According to the 2011 census, there are over 26.8 million people with disabilities (PwDs) in India—which is around 2.2% of the population, though other sources have higher estimates. When you have a physical or mental disability, everyday life itself can be harder, not to mention the financial strain of higher medical costs.
Since health insurance is one of the best ways to have financial security from medical costs, you might be wondering “Is there any health insurance for disabled people in India?”. Well, let us assure you that there are.
There are various government schemes for people with disabilities, but these tend to have limited coverage. Some private insurers also offer health insurance plans, though these are often more expensive. Let us take a look at the insurance benefits available to a person with disabilities: