrow_right
renew digit policy keyboard_arrow_right

I agree to the  Terms & Conditions

{{(!carWheelerCtrl.registrationNumberCardShow || carWheelerCtrl.localStorageValues.vehicle.isVehicleNew) ? 'I know my Reg num' : 'Don’t have Reg num?'}}
keyboard_arrow_right
It’s a brand new Car
keyboard_arrow_right
renew digit policy keyboard_arrow_right

I agree to the  Terms & Conditions

Terms and conditions

    false false
    Enter valid registration number
    DON'T KNOW REGISTRATION NUMBER?
    keyboard_arrow_right
    I KNOW MY REGISTRATION NUMBER
    keyboard_arrow_right
    IT'S A NEW BIKE
    keyboard_arrow_right
    RENEW DIGIT POLICY
    keyboard_arrow_right

    I agree to the  Terms & Conditions

    Continue with {{bikeCtrl.lastVisitedData.lastVisitedUrl.indexOf('DigitPaymentGateway/payments') !== -1 ? 'payment completion': 'previous choice'}}

    {{bikeCtrl.lastVisitedData.vehicle.makeModel | toTitleCase}} {{bikeCtrl.lastVisitedData.vehicle.variant? (bikeCtrl.lastVisitedData.vehicle.variant|toTitleCase): (bikeCtrl.lastVisitedData.vehicleCharacteristics.vehicleType | toTitleCase)}}

    {{bikeCtrl.lastVisitedData.vehicle.licensePlateNumber}}

    {{bikeCtrl.selectedPlanDisplay[bikeCtrl.lastVisitedData.dropOffSelectedPlan? bikeCtrl.lastVisitedData.dropOffSelectedPlan: bikeCtrl.lastVisitedData.selectedPlan]}}

    -

    ₹{{((bikeCtrl.lastVisitedData.dropOffSelectedPlan ? bikeCtrl.lastVisitedData.dropOffGrossPremium:bikeCtrl.lastVisitedData.chosePlan.grossPremium) .replace('INR ','')).split('.')[0] | rupeeFormatWithComma}} (Incl 18% GST)

    keyboard_arrow_right
    IT'S A NEW BIKE
    keyboard_arrow_right
    RENEW DIGIT POLICY
    keyboard_arrow_right

    I agree to the  Terms & Conditions

    Continue with {{twoWheelerCtrl.lastVisitedData.lastVisitedUrl.indexOf('DigitPaymentGateway/payments') !== -1 ? 'payment completion': 'previous choice'}}

    {{twoWheelerCtrl.lastVisitedData.vehicle.make |toTitleCase}} {{twoWheelerCtrl.lastVisitedData.vehicle.model | toTitleCase}} {{twoWheelerCtrl.lastVisitedData.vehicle.variant? (twoWheelerCtrl.lastVisitedData.vehicle.variant |toTitleCase):''}}

    {{twoWheelerCtrl.lastVisitedData.vehicle.licensePlateNumber}}

    {{twoWheelerCtrl.lastVisitedData.selectedPlan}}

    -

    ₹{{((twoWheelerCtrl.lastVisitedData.quickQuoteResponse.plans[twoWheelerCtrl.lastVisitedData.selectedPlan].resposeBody.grossPremium) .replace('INR ', '')).split('.')[0] | rupeeFormatWithComma}} (Incl 18% GST)

    • Geography
    • Country
    {{geography.name}}

    Popular Countries (You can select more thane one)

    • {{country}}

    DONE
    Please select geography

    I agree to the  Terms & Conditions

    As mandated by Spanish Authorities your travel insurance needs to extend 15 days after your trip ends.
    We will extend your coverage period accordingly.

    false false false false false false false false false false false false

    Port my existing Policy

    keyboard_arrow_right
    or renew digit policy keyboard_arrow_right
    Chat with an expert

    I agree to the  Terms & Conditions

    You can select more than one member

    • -+ Max kids
      (s)
    ENTER YOUR REGISTRATION NUMBER
    keyboard_arrow_right
    DON'T KNOW YOUR REGISTRATION NUMBER
    keyboard_arrow_right
    or renew digit policy keyboard_arrow_right

    I agree to the  Terms & Conditions

    Terms and conditions

    Terms and conditions

    Do the Digit Insurance
    • Health
    • Car
    • Bike
    • Commercial
    • Travel
    • More Products

    Everything about Professional Tax in India Explained

    Professional Tax in India
    (Source: indiamoney.com)

    If you look at your salary slip, you can find a breakup of your basic salary and notice a small deduction mentioned on it. This deduction is known as professional tax. The amount of this tax may differ from one State to another.

