Maruti Esteem Insurance: Buy/Renew Maruti Suzuki Esteem Car Insurance Online
Maruti Suzuki, a leading name in the Indian automobile sector, entered the sedan segment with Maruti Suzuki Esteem. It replaced the Maruti Suzuki 1000 and was launched at Auto Expo, 1994, India.
The luxurious look and great mileage had attracted car buyers at that time. Currently, the company discontinued manufacturing this car. However, willing car buyers can find this in the used vehicle market.
Before you buy it, consider a Maruti Suzuki Esteem car insurance policy. As per the Motor Vehicles Act 1988, buying a third-party insurance policy for your vehicle is mandatory. It secures you from any third party financial liabilities arising due to damage caused to a third party vehicle. Without valid car insurance, you may need to face legal risks and pay hefty fines.
You must also consider opting for comprehensive car insurance to insure both your car and third party risks.
Avoid paying hefty fines and buy car insurance from a reliable insurance provider like Digit. It offers a wide range of affordable insurance policies besides car insurance.
In the following segment, check the features of Maruti Suzuki Esteem, the reason for choosing car insurance and Digit as an insurance provider.
Maruti Suzuki Esteem Car Insurance Price
Premium (for own damage only policy)
**Disclaimer - The premium calculation is done for Maruti Suzuki Esteem LXi 1298.0 GST excluded.
City - Bangalore, Vehicle registration month - August, NCB - 0%, No Add-ons, Policy not expired, & IDV- Lowest available. The premium calculation is done in October-2021. Please check the final premium by entering your vehicle details above.
What’s Covered in Maruti Suzuki Esteem Car Insurance
Car Insurance plans for Maruti Suzuki Esteem
Damages/Losses to own car due to an accident
Damages/Losses to own car in case of fire
Damages/Losses to own car in case of a natural calamity
Damages to Third-Party Vehicle
Damages to Third-Party Property
Personal Accident Cover
Injuries/Death of a Third-Party Person
Theft of your car
Doorstep Pick-Up & Drop
Customize your IDV
Extra protection with customized add-ons
How to file a Claim?
After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!
Just call on 1800-258-5956. No forms to be filled
Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.
Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!Read Digit’s Claims Report Card
Reasons to choose Digit's Maruti Suzuki Esteem Car Insurance?
Digit is one of the leading insurance providers in India. Take a look at the following reasons for choosing Digit:
Convenient Online Claim Procedure - Skip the traditional filling up of insurance forms. Call Digit at 1800-258-5956 to initiate the process and claim your Maruti Suzuki Esteem car insurance. Additionally, save your time and avail Digit’s smartphone-enabled self-inspection. Simply send the images of the damaged vehicle to support your claim.
Quick Settlement of Insurance Claim - Opt for a paperless online service to claim your car insurance policy. Further, digital services streamline the entire process and prevent long waiting intervals for reimbursement.
Customise Insured Declared Value - Under this, you can customise the IDV of your vehicle as per your convenience. Opt for a higher IDV to claim a higher sum in case of theft or irreparable damage.
24x7 Customer Help - Irrespective of day and night, Digit is ready to resolve your queries related to cars and other insurance policies.
Digit Network Car Garages and Cashless Repair - Digit has collaborated with approximately 5,800+ garages all over India for customers to avail cashless repair. Further, enjoy a 6-month warranty for repair at the network garage.
Customise and Enjoy Add-On Benefits - You can customise your Maruti Suzuki Esteem car insurance by including the following practical add-ons:
Return to invoice etc.
Doorstep Pickup and Drop Facility - Digit offers a doorstep pickup and drop facility if you cannot drive your damaged vehicle to the network garage.
Sounds good? If yes, choose a trusted insurance provider like Digit to purchase Maruti Suzuki Esteem car insurance and enjoy such benefits.
Why is it important to buy Maruti Suzuki Esteem Car Insurance?
Take a look at the following reasons to opt for insurance for Maruti Suzuki Esteem:
Third-Party Liability Coverage - As a driver and owner of your vehicle, you may incur damage to a third party person or vehicle. Secure yourself and opt for a third party insurance policy. This helps you to bear any financial and legal responsibilities for causing damage to a third party vehicle.
Personal Accident Financial Protection - Personal accident insurance protection is mandatory for every car insurance policyholder (IRDAI). Individuals can claim a significant amount in case of accidental disability or demise of a vehicle owner of the insured car.
Own Damage Financial Protection - A third party insurance policy provides financial coverage to damage caused to a third party property. However, it does not financially protect your vehicle from damages due to accidents or natural or man-made calamities.
Hence, opt for comprehensive car insurance for Maruti Suzuki Esteem. This is inclusive of both third party liability and financial protection for damages caused to your vehicle. It also allows you to claim such an insurance policy in case of damages due to natural calamities.
Financial Security Against Car Theft and Irreparable Damage - In case of car theft or irreparable damage, significant financial loss is apparent. Hence, Maruti Suzuki Esteem insurance renewal covers such financial loss. It provides monetary assistance to replace the existing damaged car with a new one.
Payment of Hefty Fines - You may end up paying a hefty penalty of ₹2,000 without valid Maruti Suzuki Esteem insurance. Also, pay ₹4,000 for continuing to commit such an offence.
Enjoy No-Claim Bonus Facility - Enjoy no-claim bonus benefits from your insurance provider. With each no-claim year, you will accumulate heavy discounts on your car insurance premiums. With Digit, you can earn up to 50% discounts on your car insurance premiums for consecutive 5 no-claim years. It lowers the Maruti Suzuki Esteem insurance cost, making it an affordable choice.
More about Maruti Suzuki Esteem
This car comes in petrol, CNG, diesel, manual and 2 automatic petrol variants. Further, it is a 5 seater car and available in 6 colours – icy blue, silky silver, midnight black etc. Here are 5 the following features of a Maruti Suzuki Esteem:
This car provides optimum fuel efficiency. It has an engine displacement of 1298 cc for manual transmission with a fuel tank capacity of 40 litres. Based on the type of fuel, it provides a mileage between 15.9 kmpl to 18.53 kmpl.
It produces the maximum power of maximum torque of 110 Nm at 4500 rpm. At the same time, the maximum horsepower is 85 PS at 6000 rpm.
The ground clearance of 170mm eases to cross on-road obstacles without struggle.
The variant of LX- BSIII of Esteem features speed-sensing auto door lock technology for delivering uncompromised safety.
Though air conditioners nowadays are standard features of current car models. The Esteem is equipped with an air conditioner to provide a comfortable driving experience.
Despite being manufactured before the 2000s, it still holds prominence in the market for its dynamic features. However, accidental damage is unforeseen, be it for your vehicle or damage to other parties. Hence, selecting Maruti Suzuki Esteem insurance is wise to safeguard your vehicle from such unpredictable risks.
Maruti Suzuki Esteem - Variants and ex-Showroom Price
ex-Showroom Price (may change as per the city)