BMW Bike Insurance

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Buy/Renew BMW Bike Insurance Online

When it comes to most recognised luxury carmakers, BMW is on the top of the list. In 1923, the German automaker started trying its engineering skills to produce various two-wheelers, including Street, Touring, Roadsters models. These bikes are equipped with best-in-class features, comfortable riding ergonomics, sleek and stylish appeal, sturdy build quality and optimal handling characteristics. 

If you are interested in buying any models, consider obtaining a BMW two-wheeler insurance policy to safeguard your finances from possible repair/replacement expenses.

Besides, the Motor Vehicles Act of 1988 clearly stated that every two-wheeler owner must secure a motorcycle insurance policy to remain legal on Indian roads.

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What’s Covered in BMW Bike Insurance

Bike-insurance-damaged

Accidents

Common damages faced during accidents

Bike Theft

Theft

In case your bike or scooter is unfortunately stolen

Car Got Fire

Fire

Common damages faced due to a fire

Natural Disaster

Natural Disasters

Damages caused due to nature’s many furies

Personal Accident

Personal Accident

For times when you’ve hurt yourself too bad

Third Party Losses

Third Party Losses

When someone or something gets hurt for your bike’s actions

What’s not Covered

It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered. 

Drunk Riding or without a Licence

Your bike insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.

Driving without a valid Driving Licence holder

If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.

Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it will not be covered)

Contributory Negligences

Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

Add-ons not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why should you buy Digit's BMW Bike Insurance?

Cashless Repairs

Cashless Repairs

2900+ Cashless Network Garages for you to choose from across India

Smartphone-enabled Self Inspection

Smartphone-enabled Self Inspection

Quick and Paperless claims process through a Smartphone-enabled self-inspection process

Super-fast Claims

Super-fast Claims

Average turn around time for two-wheeler claims is 11 days

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Bike Insurance plans that fit your needs

Third Party

A Third-party Bike Insurance is one of the most common types of bike insurance;in which only damages & losses caused to a third-party person, vehicle or property are covered.

Comprehensive

A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.

Third Party

Comprehensive

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How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

A Brief History of BMW Motorcycle

Why You Must Opt for BMW Bike Insurance Policies

Why Must You Choose Digit for Your BMW Two-Wheeler Insurance?

FAQs about BMW Bike Insurance Policy Online in India