Royal Enfield Himalayan Bike Insurance

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Royal Enfield Himalayan

Off on a cruise or a dogged expedition, Royal Enfield Himalayan is a trusted ride for every terrain. But how do you keep her safe, how do you protect her from any challenge that might spring up? Know all about availing a Royal Enfield Himalayan insurance policy to secure yourself financially against liabilities arising on roads.

As an owner of an adventure tourer, you must note the importance of riding a premium two-wheeler along with that of maintaining it properly. While the first bit is already taken care of with your choice of Royal Enfield Himalayan, it is important for you to also concentrate on the latter part. 

Availing a Royal Enfield Himalayan insurance policy is the best way to ensure that your beloved motorcycle is financially protected against the perils that can arise on roads.

Furthermore, the Motor Vehicles Act 1988 mandates all motor vehicle owners to possess the least of a third-party liability insurance policy. If you are found riding your motorcycle without this insurance policy in place, you can be penalised with a traffic fine of Rs.2000, Rs.4000 for repeated offence.

Nonetheless, before learning more about Royal Enfield Himalayan insurance policies, take a look at what makes this vehicle attractive for Indians!

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What’s Covered in Royal Enfield Himalayan Insurance



Common damages faced during accidents

Bike Theft


In case your bike or scooter is unfortunately stolen

Car Got Fire


Common damages faced due to a fire

Natural Disaster

Natural Disasters

Damages caused due to nature’s many furies

Personal Accident

Personal Accident

For times when you’ve hurt yourself too bad

Third Party Losses

Third Party Losses

When someone or something gets hurt for your bike’s actions

Why should you buy Digit's Royal Enfield Himalayan Insurance?

Cashless Repairs

Cashless Repairs

2900+ Cashless Network Garages for you to choose from across India

Smartphone-enabled Self Inspection

Smartphone-enabled Self Inspection

Quick and Paperless claims process through a Smartphone-enabled self-inspection process

Super-fast Claims

Super-fast Claims

Average turn around time for two-wheeler claims is 11 days

Customize your Vehicle IDV

Customize your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Types of Insurance Plans for Royal Enfield Himalayan

Third Party

A Third-party Bike Insurance is one of the most common types of bike insurance;in which only damages & losses caused to a third-party person, vehicle or property are covered.


A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.

Third Party



How to file a Claim?

After you buy or renew our two wheeler insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled.

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

Royal Enfield Himalayan: What makes it so Popular?

Why Choose Digit for Royal Enfield Himalayan Bike Insurance?

Royal Enfield Himalayan - Variants & ex-Showroom Price


ex-Showroom Price (may change as per the city)

Himalayan ABS, 411 cc

₹ 180,492

Himalayan Sleet, 29.48 kmpl, 411 cc

₹ 182,328

FAQs about Royal Enfield Himalayan Insurance Policy in India