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15 Important Terms to Know Before Buying Health Insurance

Things You Must Know Before Buying Health Insurance

Compulsory Deductible

Voluntary Deductible

This amount is fixed by the insurance company, and you will have to pay this part of the bill whenever a claim arises.

This amount can be chosen by you, and you decide to pay it out of your pocket when a claim arises. The amount can vary based on financial affordability and medical expenses.

Since the amount is set by the insurer, the amount cannot be lowered and will not change the premium.

The higher your deductible amount is, the lower your premium will be.

In case of a claim, you will pay only the compulsory deductible amount set by the insurance company.

In case of a claim, you will have to pay the voluntary deductible, as well as any compulsory deductible, out of pocket

Frequently asked questions