Health Insurance with Dental Cover


No Capping

on Room Rent


Customer Support



Zero Paperwork. Quick Process.
Your Name
Mobile Number

No Capping

on Room Rent


Customer Support



What is a Dental Health Insurance?

Why do you need a Dental Health Insurance?

Dental treatments are usually expensive due to innovations, inflation, expensive set-up, materials and lab work involved.
OPD costs in India account for up to 62% of total healthcare costs! (2)
The World Dental Federation states that, globally, oral health diseases affect more than 3.5 billion people! (3)

What’s great about Digit Health Insurance covering Dental treatments?

  • Simple online processes: Everything from buying a health insurance with dental treatments to making dental health insurance claims is simple, digital, quick and hassle-free! No hard copies required, even when you make a claim! 
  • Covers Pandemics: If there’s anything that 2020 has taught us, it is that everything is uncertain! Whether it’s the COVID-19 or any other virus, pandemics are covered!
  • No age-based copayment: Our health insurance with OPD cover, including dental treatments comes with no age-based copayments; i.e. during claims, you pay nothing from your pocket!
  • Cumulative bonus: It doesn’t matter if you don’t make any claims during the year - you can still benefit! You can get yearly, cumulative bonuses for every claim-free year! 
  • Complimentary annual health checkups: Did you know most healthcare issues, including that of dental care can be avoided with regular checkups? This health insurance comes with a renewal benefit of complimentary annual health checkups, so you’re always up to date with your overall health and wellbeing!
  • Get treated at any hospital of your choice: Choose from 16400+ of our network hospitals in India for cashless claims or opt for a reimbursement.

What’s covered in Digit Health Insurance with OPD cover, including coverage for dental treatments?

Smart + OPD

10% CB for each claim free year (Up to 50%)

What’s not covered?

How to file a claim?

  • Reimbursement Claims - Let us know in case of a hospitalization within two days of admission at 1800-258-4242 or email us at and we'll send you a link where you can upload your hospital bills and all relevant documents to process the reimbursement. 
  • Cashless Claims - Choose the network hospital. You can find the complete list of network hospitals here. Display e-health card to the hospital helpdesk and ask for the cashless request form. If all is good, your claim will be processed then and there.
  • If you have claimed for Coronavirus, make sure you have a positive test report from an authorized centre of ICMR – National Institute of Virology, Pune.

Benefits of having a Health Insurance that covers dental treatments

Keeps your dental expenses at bay

Dental treatments can be expensive and this is mainly because of the continuous innovation in the field, the expensive setup and the amount of laboratory work involved. Having health insurance with dental coverage ensures your dental treatment expenses are at bay, and you save more whilst still taking care of your oral health! 

Helps you maintain your dental health, which is just as important!

People often undermine dental health and that can lead to more serious oral health issues in the future. In fact, whilst health experts recommend visiting a dentist at least once a year, in India it was found that 67% of the population didn’t unless their oral condition reached a point where going to the dentist was inevitable. A dental health insurance will ensure you don’t leave dental issues for the last minute, and get the required treatment at the right time, without having to worry about your finances! 

Coverage beyond the standard

Usually, most standard health insurance plans do not cover for dental treatments. However, the biggest benefit of this health insurance with OPD cover, including dental treatments is that you get coverage beyond the standard. You get all the benefits of a standard health insurance plus the benefit to cover for OPD expenses, including dental treatments! 

Additional benefits with a dental health insurance

As mentioned above, in this case, an insurance for dental treatment doesn’t only give you the benefit of coverage for your necessary dental treatments but, also gives you other benefits such as coverage for daycare procedures, hospitalization for all other illnesses including the COVID-19, complimentary health checkups and, no room rent capping among other benefits.

Get tax savings like you do with all health insurance plans!

The best part about any health insurance is that apart from receiving financial benefits related to your health, you also get other financial benefits such as annual tax savings based on the health insurance premium you pay, up to Rs 25,000! 

How to ensure healthy Dental hygiene and wellbeing?

  • You’ve probably heard this since childhood but it still rings true and sadly enough, people still need to be reminded of it! The key to good oral hygiene is literally just brushing twice a day and you could floss too when required to ensure there is no dental plaque between your teeth.
  • One of the most common recommendations by health experts is that you should visit your dentist at least once a year if not twice, even if you feel like you have no dental problems. Many times, you may never know what’s going on inside until it’s too late! And you know what they say, tooth aches are one of the worst aches there is. Going for regular dental checkups ensures your oral health is in check! 
  • Drink lots of water. Yes, the age-old rule is valid not only for overall health but, good dental health too! 
  • If you have diabetes, work on maintaining your levels not only for your overall health but it also affects your oral health. This will ensure you avoid any gum diseases and if you do tend to have a gum disease, then get the same treated as soon as possible!
  • Avoid using tobacco products, including smoking. They’re not only bad for your lungs, but terribly bad for your oral health too!

FAQs about Health Insurance covering Dental Treatment