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Exclusive Wellness Benefits

Mukhyamantri Amrutum Yojana (MA Scheme) by the Gujarat Government

What is Mukhyamantri Amrutum Yojana (MAY)?

How Does Mukhyamantri Amrutam Yojana Work?

Features of Mukhyamantri Amrutum Yojana

Following is a list of some of the salient features of the Mukhyamantri Amrutum Scheme:

Feature

Description

Financial Coverage

This scheme offers financial coverage up to ₹3 lakhs per annum to each family on a floater basis.

Government Funding

It is a 100% government-funded scheme. Beneficiaries do not need to bear any premium charges or enrollment fees.

Family Enrollment

A maximum of 5 family members can enrol under this scheme.

Direct Financial Transfers

No intermediaries are involved, and the State Government transfers the coverage amount via RTGS.

Health Camps

Beneficiaries can attend district-level general and mega health camps annually under this scheme by network hospitals.

Paperless Processes

This scheme involves completely paperless processes. Scheme authorities have dedicated servers and data centres to store data. The IT agency (n)Code Solutions aids them in this efficient process.

QR-Coded Cards

Beneficiaries will receive QR-coded cards comprising their photos, biometric thumb impressions, district and taluka details, and unique registration number (URN).

Additionally, interested individuals can enrol under this scheme at any time of the year. Thereafter, they can avail the Mukhyamantri mentioned above Amrutum Yojana features, besides several other benefits.

What are the Benefits of Mukhyamantri Amrutum Yojana?

The Mukhyamantri Amrutum Yojana is a government health insurance scheme in Gujarat, India, and it offers the following benefits:

Benefits

Description

Financial Protection

The scheme provides insurance for the worst-case expenses of hospitalisation, reducing the burden on the families.

Cashless Treatment

Cashless treatment in empanelled hospitals is allowed to the beneficiary.

Extensive coverage

It covers a whole host of medical treatments in the scheme, including surgery, maternity expenses, and critical illnesses.

Family Coverage

Ordinarily, the head of the family, spouse, and children are all covered under this scheme.

Easy Accessibility

The Scheme has an extensive network of empanelled private hospitals across the state.

No Premium

No premium is to be paid by the beneficiaries under the scheme for this coverage.

Coverage Facilities Under Mukhyamantri Amrutum Yojana

Beneficiaries of Mukhyamantri Amrutum Yojana can enjoy the following coverage facilities besides the total lump-sum insured amount.

Requirement

Coverage

Liver transplant

₹5 lakhs

Kidney transplant

₹5 lakhs

Pancreas + kidney transplant

₹5 lakhs

Knee and hip replacement (up to 1 procedure)

₹40,000

Travel cost per hospitalisation

₹300

Besides knowing about the above benefits of the Mukhyamantri Amrutum Scheme, potential beneficiaries must also note the medical procedures covered under this scheme.

List of Diseases Included in Mukhyamantri Amrutum Yojana

List of Medical Procedures Included in MA Yojana

Mukhyamantri Amrutum card benefits include financial coverage for the following medical procedures:

Medical Procedure

Description 

General Medicine

Focuses on diagnosing and treating a wide range of common illnesses and chronic conditions, including preventive care and management of general health issues.

Neonatal Packages

Provides comprehensive care for newborns, including monitoring, treatment for premature or ill infants, and necessary interventions during the first few weeks of life.

General Surgery

Encompasses a range of surgical procedures for treating conditions such as appendicitis, hernias, and other abdominal or gastrointestinal issues.

Plastic Surgery

Includes reconstructive and cosmetic procedures to repair or enhance physical appearance, such as skin grafts, facelifts, and breast reconstruction.

Burns

Specialises in treating burn injuries, including emergency care, wound management, and reconstruction to improve function and appearance.

Cardiothoracic and Vascular Surgery

Involves heart, lung, and blood vessel surgeries, such as heart bypasses, valve repairs, and vascular repairs.

Neurosurgery

Deals with surgical interventions for brain, spine, and nervous system conditions, including tumour removal and spinal disc replacement.

Organ Transplant

Involves the surgical replacement of a failing organ with a healthy one from a donor, including kidneys, livers, hearts, and lungs.

Oral and Maxillofacial Surgery

Covers surgical procedures related to the mouth, jaw, and face, including extractions, corrective jaw surgery, and treatment of facial injuries.

Knee and Hip Replacement

Involves replacing damaged knee or hip joints with artificial ones to relieve pain and restore function.

Paediatric Surgery

Specialises in surgical procedures for children, including congenital abnormalities, hernia repairs, and appendectomies.

Surgical Oncology

Focuses on the surgical removal of cancerous tumours and surrounding tissues and biopsies for diagnosis.

Renal Surgery

Includes surgical treatments for kidney-related issues, such as kidney stones, tumours, and kidney transplants.

Cardiology

Specialises in diagnosing and treating heart-related conditions, including heart disease, arrhythmias, and hypertension. This field covers procedures like angioplasty and heart valve repair.

