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What is a Maternity Health Insurance?

Maternity Expenses on the Rise in India

Maternity Costs
The average cost to deliver a baby in most urban cities lies is at least Rs 50,000 to Rs 70,000.
C Section
The cost of C-section deliveries is on a rise in India, with costs going up to 2 lakhs in many urban cities! 
Pregnancy Test
Most couples in India are apprehensive about parenthood due to the financial responsibilities that come with it.

Who can Benefit from a Maternity Cover?

One can benefit from the maternity add-on cover in their health insurance plan, if they meet with the following criteria:

If you had opted for the cover while buying your health insurance policy or have included it a later stage.

If you have completed the prescribed waiting period, Only then can you claim and benefit from this maternity cover.

If you are married and are <40 years.

If you haven’t used the cover for more than two children already.

A Maternity Insurance is best for People

1
Newly married couples, who plan on starting a family at least in the next two to three years
2
Who are planning to get married soon and have a baby in the next two to three years
3
Who already have one kid, but are planning for the next child at least in the next two years
4
Who aren’t planning for a child anytime soon, but would like to still be safeguarded nonetheless.

What makes Maternity Benefit so Important for Young Couples?

Financial Security

Financial Security

Stay financially secure during one of the most important moments of your life. A maternity benefit cover in your health insurance will ensure you don’t need to spend much from your savings and will ensure you have a stress-free delivery and onset of parenthood.

Relaxing Onset to Parenthood

Relaxing Onset to Parenthood

A maternity benefit cover does not only cover expenses during delivery but, also covers your newborn baby up to its first 90 days (covering for any medical complications and required vaccinations), so you can relax, recover and relish the beginning of your new journey.

Valuable Longterm Benefits

Valuable Longterm Benefits

Some Maternity covers provide additional benefits on the Sum Insured when you have a second child.

Cover Against Medically Necessary Terminations

Cover Against Medically Necessary Terminations

Have the option to medically terminate your pregnancy in case the need arises. The maternity benefit cover offered by us covers medically necessary and lawful terminations of pregnancies.

Peace of Mind

Peace of Mind

Peace of mind. Our babies are our bundle of joy, and we don’t want to take that away from you by stressing you about the expenses. A Maternity Cover has your back!

Know more about Health Insurance with Maternity Cover

FAQs about Maternity Insurance