Royal Enfield Thunderbird Insurance

There are several reasons which make the Royal Enfield Thunderbird one of the coveted motrocycles in the Indian market. For instance -

• Offered in both 350 cc and 500 cc variants, this motorcycle has stretched handlebar and a reclining seat posture, making it the perfect option for long-distance cruising.
• Interestingly, Enfield has refrained from making the bike too big, making it easily manoeuvrable across the mountain terrains.
• The Royal Enfield Thunderbird is known for cruising up to 3 digit speeds without difficulty and comes with a 20 litre fuel tank which allows riders to cover long distances without having to stop for fuel.
• The Royal Enfield Thunderbird 500 won the award for Enthusiast Motorcycle award in the 250cc-500cc category in 2012.

Thus, with a stylish build and superior performance the Royal Enfield Thunderbird, since its inception, has become one of the more convenient options for bikers looking for powerful cruisers in India.

However, like all Royal Enfield models, the Thunderbird is also priced higher than other motorcycles in India. That is why, replacing any of its parts if you happen to damage them in an accident can also lead you to incur substantial expenses. Which is why, it is crucial for you to avail an insurance policy that will allow you to avail comprehensive financial protection for it.

So, without further ado take a look at some of the benefits you can avail from Digit’s two-wheeler insurance policy to avail well-rounded financial protection for your Royal Enfield Thunderbird. 

In the last few years Digit has managed to make a mark in the insurance sector of India with its offering of varied products.

Here is a list of benefits you can avail from our Royal Enfield Thunderbird two-wheeler insurance policy:

• Multiple Network Garages across India: The Thunderbird, like all other Royal Enfield models, comes with engine parts that can be pretty expensive to replace. That is why if your bike is involved in an accident and needs emergency repairs, arranging the cash to pay for it can be difficult. This is where Digit’s widespread network of garages, where you can avail cashless repairs, can be advantageous. 
• Various Types of Insurance Policies: The 2 basic types of insurance policies we offer for your Thunderbird are discussed below in detail:
  • Third-Party Bike Insurance Policy: The Motor Vehicles Act of 1988 mandates every motorised vehicle to have a third-party insurance cover. This policy covers the liabilities arising from damage to third-party vehicles, property, or individuals due to an accident involving your Thunderbird.
  • Comprehensive Bike Insurance Policy: While these policies vitally cover the third party involved, they also cover damages to your motorcycle in the event of an accident due to fire, natural and man-made calamities. While the Royal Enfield Thunderbird insurance price for comprehensive cover is more than the third-party liability cover, these plans ensure complete protection.
  • Own Damage Bike Insurance Policy: Digit also provides a standalone own damage bike insurance cover that you can avail if you purchased your Thunderbird after September 2018. These policies provide all the benefits of a comprehensive insurance policy, even though they do not cover the third-party liabilities. However, second-hand owners of Royal Enfield Thunderbird cannot avail this policy.
• Online Purchase and Renewal: Online purchase and renewal of insurance policies provided by Digit offer not just convenience but also fast application. Additionally, it also allows you to compare different policies offered by numerous financial institutions. Once you have chosen the policy you want to buy for your Thunderbird, you can complete the application process within a few minutes.
• Prompt Online Claim Settlement: Typically, most insurance providers have a lengthy claim settlement process that extends over days. However, we offer a prompt claim filing method and fast settlement of a claim. Digit offers you the option of smartphone-enabled self-inspection, which reduces the hassle of raising claims even further. Furthermore, Digit also boasts of a high rate of claim settlements.
• No Claim Bonus Benefits: In case you have not filed for any claim under your Royal Enfield Thunderbird insurance policy, you can also avail the benefit of the no claim bonus on the renewal of your policy. Essentially, this bonus offers a discount of up to 50%, which reduces the premium you have to pay on the renewal of your existing motorcycle policy.
• 24x7 Customer Service: Our customer service facilities are available at all times of the day, every day. This 24/7 customer care facility is available even on national holidays. You can file your claim online or even call our toll-free number at any time of the day to file a claim on your Thunderbird insurance policy.
• Customisable IDV: IDV (Insured Declared Value) is the total amount that is insured against your Thunderbird. This is calculated by subtracting the depreciation of your Thunderbird from the price at which it was sold to you by the manufacturer. Digit offers you the option to customise this amount so that you can cover every aspect of your motorcycle, especially if you choose to opt for a high IDV.
• Numerous Add-On Options: If you choose to go for the comprehensive Thunderbird insurance policy, you can also avail a few add-ons on your insurance cover. Listed below, you should check out the individual features of these add-on policies:
  • Return to Invoice Cover
  • Zero Depreciation Cover
  • Breakdown Assistance
  • Engine and Gear Protection Cover
  • Consumable Cover

It is advisable you check the different covers and choose the one as per your needs so that the most crucial aspects of your ride and its riding experience are covered under the policy.