Ophthalmology

It focuses on diagnosing and treating eye conditions and diseases, such as cataracts, glaucoma, and retinal disorders, as well as corrective surgeries and vision correction.

Medical Oncology

Deals with the treatment of cancer using chemotherapy, targeted therapy, immunotherapy, and hormone therapy, focusing on systemic treatment to target cancer cells throughout the body.

Nephrology


Specialises in kidney care and treatment, including managing chronic kidney disease, dialysis, and kidney transplants.

Neurology

Concerned with diagnosing and treating disorders of the nervous system, including the brain, spinal cord, and nerves, such as epilepsy, Parkinson’s disease, and stroke.

Orthopaedics and Polytrauma

Focuses on the treatment of bone, joint, and muscle injuries, including fractures and dislocations, and the management of multiple traumatic injuries (polytrauma).

Mental Disorder

Provides care for psychiatric and psychological conditions, such as depression, anxiety, bipolar disorder, and schizophrenia, including therapy and medication management.

Radiation Oncology

Uses radiation therapy to treat cancer by targeting and destroying cancer cells, including external beam radiation and brachytherapy.

Obstetrics and Gynaecology

Encompasses care related to pregnancy, childbirth, and female reproductive health, including prenatal care, delivery, and treatment of conditions such as endometriosis and fibroids.

Emergency Room Packages

Provides immediate care for acute illnesses and injuries, including life-threatening conditions and trauma, with services such as diagnostic tests, stabilisation, and urgent treatment.

However, individuals need to meet MA Amrutum Yojana eligibility to receive cash-free treatment for the above procedures.

What is Not Covered Under Mukhyamantri Amrutum Yojana?

Medical therapies covered by the Mukhyamantri Amrutum Yojana include numerous. Nothing specifically is listed as an exclusion because this program is designed for low-income families. Nevertheless, the program might not pay for the following treatments:

Exclusions

Description

Outpatient Care

The plan mostly pays for hospital stays and treatments for inpatients. It does not generally cover outpatient care, doctor visits, or prescription drugs obtained outside of a hospital.

Pre-existing Conditions

There may be a waiting period before coverage starts or pre-existing conditions not covered in certain situations.

Cosmetic Surgeries

Treatments and operations carried out only for aesthetic purposes are typically not covered.

Non-Emergency Treatments

You could not be covered for medical procedures that are not deemed medically necessary or emergencies.

Some Experimental Therapies

Certain investigational or experimental therapies not commonly used in medicine may not be covered.

Dental and Vision Care

Generally, coverage does not extend to routine eye exams, dental treatments, or vision correction operations.

Non-Emergency Transportation

Non-emergency transit may not be covered, although emergency transportation may.

Eligibility for Mukhyamantri Amrutum (MA) Yojana

How to Apply for Mukhyamantri Amrutam Yojana?

How to Claim Mukhyamantri Amrutum Yojana Benefits?

List of Hospitals Under Mukhyamantri Amrutum Yojana

Here is a table enlisting all network hospitals available in different districts of Gujarat. Have a look!

Districts

Hospitals

Sabarkantha

Medistar Hospital, GMERS Medical College Hospital Himmatnagar, J. K. Orthopaedic Hospital

Aravalli

Ayushman Surgical Hospital

Amreli

Radhika General Hospital

Ahmedabad

The Gujarat Cancer and Research Institute, Life Care Institute of Medical Sciences and Research Pvt. Ltd., General Hospital SOLA, Institute of Kidney Diseases and Research Center, U.N. Mehta Institute of Cardiology and Research Center, Government Spine Institute, Shaleen Healthcare Pvt. Ltd., Civil Hospital Ahmedabad, Vijay Shalby Hospital, Svayambhu Healthcare Pvt. Ltd., Kakadiya Hospital, L.G. General Hospital, Sterling Hospital, Global Long Life Hospital and Research Pvt. Ltd, Pushpa Children's Hospital and Critical Care Center, Bodyline Hospital, Krishna Shalby Hospital, Jaydeep Hospital, Rajasthan Hospitals, Sanjivani Super Speciality Hospital, GCS Medical College, Hospital and Research Center, Sheth Vadilal Sarabhai General Hospital and SHCTH CMH, HCG Hospitals

Banaskantha

Gadhavi Hospital, Tharad, Mavjat Multispeciality Hospital

Tapi

Modi Children Hospital and Nirmal Critical Care Center, Vyara

Anand

Shri M.M. Parikh Cardiac Care Center, ZYDUS Hospital, Charusat Hospital, Shree Krishna Hospital and Medical Research Center, Karamsad

Dahod

Rhythm Heart Institute

Rajkot

H. J. Doshi Hospital, Unicare Hospital, Sadbhavna Hospital, Pandit Deendayal Upadhyay Civil Hospital, Krishna Multispeciality Hospital, N. M. Virani Wockhardt Hospital, B.T. Savani Kidney Hospital, Shree Jalaram Raghukul Sarvajanik Hospital, Christ Hospital, Sri Sathya Sai Heart Hospital, Rajkot Cancer Society and Allied Hospitals

