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Disclaimer:Tata Capital Limited (“TCL”) registered with IRDAI (License No. CA0896, valid till 21-Jan-2027), acts as a Corporate Agent “Composite” for Go Digit General Insurance Limited. Please note that, TCL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms and conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

The Registered office of TCL is Tata Capital Limited, 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam, Marg, Lower Parel, Mumbai-400013.
The Registered Office of Go Digit: Go Digit General Insurance Limited, 1st Floor, Fairmont, Hiranandani Business Park, Powai, Mumbai – 400076.
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Terms and conditions

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Things to Check Before Buying a Used Bike

If you’re thinking of getting a bike for yourself but don’t want to spend a bomb for it, buying a used one can be a good option. Make up your mind and know what to look for in a bike you have your eyes on. Get yourself a bike that will hold up to countless miles of fun and adventure out on the open road.

Confused about what to check, where to start from? Don’t worry, we’ll guide you.

Checklist to Tick-off Before You Buy a Used Bike

Define Your Needs

Define Your Needs

Decide on if it will be for daily commutes, long rides, or off-road? This will help you choose the right type. Explore online reviews, compare models, and talk to experts.

Check Condition

Check Condition

Inspect the bike for scratches, dents, leaks, and tyre wear. Minor scratches are okay, but avoid deep ones. Look at the paint and overall body condition.

Test Essentials

Test Essentials

Check brakes because most used bikes have drum brakes, so see if they need servicing or replacement. Also, ensure headlights, indicators, and taillights work properly.

Verify History

Verify History

Ask for the service record to know how often and why the bike was serviced. Then check the VIN on the frame and match it with the documents for authenticity.

Confirm Documents

Confirm Documents

Ensure all papers are in order: RC book, insurance validity, pollution certificate, original invoice, and any extended warranty.

Ride & Inspect

Ride & Inspect

Take a short test ride to check speed, mileage, and comfort. If possible, get a trusted mechanic to inspect the bike before finalizing.

How to Transfer Bike Ownership?

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Apply at Original RTO

Submit your application for bike ownership transfer at the same Regional Transport Office (RTO) where the bike was originally registered.

Submit Documents

Provide the required documents listed by the Directorate of Transport at their office.

Verification & Transfer

Once the registering authority completes all verifications, the bike’s ownership and insurance will be officially transferred to you within 14 days.

Documents Required to Transfer Bike Ownership

According to Rule 81 of the Central Motor vehicles Rule, 1989, below documents are to be submitted with a registration fee to the registration authority.

Form 29

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Form 29 is a document used in India to inform the RTO that you’ve sold your vehicle. It’s required so the RTO can update its records and officially transfer the vehicle’s ownership from the seller to the buyer. The form should be filled out in two copies and signed by the seller.

Form 30

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Form 30 is an important document in India for reporting and completing the transfer of ownership of a motor vehicle. It is submitted to the RTO by both the seller and the buyer to confirm the sale and legally shift ownership and related responsibilities. Both parties must sign the form, and it should include a chassis number imprint. Only one copy of Form 30 is required.

No Objection Certificate

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A No Objection Certificate (NOC) is needed when you buy a bike from a different RTO region to re-register it in your area. If the bike was bought on loan, you also need a separate NOC from the bank or financier to confirm the loan is cleared and the vehicle is no longer under hypothecation.

Registration Certificate

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It is an official document issued by the Regional Transport Office (RTO) that proves your vehicle is legally registered under the Motor Vehicles Act.

Insurance Policy

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This document serves as proof that your vehicle was insured at the time of the incident. It confirms the validity and scope of third-party coverage.

PUC Certificate

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A valid Emission Certificate, also called a Pollution Under Control (PUC) certificate, is required when transferring bike ownership in India. It confirms that the vehicle meets pollution standards and is a mandatory document for the RC transfer process.

Tax Receipt

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A Road Tax Certificate or clearance certificate is required to confirm that all road taxes have been paid before transferring bike ownership in India.

Address Proof

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Address proof of the seller is usually required during bike ownership transfer in India. It helps the RTO verify the seller’s identity and residence as part of the transfer process.

Photographs

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3 professionally taken passport-sized photographs are also required when transferring the ownership of a bike. These photographs serve as an essential identity verification step during the ownership transfer process.

How to Transfer Bike Insurance?

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Apply for Insurance Transfer

Apply to the insurance company within 15 days of the bike ownership transfer.

Verification and Update

Submit required documents and once the insurer verifies it, the policy will be updated with the new owner’s name.

Premium Calculation and NCB Benefits

Submit third-party insurance for premium calculation. If eligible, use the No-Claim Bonus certificate to get discounts on your next vehicle’s insurance.