    Want to know more about professional tax?

    Let’s start from the basics!

    What Is Professional Tax and Who Are Liable to Pay It?

    Professional tax or P-tax is a direct tax that State Government imposes on individuals who earn either by practising a profession, employment, trade or calling or running a freelancing business.

    The State Government deducts professional tax under section 16 (III) of the Income Tax Act, 1961. As per this section, the professional tax is allowed for deduction from an individual’s gross salary while filing income tax returns.

    Common people may get confused thinking this tax is applicable only for professionals. Contrarily, this tax is for all earning individuals. You can see professional tax at the deduction side of your payslip. The amount deducted is ₹200 and, as stated earlier, can vary from one State to another. However, the upper limit is set at ₹2500 per annum per individual, which is also the maximum limit State Government can levy.

    Please note, not all States levy professional tax. There are some states, including Arunachal Pradesh, Rajasthan, and Haryana, that do not levy this tax.

    Now that the definition of professional tax and persons responsible for paying it is clear, let’s learn about the concerned authority and applicability of it.

    Who Collects Professional Tax?

    The Commercial Tax Department of respective States collects professional tax which ultimately reaches to the fund of municipality corporation.

    In the case of employees, employers collect professional tax every month from monthly salary. Then, they pay this tax to the Government. However, if they fail to pay this tax timely, penalty charges will be imposed on them for not collecting professional tax or paying it to the Government.

    Self-employed individuals are liable to pay this tax themselves. Further, professionals who are not working with an employer anymore must register for it through a form. After the form is received by the concerned authority, a registration number will be generated through which they can pay this tax.

    Please note certain States also provide a rebate on professional tax provided the tax is paid in a lump sum for a few years. Therefore, it is imperative individuals must be aware of various rules applicable to respective States.

    What Are the State-wise Professional Tax Slabs?

     

    Follow the table mentioned below to get a comprehensive idea about professional tax in different states and their tax returns.

    State

    Monthly Income

    Tax Per Month

    Karnataka

    Up to ₹ 15000

    Nil

    Karnataka

    ₹ 15000 onwards

    ₹200

    Maharashtra

    Up to ₹ 7500

    Nil (for male)

    Maharashtra

    Up to ₹ 10000

    Nil (for female)

    Maharashtra

    ₹ 7500 to ₹ 10000

    ₹ 175 (for male)

    Maharashtra

    ₹ 10000 onwards

    ₹ 200 for 11 months + ₹ 300 for 12th month

    West Bengal

    Up to ₹ 10000

    Nil

    West Bengal

    ₹ 10001 to ₹ 15000

    ₹ 110

    West Bengal

    ₹ 15001 to ₹ 25000

    ₹ 130

    West Bengal

    ₹ 25001 to ₹ 40000

    ₹ 150

    West Bengal

    ₹ 40000 onwards

    ₹ 200

    Andhra Pradesh

    Less than ₹ 15000

    Nil

    Andhra Pradesh

    ₹ 15000 to ₹ 20000

    ₹ 150

    Andhra Pradesh

    ₹ 20000 onwards

    ₹ 200

    Gujarat

    Up to ₹ 5999

    Nil

    Gujarat

    ₹ 6000 to ₹ 8999

    ₹ 80

    Gujarat

    ₹ 9000 to ₹ 11999

    ₹ 150

    Gujarat

    ₹ 12000 onwards

    ₹ 200

    Kerala (Half-yearly Income Slabs and Half-yearly Tax Payment)

    Up to ₹ 11999

    Nil

    Kerala (Half-yearly Income Slabs and Half-yearly Tax Payment)

    ₹ 12000 to ₹ 17999

    ₹ 120

    Kerala (Half-yearly Income Slabs and Half-yearly Tax Payment)

    ₹ 18000 to ₹ 29999

    ₹ 180

    Kerala (Half-yearly Income Slabs and Half-yearly Tax Payment)

    ₹ 30000 to ₹ 44999

    ₹ 300

    Kerala (Half-yearly Income Slabs and Half-yearly Tax Payment)

    ₹ 45000 to ₹ 59999

    ₹ 450

    Kerala (Half-yearly Income Slabs and Half-yearly Tax Payment)

    ₹ 60000 to ₹ 74000

    ₹ 600

    Kerala (Half-yearly Income Slabs and Half-yearly Tax Payment)

    ₹ 75000 to ₹ 99999

    ₹ 750

    Kerala (Half-yearly Income Slabs and Half-yearly Tax Payment)

    ₹ 1,00,000 to ₹ 1,24,999

    ₹ 1000

    Kerala (Half-yearly Income Slabs and Half-yearly Tax Payment)

    ₹ 125000 onwards

    ₹ 1250

    How to Calculate Professional Tax on Salary?

