Suzuki Access Insurance
9000+ Cashless Garages
96% Claims Settled (FY 24-25)
Suzuki Access Insurance Price & Policy Renewal Online
When it comes to scooters in India, Suzuki is a name you can trust, especially with their popular model, the Suzuki Access. If you're considering buying one, it's a good idea to learn about its features and the benefits of getting a two-wheeler insurance policy. Let's look into why the Suzuki Access is a great choice and how the Suzuki Access two-wheeler insurance policy can be beneficial for you!
The Suzuki Access has enjoyed popularity in the market for nearly 18 years since its launch in 2007. Renowned for its affordability and reliability, this scooter is a great option for individuals. However, owning a scooter comes with certain responsibilities. This is where two-wheeler insurance plays a vital role, offering financial protection against unexpected situations such as accidents or vehicle damage. A Suzuki Access insurance policy can provide peace of mind during unforeseen circumstances.
Having third-party liability insurance is mandatory in India, making it essential for every vehicle owner. If you’re found without it, you could face fines of ₹2,000 for your first offense and ₹4,000 for subsequent violations. Therefore, choosing the right insurance is both a legal necessity and a key step toward responsible vehicle ownership.
Now, let's explore what makes the Suzuki Access one of the most popular scooters across the country!
Why Should You Buy Digit's Suzuki Access Insurance?
Your Digit honda activa insurance not only comes with a super-easy claim process, but also with the option to choose a cashless settlement
Cashless Repairs
9000+ Cashless Network Garages for you to choose from across India
Smartphone-Enabled Self Inspection
Quick and paperless claims through Smartphone enabled processes that make you go "That's it?"
Super-Fast Claims
We’ve settled 96% of all two-wheeler claims! Experience claims that make you go “that’s it?”
Customize Your Vehicle IDV
With us, you can customize your vehicle IDV as per your choice!
24*7 Support
24*7 call facility even on National Holidays
Complimentary Wellness Benefits
Get exclusive wellness benefits on the Digit App offered by top-rated health and wellness partners.
What’s Covered in Suzuki Access Insurance
Accidents
Common damages faced during accidents
Theft
In case your honda activa is unfortunately stolen
Fire
Common damages faced due to a fire
Natural Disasters
Damages caused due to nature’s many furies
Personal Accident
For times when you’ve hurt yourself too bad
Third-Party Losses
When someone or something gets hurt for your scooter's actions
What’s Not Covered in Suzuki Access Insurance by Digit?
It is equally important to know what’s not covered in your Digit Suzuki access insurance policy, so that there are no surprises when you make a claim. Here are some such situations:
Own Damages for Third-Party Policy holder
In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered.
Drunk Riding or without a Licence
Your honda activa insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Contributory Negligences
Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Consequential Damages
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it is considered as consequential damage and it will not be covered)
Driving without a valid Driving Licence Holder
If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.
Key Features of Suzuki Access Insurance by Digit
Types of Insurance Plans for Suzuki Access
Third-Party Bike Insurance
A third-party bike insurance is one of the most common types of bike insurance;in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive Bike Insurance
A comprehensive bike insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.
Own Damage Bike Insurance
The own damage bike insurance is for yourself – it covers loss and damage only to your own two-wheeler in case of accidents and collisions, natural calamities, fires, and thefts.
Third Party
Comprehensive
Own Damage
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Damages/Losses to own two-wheeler due to an accident |
×
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✔
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✔
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Damages/Losses to own two-wheeler in case of fire |
×
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✔
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✔
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Damages/Losses to own two-wheeler in case of a natural calamity |
×
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✔
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✔
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Damages to Third-Party Vehicle |
✔
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✔
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×
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Damages to Third-Party Property |
✔
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✔
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×
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Personal Accident Cover |
✔
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✔
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×
|
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Injuries/Death of a Third-Party Person |
✔
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✔
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×
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Theft of your scooter or bike |
×
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✔
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✔
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Customize your IDV |
×
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✔
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✔
|
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Extra protection with customized add-ons |
×
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✔
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✔
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Know more about the difference between comprehensive and third party two wheeler insurance
Why Choose Digit for Your Suzuki Access Insurance Policy?
You must be wondering why you should pick Digit when there are so many other brands offering insurance for the Suzuki Access. So, here are a few reasons why Digit must be your choice.
Easy Renewal and Purchase
Digit is one of the top two-wheeler insurance companies in India that provides easy online insurance purchase and renewal. With Digit, you don't need to waste your time or energy meeting agents or companies. You can directly read about the policy and add-ons, and then buy your best-suited Digit Suzuki Access two-wheeler insurance policy from our website or app.
