Buy/Renew Ducati Bike Insurance Online
What’s Covered in Ducati Bike Insurance
What’s not Covered
It is equally important to know what’s not covered in your two-wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:
Why should you buy Digit's Ducati Bike Insurance?
Bike Insurance plans that fit your needs
Third Party
Comprehensive
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
Damages to Third-Party Vehicle |
✔
|
✔
|
Damages to Third-Party Property |
✔
|
✔
|
Personal Accident Cover |
✔
|
✔
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
Theft of your scooter or bike |
×
|
✔
|
Customize your IDV |
×
|
✔
|
Extra protection with customized add-ons |
×
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
How to file a Claim?
After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Step 1
Just call on 1800-258-5956. No forms to be filled.
Step 2
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Step 3
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!
Read Digit’s Claims Report CardA Brief History of Ducati Motorcycle
The “made in Italy” Ducati bikes are infamous for their Desmodromic Valve Actuation, futuristic technology and unconventional designs. The Italian automaker offers a vast range of model series, including Diavel, Monster, Multistrada, Hypermotard, Superbike and Streetfighter. Further, Ducati extends an enormous range of associated accessories and lifestyle and technical apparel in more than 80 countries globally.
In 2008, Ducati collaborated with Precision Motors India Private Limited, the luxury automobile importer, to enter the Indian automobile market. But in 2013, the company terminated its long-term venture with Precision. Ducati made a grand re-entry in 2015 independently, and since then, it has been focusing on expanding its business and service network portfolio.
Why You Must Opt for Ducati Bike Insurance Policies
Motorcycle insurance policy guarantees more than keeping you road-legal in India. Let us find out what more protections it offers.
Third-Party Protection - This is a compulsory policy by law, and any violation attracts legal backlash. It offers third-party liability protection in the event of accidental damages inflicted by your motorcycle to another vehicle, property or person.
Personal Accident Cover - The IRDAI has mandated PA cover for every two-wheeler owner to offer complete financial protection if the rider-owner dies or suffers from a disability in an accident. In such unfortunate cases, the insurer pays ₹ 15 lakh compensation to the victim.
Own Damage Coverage - Another benefit that your insurance for Ducati two-wheeler offers is Own Damage protection. In simple words, under this coverage, the insurance provider is liable to cover for the damages caused to your motorcycle due to accidents, floods, earthquakes, landslides, fire and other mishaps.
Legally Compliant - As mentioned earlier, riding bikes without valid insurance documents is an offence. It will cost you hefty fines of ₹ 2,000 (for first-time violation) and ₹ 4,000 (for the subsequent ones). Other repercussions are driving license confiscation and prison for up to 3 months.
No Claim Bonus Benefits - A well-maintained bike does not demand frequent repairing and replacement works. For that, insurance providers reward their customers with a No Claim Bonus discount. Basically, if you do not claim your Ducati two-wheeler insurance for an entire year, you can earn discounts on policy premiums.
In this regard, Digit Insurance extends NCB discounts ranging between 20% and 50% based on the number of non-claim years.
Why Must You Choose Digit for Your Ducati Two-Wheeler Insurance?
When looking for insurance companies, there are several other factors to consider than Ducati two-wheeler insurance price. A few of them are the IDV factor, NCB discounts, policy customisation facility, add-on covers and more. Digit Insurance is one such option that provides all these facilities to ensure maximum protection.
Vast Range of Policy Options - Digit gives you a range of options to help you secure a policy plan at your convenience. They are-
Third-Party Policy - As mentioned earlier, a third-party insurance plan is compulsory in India by law. It covers third-party liabilities raised by your motorcycle. Digit also handles litigation issues to help you avoid the hassles.
Own Damage Protection - Under this cover, Digit offers reimbursement or cashless repair options in the event of accidents, natural disasters, fire, theft and other unfortunate incidents. As this is a standalone cover, third-party policyholders net to opt for it separately against additional charges.
Comprehensive Policy - As the name suggests, a comprehensive insurance policy the most extensive coverage Digit extends. In addition to third-party protection, it also covers own damage expenses. Moreover, Digit lets its customers elevate its policies to maximise the benefits.
Online Availability of Policies - You can opt for any of these three insurance plans from the comfort of your home. Digit facilitates its customers with the option of Ducati two-wheeler insurance online. Just visit the official website and choose a plan as per your budget and requirements. You can even opt for Ducati two-wheeler insurance renewal online by signing in to your accounts.
Policy Customisation with Add-ons - Digit brings a vast category of add-ons that will help you to strengthen your base policy. The add-on list includes
- Roadside assistance
- Zero depreciation
- Consumables
- Return to invoice
- Engine protection
Note: You can carry forward the add-on cover benefits by increasing your Ducati two-wheeler insurance renewal price.
IDV Modification - The Insured Declared Value is directly proportional to the premiums payable. So, if you opt for higher IDV, you have to pay higher premiums. But higher IDV ensures higher compensation in case your bikes get stolen or severely damaged. Digit gives you the option to increase or decrease the premiums at your convenience.
Online Claiming Option - Now raise a claim instantly in 3 simple steps.
Call on 1800 258 5956 to get a self-inspection link on your registered mobile number
Submit the images of your damaged bike on the link
Click on your preferred mode of repair from the given options- ‘Reimbursement’ or ‘Cashless’ to finish the process
Vast Chain of Digit Network Bike Garages - Digit has collaborated with over 2900 garages nationwide to offer you a seamless experience. Besides, you can opt for cashless claims against your two-wheeler insurance for Ducati.
Stellar Customer Support - Having any queries regarding your insurance for Ducati two-wheeler? Do not worry! Instead, connect with Digit’s 24X7 customer care executives to get instant and reliable assistance.
Furthermore, Digit lets us lower your insurance premiums. For that, you have to opt for voluntary deductibles and avoid unnecessary claims. However, lowering the Ducati two-wheeler insurance premium reduces the protection. So, seek the help of experts at Digit to make an informed choice.
FAQs about Ducati Bike Insurance Policy Online in India
Two Wheeler Insurance for Ducati Bike models
Ducati Scrambler
Ducati Panigale
Ducati Monster
Ducati Multistrada
Ducati SuperSport
Ducati Diavel