Patan

Agrawal Hospital, GMERS Medical College and Hospital, Dharpur Patan Janta Hospital

Chhotaudepur

Sangam Multi-Speciality Hospital, Bodeli

Panchmahal

J.B. General Hospital, Aniyad

Vadodara

Bankers Heart and Multispecialty Hospital, SCHVIJK Hospital and Research Center, Sunshine Global Hospital, Pranayam Lung and Heart Institute, Naik Super Specialty Hospital, Welcare Hospital, Himalaya Cancer Hospital and Research Center, Premdas Jalaram Hospital, Baroda Heart Institute and Research Center, Rhythm Heart Institute, Bankers Heart Institute, Parul Sevashram Hospital, Viroc Hospital, Kailash Cancer Hospital and Research Center, Shreeji Hospital and Trauma Care Center, Sumandeep Vidyapeeth, Sterling Hospital, SSG Civil Hospital, GMERS Medical College and General Hospital, Gotri

Jamnagar

Baroda Heart Institute, Guru Gobind Singh Government Hospital

Valsad

Nadkarni Hospital, Kasturba Hospital, Shrimad Rajchandra Hospital, GMERS Hospital, Amit Hospital Pvt. Ltd.

Bharuch

Sardar Patel Hospital, Ankleshwar Shrimati Jayaben Modi Hospital, Baroda Heart and Multispeciality Hospital

Gandhinagar

Apollo Hospitals International Ltd., Apollo CBCC Cancer, Goenka Hospital, General Hospital Premswarup Swami Multi-Specialty Hospital (PSM)

Mehsana

Lions General Hospital, Galaxy Heart Institute

Bhavnagar

Sir Takhtasinhji General Hospital, HCG Hospital, Bhavnagar, 3D Hospicare, Hanumant Hospital

Kutch

Gujarat Adani Institute of Medical Sciences, G. K. General Hospital, Sterling Ramkrishna Speciality Hospital, Aaryan Institute of Medical Science

Surat

Lifeline Multispeciality Hospital, Shri Devarajbhai Bavabhai Tejani Cancer Institute, Managed by Lions Cancer Detection Center Trust, Kiran Multi Super Specialty Hospital and Research Center, Sunshine Global Hospital, DWTI - Prabhu General Hospital and Bankers Heart Institute, Metas of Seventh-Day Adventist Hospital, Sita Hospital, Wockhardt Hospitals, Bharat Cancer Hospital, Surat Municipal Institute of Medical Education and Research Hospital, P P Savani Heart Institute and Multispeciality Hospital, Unicare Heart Institute and Research Center, Saachi Children Hospital, New Civil Hospital, Shri B D Mehta Mahavir Heart Institute

Junagadh

GMERS General Hospital

Navsari

Orange Hospital, Yashfeen Cardiac Hospital, Yesha Super Speciality Hospital

Kheda

DDMM Heart Institute, D.Z. Patel Cardiology Center

Such an extensive Mukhyamantri Amrutum hospital list makes cashless medical treatment quickly accessible to most beneficiaries.

Medical Packages Under Mukhyamantri Amrutam Yojana

The Mukhyamantri Amrutam Yojana offers many packages. Check the list below to see the number of packages per procedure:

S.No.

Procedure 

Number of Packages 

1

Burns/Plastic Surgery

41

2

Cardiology/ Cardio Thoracic & Vascular Surgery

57

3

Genito Urinary Surgery (Renal)

299 

4

Neurosurgery/ Neurology/ Interventional Neuroradiology

143  

5

Paediatric Surgery

63 

6

Medical Oncology 

139 

7

Radiation Oncology 

27 

8

Surgical Oncology 

124 

9

Knee and Hip Replacements 

14 

10

Organ Transplant Packages

107  

11

Otorhinolaryngology 

95  

12

Obstetrics and Gynaecology 

80  

13

Ophthalmology 

43  

14

General Surgery

257 

15

Oral and Maxillofacial Surgery

16

General Medicine

78  

17

Mental Disorder Packages

17  

18

Emergency Room Packages

4  

19

Paediatric Medical Management

102  

20

Neo-Natal Packages

10  

How do You Find a Hospital Under the Mukhyamantri Amrutam Yojana?

Hospitalisation Process Under Mukhyamantri Amrutam Yojana

What is Mukhyamantri Amrutam Yojana Smart Health Card?

How to Renew Mukhyamantri Amrutam Yojana Smart Health Card?

What is the Mukhyamantri Amrutum App?

Contact Number and Address for Mukhyamantri Amrutam Yojana

Awards Won by Mukhyamantri Amrutum Yojana Scheme

FAQs about Mukhyamantri Amrutum Yojana