Paperless Claim Process
Do you often lose track of important documents? If you do, Digit's Access 125 insurance policy is perfect for you. Digit has made the claim-filing and settlement process easy by making it primarily digital. Furthermore, Digit also offers a smartphone-enabled self-inspection process that makes raising claims easy and convenient.
Several Types of Insurance Policies to Choose from
Digit offers a range of Suzuki Access two-wheeler policies tailored to your specific requirements, and you can opt for any of the policies mentioned below.
- Third-Party Two-Wheeler Insurance Policy: If you are involved in an accident and cause damage to a third-party vehicle, property, or individual, you are financially liable for the said damage. With a third-party insurance, you can claim for all the third-party liabilities caused.
- Comprehensive Two-Wheeler Insurance Policy: With a comprehensive policy, you are not only covered for the third-party liabilities but can also claim the policy for damages caused to your own scooter in situations like an accident, fire, natural and man-made calamities, etc. Additionally, with comprehensive two-wheeler insurance, you can also seek assistance in the event of irreparable damage or theft of the scooter.
- Own-Damage Two-Wheeler Insurance Policy: Further, if you have bought your Suzuki Access after September 2018, you can also purchase an own damage cover from Digit. Such a plan provides the benefits of a comprehensive plan and a third-party plan. This policy is, however, suitable only for new scooter owners and not for second-hand Access owners.
Add-Ons to Maximise Safety
Most base policies do not offer sufficient financial protection for your scooter. In such cases, you need additional measures. Digit offers several add-on covers that make your insurance policy better. Some of them include:
- Zero depreciation cover
- Return to invoice cover
- Consumable cover
- Breakdown assistance
- Engine and gear protection cover
Customise Insured Declared Value to Recover your Funds
In the event of a severe accident, the damage to your scooter may be beyond the scope of repair. This state is commonly referred to as being totalled. In such cases and in cases of theft, you can avail yourself of compensation from your insurer. Here, Digit lets you customise the IDV sum to specify how much you need in these instances and maximise your benefits from the insurance policy.
Thus, Digit's Suzuki Access two-wheeler insurance policy is one of the best options for availing complete protection for your two-wheeler.
How to Buy Suzuki Access Insurance with Digit?
Enter Bike Details
On the Digit App or website, enter your bike’s registration number and click on view prices.
Choose a Plan
Select the type of bike insurance plan and choose desired add-ons.
Enter Personal & Nominee Details
Enter your personal, nominee and vehicle details, and start the payment.
Complete Payment & KYC
Complete the payment and mandatory KYC verification process. Once completed, the policy will be issued and available in Digit App.
Documents Required to Buy Honda Activa Insurance Online
To buy Digit's honda activa insurance online, a load of paperwork is not required. Furnish only the following documents to buy a new two-wheeler insurance policy within minutes:
Registration Certificate
×
It is an official document issued by the Regional Transport Office (RTO) that proves your vehicle is legally registered under the Motor Vehicles Act.
Previous Year Insurance Policy
×
A Previous Year Insurance Policy refers to the two-wheeler insurance coverage you had for the previous policy term, typically valid for one year. It includes details like:
- Policy Number: Unique ID of your old insurance plan.
- Coverage Type: Whether it was third-party or comprehensive.
- Insurer Details: The company that provided the coverage.
- Policy Expiry Date: The date the previous insurance lapsed.
- No Claim Bonus (NCB): A discount earned if no claims were made.
Documents for KYC Verification
×
Inorder to buy a two-wheeler insurance policy online a KYC verification is needed for which various documnets such as your PAN/Aadhar/DL/Voter ID/Form 16/Passport is required.
What makes Suzuki Access one of the Bestselling Scooters across India?
Suzuki Access has withstood the test of time, even amongst the various scooters already available in the Indian market. With a 125cc engine capacity and a modest mileage of 64 kmpl, the Suzuki Access is built for regular use. It also boasts of an air-cooled engine and a single fuel cylinder. Automatic transmission, and a torque of 8.7 PS @ 7000 rpm, makes for a smooth and hassle-free ride every time. Suzuki recently launched a BS6 variant of the Suzuki Access, as per the guidelines from the Indian Government. This model will cut emission rates considerably.
With such attractive features and more, the Suzuki Access gives its riders the smoothest on-road performance. It is, however, still vulnerable to the damages that can befall it due to an accident, natural and man-made calamities, alongside crimes like theft.
Thus, you must ensure sufficient protection for the vehicle so that you can use it for several years to come. In this regard, the Suzuki Access bike insurance serves the purpose.
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