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Disclaimer:Tata Capital Limited (“TCL”) registered with IRDAI (License No. CA0896, valid till 21-Jan-2027), acts as a Corporate Agent “Composite” for Go Digit General Insurance Limited. Please note that, TCL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms and conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

The Registered office of TCL is Tata Capital Limited, 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam, Marg, Lower Parel, Mumbai-400013.
The Registered Office of Go Digit: Go Digit General Insurance Limited, 1st Floor, Fairmont, Hiranandani Business Park, Powai, Mumbai – 400076.
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Daily Conveyance Benefit Add-on cover in Two-wheeler Insurance

Daily Conveyance Benefit Add-on cover offered in Two-wheeler insurance ensures that the insurer will compensate you for the transportation cost incurred during the repair period. The compensation can be done in either of two ways pay a fixed allowance per day or provide coupons from taxi operators that are equivalent to the per-day fixed allowance. This benefit will be provided as per the one mentioned in the policy schedule.

What’s Covered in Daily Conveyance Benefit Add-On in Bike Insurance?

Availing the Daily Conveyance Benefit add-on cover will ensure that you are covered for the following:

Get Fixed Allowance for Transportation

You will be offered a fixed daily allowance by the insurer for transportation purposes when the insured vehicle is being repaired.

Coupons from Taxi Operators

The insurer will provide you coupons from well-known taxi operators like Ola and Uber for an amount equal to the daily fixed allowance.

What’s not covered

In addition to the general exclusions listed under the base vehicle insurance policy, the insurer is not liable to pay for any claim in the event of the following under the Daily Conveyance Benefit add-on cover:

  • The vehicle insurance policy not being valid.
  • The own damage claim made by you under the vehicle insurance policy is not payable/admitted. 
  • The insured vehicle is not repaired at Digit authorized repair shop. 
  • Losses arise due to an act of God or because of strikes and riots. 
  • Loss is covered under any other type of insurance policy or cover. 
  • Benefit of delay in taking delivery once the repair of the insured vehicle is completed.
  • The excess time opted for by you is different from the one mentioned in the policy. 

Disclaimer - The article is for informational purposes, collected across the internet and with respect to Digit’s Policy Wordings document. For detailed coverage, exclusions, and conditions about Digit Two Wheeler Package Policy – Daily Conveyance Benefit (UIN: IRDAN158RP0006V01201718/A0021V01201718), go through your policy document carefully.

 

FAQs about Daily Conveyance Benefit Add-on Cover in Two-Wheeler Insurance

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