Digit App

Accessibility Options

arrow
Grey Scale
Readable Text
Reset
hamburger
×
Digit Insurance Logo
Powered By Digit
general-insurance

Buy Health Insurance, Up to 20% Discount

usp icon

9000+

Cashless Hospitals

usp icon

2.5 Crore+

Lives Insured

usp icon

4.5 Lacs+

Claims Settled

0% GST on Health Premiums

I agree to the Terms & Conditions

Get Exclusive Porting Benefits

0% GST on Health Premiums

I agree to the Terms & Conditions

true

Get exclusive Benefits

health

Check Prices

arrow
×
car

Buy Health Insurance, Up to 20% Discount

Port Existing Policy

Buy a New Health Policy

usp icon

9000+

Cashless Hospitals

usp icon

2.5 Crore+

Lives Insured

usp icon

4.5 Lacs+

Claims Settled

Buy Health Insurance for Mothers Online in India

Importance of having Health Insurance for Mother

How to Choose the Health Insurance Plan for Mothers?

ITR for Pensioners and Retired Govt Employees

As per the IT Act, pension income from a former employer, whether government or private, comes under the head "Income from Salary," while family pension comes under the head "Income from Other Sources." Both are taxed as per the taxpayers’ eligible income tax slabs for senior citizens.

If your income is below the basic exemption limit, you don’t have to pay any taxes. Check out the basic exemption limits for FY 2022-23 and FY 2023-24. 

Age of the Taxpayer Amount of Income 
(Old tax regime – FY 2022-23 and FY 2023-24) 
Amount of Income 
(New tax regime - FY 2022-23) 
Amount of Income 
(New tax regime - FY 2023-24) 
Between 60 to 80 years  ₹3,00,000  ₹2,50,000  ₹3,00,000 
Above the age of 80   ₹5,00,000  ₹2,50,000  ₹3,00,000 

FAQs about Health Insurance for Mother

How Can Health Insurance Benefit my Mother's Overall Well-Being?

up-arrow

Health insurance promotes preventive care, early disease detection, and regular check-ups, enabling your mother to maintain her health and well-being. It provides peace of mind and financial support during medical emergencies.

Health insurance promotes preventive care, early disease detection, and regular check-ups, enabling your mother to maintain her health and well-being. It provides peace of mind and financial support during medical emergencies.

Can I Add my Mother to my Employer-Provided Health Insurance Plan?

up-arrow

It depends on your employer's policies. Some employer-provided health insurance plans allow for the inclusion of immediate family members, including parents. You should check with your HR department or benefits administrator to understand the eligibility criteria and any additional costs involved.

It depends on your employer's policies. Some employer-provided health insurance plans allow for the inclusion of immediate family members, including parents. You should check with your HR department or benefits administrator to understand the eligibility criteria and any additional costs involved.

What Factors Should I Consider When Choosing a Health Insurance Plan for the mothers in my Family?

up-arrow

Consider the mother's healthcare needs, coverage requirements, costs, network of healthcare providers, policy terms and conditions, and any specific add-ons or riders available. Seek an expert advice if needed to make an informed decision.

Consider the mother's healthcare needs, coverage requirements, costs, network of healthcare providers, policy terms and conditions, and any specific add-ons or riders available. Seek an expert advice if needed to make an informed decision.

Is There a Waiting Period for Maternity Coverage Under Health Insurance Plans?

up-arrow

Waiting periods for maternity coverage can vary among health insurance plans. Some plans have waiting periods ranging from a few months to years before maternity benefits become active. It is crucial to review the policy terms and conditions to understand the waiting period associated with maternity coverage.

Waiting periods for maternity coverage can vary among health insurance plans. Some plans have waiting periods ranging from a few months to years before maternity benefits become active. It is crucial to review the policy terms and conditions to understand the waiting period associated with maternity coverage.