Personal Accident Insurance Policy

A Personal accident cover provides is there to help you in case you suffer an accident that leads to a serious injury or death. With a personal accident policy, in these cases, you will get a specific lump sum amount. It will act as a financial safety net for you and your family, as it also covers costs for hospitalization because of the accident.

A Personal accident cover provides is there to help you in case you suffer an accident that leads to a serious injury or death. With a personal accident policy, in these cases, you will get a specific lump sum amount. It will act as a financial safety net for you and your family, as it also covers costs for hospitalization because of the accident.

A personal accident policy will cover you in case of accidental death, permanent disability, partial disability, and many other things like ambulance and hospitalization costs. You can also add your entire family under the policy and protect them from in case of any unexpected incidents as well.

A personal accident policy will cover you in case of accidental death, permanent disability, partial disability, and many other things like ambulance and hospitalization costs. You can also add your entire family under the policy and protect them from in case of any unexpected incidents as well.

Yes, you can add your parents, up to 70 years, as dependents under this policy.

Yes, you can add your parents, up to 70 years, as dependents under this policy.

The main person being insured under a personal accident policy should be above 18 years old. Dependent children can also be covered under the policy up to 25 years.

The main person being insured under a personal accident policy should be above 18 years old. Dependent children can also be covered under the policy up to 25 years.

There are many factors which determine the premium of your Personal Accident insurance. Some of these are, the nature of your occupation, your income, age, and how many people are added under the policy. 

There are many factors which determine the premium of your Personal Accident insurance. Some of these are, the nature of your occupation, your income, age, and how many people are added under the policy. 

The benefit amount that you will get under a Personal Accident policy is generally a set percentage of your Sum Insured. This percentage depends on the extent of loss after an accident, and you can find it clearly specified in your policy wordings.

The benefit amount that you will get under a Personal Accident policy is generally a set percentage of your Sum Insured. This percentage depends on the extent of loss after an accident, and you can find it clearly specified in your policy wordings.

Yes, it does. In the case that you suffer an accidental death, your dependents will get the sum insured amount.

Yes, it does. In the case that you suffer an accidental death, your dependents will get the sum insured amount.

While a life insurance policy will offer your dependents benefits in the case of your death, a personal accident policy protects you from financial risks due to accidents, like hospital costs, income loss after injury, or permanent disability. Even if you have term insurance, which provides a lump sum payout on death during the policy term, it won’t cover accident-related medical expenses or disability unless you add specific riders. That’s why combining both gives more complete protection.

While a life insurance policy will offer your dependents benefits in the case of your death, a personal accident policy protects you from financial risks due to accidents, like hospital costs, income loss after injury, or permanent disability. Even if you have term insurance, which provides a lump sum payout on death during the policy term, it won’t cover accident-related medical expenses or disability unless you add specific riders. That’s why combining both gives more complete protection.

A standard health insurance policy is actually pretty different from a personal accident policy. A health insurance will cover you in case of any illness and things like hospitalization costs are usually cashless or reimbursed to you. But, with a personal accident cover, you will get a lump sum amount to help you out at a time when financial support is needed.

A standard health insurance policy is actually pretty different from a personal accident policy. A health insurance will cover you in case of any illness and things like hospitalization costs are usually cashless or reimbursed to you. But, with a personal accident cover, you will get a lump sum amount to help you out at a time when financial support is needed.

The best part of Digit’s Personal Accident Policy is that it’s a completely paperless process! All you need to do is fill in the required details and make the payment and you’ll be on your way to being covered under your insurance plan. 

The best part of Digit’s Personal Accident Policy is that it’s a completely paperless process! All you need to do is fill in the required details and make the payment and you’ll be on your way to being covered under your insurance plan. 

No, actually you don’t! A Personal Accident policy is a floater policy, which means that you can add yourself, as well as your spouse, dependent children, and parents under one plan.

No, actually you don’t! A Personal Accident policy is a floater policy, which means that you can add yourself, as well as your spouse, dependent children, and parents under one plan.