    Currently, there are several online calculators available, which makes the calculation process error-free and less time-consuming.

    Professional tax calculation depends on two factors, namely State and income. As there are several states that do not impose a professional tax, individuals residing there need not calculate this. The following table will help to understand this calculation process.

    Professional Tax Calculation (Explained With an Example):

    State

    Salary (Per Month)

    Monthly Professional Tax

    Working professional in Gujarat

    ₹20000

    ₹200

    Working professional in Maharashtra

    ₹20000

    ₹200 for 11 months + ₹300 in February.

    State

    Yearly Professional Tax

    Working professional in Gujarat

    ₹2400

    Working professional in Maharashtra

    ₹2500

    Who Is Liable to Pay Professional Tax?

    The applicability of professional tax is mentioned below,

    • Individual
    • Firm
    • Company
    • Cooperative Society
    • Association of Persons or a body of individuals
    • Hindu Undivided Family (HUF)
    • LLPs
    • Clubs
    • Legal practitioners such as solicitors
    • Contractors
    • Medical representatives such as doctors, medical consultants, and dentists
    • Architects
    • Chartered Accountants
    • CS
    • Surveyors
    • Engineers
    • Insurance agents
    • Tax consultants
    • Management consultants

    What Are the Exemptions in Professional Tax?

    Below is a list of individuals who are exempted from professional tax.

    • Individuals involved in Central Para Military Force (CPMF)
    • Ex-servicemen
    • Individuals who have 40% disability. Here, they have to submit the relevant certificate.
    • Deaf, dumb or blind individuals who are earning a salary.
    • Individuals running educational institutions where students of up 12th standard are taught.
    • Civilian non-combatant or combatant members from the Armed Forces.
    • Individuals who have a permit for a single three-wheeler or a taxi for carrying goods.
    • Technicians who have come from different countries but are employed by respective States.

    How to Pay Professional Tax Online?

    The professional tax payment process is easy. Here, you have to select a state first. Suppose you are a working individual in Karnataka and want to pay this tax online, then you have to follow the steps mentioned below,

    • Step-1- Visit the official website of the Karnataka Commercial Tax Department and click on KTP (Karnataka Professional Tax).
    • Step-2- On the new webpage, choose between self-employed professional or registered employee. Let’s say you have selected a registered employee.
    • Step-3- Provide Professional Tax Registration Number, company or firm name and other details.  Select the period of your payment, i.e. monthly, annually, or as specified.  Select the year and month for which the payment is made. Also, enter tax amount and penalty amount (if any).
    • Step-4- Provide bank details and enter your mobile number. Click on ‘Enter’, and after verifying the provided information, click on ‘Submit’.
    • Step-5- Click on ‘Click here for Payment’. Then login with credentials and pay professional tax.

    Save the challan for future reference.

    What Will Happen if You Do Not Pay Professional Tax?

    If earning individuals do not pay professional tax, they have to pay penalty charges. Here, the penalty amount or penal interest depends on the respective State. Hence, it can vary from one State to another. Additionally, the State Government may levy penalty charges for non-registration and late return filing.

    Read the details carefully and pay professional tax before the due date.

    Frequently Asked Questions

    What are the required documents for professional tax registration?

    The list of required documents include duly filled form, PAN card copy, Residence proof of partner, director, proprietor, proof of consultation of business, articles of association, memorandum of association, bank cancelled cheque, address proof of business place, establishment certificate, current account statement, and business premise sales proof deed.

    The list of required documents include duly filled form, PAN card copy, Residence proof of partner, director, proprietor, proof of consultation of business, articles of association, memorandum of association, bank cancelled cheque, address proof of business place, establishment certificate, current account statement, and business premise sales proof deed.

    Is professional tax applicable in Nagaland?

