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If you are buying a health insurance policy, you will come face-to-face with several offered documents. These documents include vital information regarding your coverage, including special terms and conditions. You need to read and understand each of these points to assess the quality and extent of financial protection offered.
However, some of the health insurance terminology can be tricky to understand. Without proper comprehension of your policy details, you can make serious mistakes. You may end up with compromised financial aid during medical emergencies.
Only when you know what these common healthcare terms signify can you hope to make a comprehensive decision regarding choosing a healthcare provider and cover.
Waiting Period - Waiting period is the time that policyholders need to wait before they can file a health insurance claim after policy purchase. For pre-existing diseases, the waiting period is generally set at 4 years, while for other conditions, the waiting term is shorter.
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