    No, professional tax is not applicable in Nagaland.

    No, professional tax is not applicable in Nagaland.

    Please try one more time!

    Request URL:
    Status Code:
    Request Payload:
    Response Data:

    Important Articles about Professional Tax in India

    What is Professional Tax?

    Professional Tax in Telangana

    Professional Tax in Andhra Pradesh

    Professional Tax in Gujarat

    Professional Tax in MP (Madhya Pradesh)

    Professional Tax in Tamil Nadu

    Professional Tax in Bihar

    Professional Tax in Chhattisgarh

    Professional Tax in Assam

    Professional Tax in Odisha

    Professional Tax in Jharkhand

    Professional Tax in Hyderabad

    Professional Tax in Karnataka

    Professional Tax in West Bengal

    Professional Tax in Maharashtra

    Professional Tax in Kerala

    Show more

    Important Articles related to Finance

    Employee Provident Fund

    EPF Registration Process

    How to Withdraw EPF Online

    Atal Pension Yojana Calculator

    How to Change Details in Atal Pension Yojana Scheme

    How to get Atal Pension Yojana Statement

    How to Close Atal Pension Yojana Account

    Sukanya Samriddhi Yojana

    How to Open Sukanya Samriddhi Yojana Account

    Sukanya Samriddhi Yojana Calculator

    What is Public Provident Fund?

    How to Open PPF Account?

    How to Check PPF Account Balance?

    Eligibility Criteria to Open PPF Account

    Types of PPF Forms

    How to Withdraw PPF Online?

    How to Invest in PPF?

    Financial Planning for Salaried Employees

    Importance of Financial Planning

    Financial Planning Tips for Women

    How to Apply for Atal Pension Yojana?

    What is UAN Number?

    How to check EPF Balance

    KVP Calculator

    Voluntary Provident Fund

    Difference between EPF and EPS

    How to Check Sukanya Samriddhi Account Balance?

    Investment Planning Guides

    Professional Tax in India

    Show more

    Disclaimer: This information is added only for informative purposes and collected from different sources across the Internet. Digit Insurance is not promoting or recommending anything here. Please verify the information before making any decisions.

    Download Digit App

    close
    1. Digit Insurance
    2. Finance
    3. Professional Tax in India

    Last updated: 2023-03-23

    Digit
    • about
    • contact
    • career
    Products
    • Car Insurance
    • Bike Insurance
    • Travel Insurance
    • Health Insurance
    • Property Insurance
    • Shop Insurance
    • Group Health Insurance
    • Arogya Sanjeevani Policy
    • Commercial Vehicle Insurance
    • Super Top-up Health Insurance
    • Flight Delay
    Resources
    • Blog
    • Press
    • Download Policy
    • Grievance Redressal Procedure
    • Cancel e-Mandate
    Agent & Partnerships
    • Become an Agent
    • Become Digit POSP
    • Garages claim intimation
    Services
    • Claims
    • Renewals
    • Digit Cashless Garages
    • Digit Cashless Hospitals
    Get our app
    Download man
    App Store Google Play

    Other Products
    • Fire Insurance
    • Burglary Insurance
    • Building Insurance
    • Bus Insurance
    • Tractor Insurance
    • Commercial Van Insurance
    • Passenger Carrying Vehicle Insurance
    • Heavy Vehicle Insurance
    • Goods Carrying Vehicle Insurance
    • Activa Insurance
    • Jupiter Insurance
    • Bullet Insurance
    • Student Travel Insurance
    • Schengen Visa Travel Insurance
    Health Insurance Guides
    • Individual Health Insurance
    • Family Health Insurance
    • Health Insurance for Parents
    • Health Insurance Premium Calculator
    • Compare Health Insurance
    • Health Insurance for Senior Citizens
    • Health Insurance with Maternity Cover
    • Corona Kavach Policy
    • Corona Rakshak Policy
    • हेल्थ इन्शुरन्स
    • फैमिली हेल्थ इन्शुरन्स
    Car Insurance Guides
    • Third Party Car Insurance
    • Comprehensive Car Insurance
    • Zero Depreciation Car Insurance
    • NCB in Car Insurance
    • IDV Calculator for Car
    • Bumper to Bumper Car Insurance
    • Car Insurance Calculator
    • Own Damage Car Insurance
    • Comprehensive vs Third Party Insurance
    • Compare Car Insurance
    • Find Vehicle Registration Details Online
    Bike Insurance Guides
    • Third Party Bike Insurance
    • Comprehensive Bike Insurance
    • Zero Depreciation Bike Insurance
    • NCB in Two Wheeler Insurance
    • IDV Value Calculator for Bike
    • Add-on Cover in Bike Insurance
    • Bike Insurance Calculator
    • Own Damage Bike Insurance
    • Comprehensive vs Third Party Bike Insurance
    • Compare Bike Insurance
    • Royal Enfield Insurance
    • TVS Insurance
    • Hero Bike Insurance
    Other Guides
    • Types of Insurance
    • Types of General Insurance
    • Types of Motor Insurance
    • International Driving License
    • Visa on Arrival for Indians
    • Visa Free Countries for Indians
    • Comprehensive vs Zero Depreciation
    • Coronavirus Health Insurance
    • Coronavirus Symptoms Checker
    • Indian Passport Rank
    • Digit Illness Group Insurance
    • Hero Splendor Insurance
    • Access Insurance
    • Scooty Insurance
    Calculators
    • SME Buddy Calculator
    • Home Loan EMI Calculator
    • Bike Loan EMI Calculator
    • Car Loan EMI Calculator
    • HRA Exemption Calculator
    • Sukanya Samriddhi Yojana Calculator
    • SIP Calculator
    • RD Calculator
    • SWP Calculator
    • GST Calculator
    • PPF Calculator
    • Personal Loan EMI Calculator
    • EMI Calculator
    • Individual Income Tax Slab
    • Tax Saving Options other than 80C
    Finance Guides
    • What is Credit Score
    • Public Provident Fund
    • How to Open PPF Account?
    • How to open Sukanya Samriddhi Account
    • What is GST?
    • GST Registration in India
    • PAN Card
    • Aadhaar Card
    • Property Tax
    • Road Tax
    • Passport Process
    • Income Tax Slabs
    • How to Save Income Tax in India
    • Tax Deductions under Section 80C
    Traffic Rules
    • PUC Certificate
    • Vehicle Registration Certificate
    • New Traffic Fines
    • Fine for Driving without Helmet
    • Types of Driving Licence in India
    • Driving Licence in Delhi
    • Driving Licence in Bangalore
    • Driving Licence in Jaipur
    • Bangalore Traffic Fines
    • Pune RTO Fine
    • Own Damage Insurance
    Business Products
    • Business Insurance
    • Management Liability Insurance
    • General Liability Insurance
    • Workmen Compensation Insurance
    • Fidelity Insurance
    • Professional Liability Insurance
    • Money Insurance Policy
    • Sign Board Insurance
    • Plate Glass Insurance
    • Erection All Risk Insurance
    • Contractors' All Risks Insurance
    • Directors and Officers Liability Insurance
    • Marine Cargo Insurance
    • Contractors Plant and Machinery Insurance
    RTO Offices in India
    • RTO Office
    • RTO Pune
    • RTO Ahmedabad
    • RTO Bangalore
    • RTO Mumbai
    • RTO Delhi
    • RTO Lucknow
    • RTO Thane
    • RTO Chennai
    Important Links
    • Digit Insurance Reviews
    • Car Insurance Reviews
    • Bike Insurance Reviews
    • Commercial Vehicle Insurance Reviews
    • Travel Insurance Reviews
    • Health Insurance Reviews
    • Mobile Insurance Reviews
    • Become a Digit Partner
    • General Insurance Agent
    • Health Insurance Agent
    • Motor Insurance Agent
    Car Brands & Models
    • Maruti Insurance
    • Toyota Car Insurance
    • Tata Car Insurance
    • Hyundai Car Insurance
    • Kia Car Insurance
    • Mahindra Car Insurance
    • Tata Tiago Insurance
    • Tata Nexon Insurance
    • Hyundai i20 Insurance
    • Creta Insurance
    • Baleno Insurance
    Downloads Do Not Disturb (DND) Public Disclosures Investor Relations Stewardship Policy IRDAI Privacy Policy

    CIN: U66010PN2016PLC167410, IRDAI Reg. No. 158.

    Go Digit General Insurance Limited (formerly known as Oben General Insurance Ltd.) - Registered Office Address - 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No.1579, Shivaji Nagar, Pune-411005, Maharashtra | Corporate Office Address - Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru-560095, Karnataka | Trade logo of Go Digit General Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license.