Know all about Mukhyamantri Amrutum Yojana

Mukhyamantri Amrutum Scheme is one of the several government initiatives taken to help the poor. Medical care can be too expensive at times for the lower-middle class income groups. On top of it, an emergency can burn a hole in your pocket. This is why government-aided affordable healthcare schemes like the MA Yojana exist.

Are you interested in knowing more about this insurance plan?

Go through our detailed guide and stay updated with the latest information.

What is Mukhyamantri Amrutum Yojana?

The Mukhyamantri Amrutum Yojana is a tertiary health insurance scheme launched by the Government of Gujarat on 4th September 2012. It was developed to primarily benefit the BPL population of Gujarat. Later, this scheme’s benefits were extended to lower-middle class families as well. It offers them better accessibility to efficient healthcare solutions via cashless treatment.

Before enrolling yourself and your family members under this scheme, it is imperative for you to be aware of all MAA Amrutum features.

What are the features of Mukhyamantri Amrutum Yojana?

Following is a list of some of the salient features of the Mukhyamantri Amrutum Scheme:

This scheme offers financial coverage up to ₹3 lakhs per annum to each family on a floater basis.
It is a 100% government-funded scheme. Beneficiaries do not need to bear any premium charges or enrollment fees.
A maximum of 5 family members can enroll under this scheme.
There are no intermediaries involved and the State Government transfers the coverage amount via RTGS.
Beneficiaries can attend district-level general and mega health camps every month conducted under this scheme by network hospitals.
This scheme involves completely paperless processes. Scheme authorities have dedicated servers and data centres to store data. The IT agency (n)Code Solutions aids them in this efficient process.
Beneficiaries will receive QR-coded cards comprising their photos, biometric thumb impressions, district and taluka details, and unique registration number (URN).

Additionally, interested individuals can enroll under this scheme at any time of the year. Thereafter, they can avail the above-mentioned Mukhyamantri Amrutum Yojana features besides several other benefits.

What are the benefits of Mukhyamantri Amrutum Yojana?

Beneficiaries of Mukhyamantri Amrutum Yojana can enjoy the following coverage facilities besides the total lump-sum insured amount.

Requirement	Coverage
Liver transplant	₹5 lakhs
Kidney transplant	₹5 lakhs
Pancreas and kidney transplant	₹5 lakhs
Knee and hip replacement (up to 1 procedure)	₹40,000
Travel cost per hospitalisation	₹300
Transportation charges after patient’s expiry	₹6 per km

Besides knowing about the above benefits of the Mukhyamantri Amrutum Scheme, potential beneficiaries must also note the medical procedures covered under this scheme.

List of diseases included in Mukhyamantri Amrutum Yojana

MAA Amrutum card benefits include financial coverage for the following medical procedures:

General medicine
Neonatal packages
Surgeries:
- General surgery
- Plastic surgery
- Burns
- Cardiothoracic and vascular surgery
- Neurosurgery
- Organ transplant
- Oral and maxillofacial surgery
- Knee and hip replacement
- Paediatric surgery
- Surgical oncology
- Renal surgery
Other procedures involving:
- Cardiology
- Ophthalmology
- Medical oncology
- Nephrology
- Neurology
- Orthopaedics and polytrauma
- Mental disorder
- Radiation oncology
- Obstetrics and gynaecology
Emergency room packages

However, in order to avail cash-free treatment against the above procedures, individuals need to meet MA Amrutum Yojana eligibility.

Eligibility for Mukhyamantri Amrutum Yojana

Here is a list of Mukhyamantri Amrutum Yojana eligibility requirements that you must meet to qualify under the scheme.

Enrolling a family’s total annual income must be less than ₹4 lakhs.
If the primary beneficiary is a senior citizen, then the annual permissible MA Amrutum card income limit for a family becomes ₹6 lakhs.
All Accredited Reporters and Accredited Social Health Activist (ASHA) workers are eligible.
All Class-3 and Class-4 State Government employees.

In order to validate these eligibility claims, you must provide all relevant documents, including an income certificate. You must complete this process during registration on their official website.

How to claim Mukhyamantri Amrutum Yojana benefits

If you have already enrolled yourself and your family under MA Yojana, then you must have a MA health card. After ensuring that you do, follow the given steps in order to claim Mukhyamantri Amrutum Yojana benefits.

Step 1: Visit one of your nearest network hospitals and get diagnosed.
Step 2: Submit your MA health card along with other necessary documents.
Step 3: Next, the medical institution will seek pre-authorisation from the insurer. Once the insurer approves it, you can avail treatment.
Step 4: Post completion of the treatment procedure, this hospital will send all documents like treatment summary, total bill, etc., to the insurer for settlement.

Here you need to note all of your nearest empanelled hospitals beforehand to avail speedy solutions during an emergency.

List of hospitals under Mukhyamantri Amrutum Yojana

Here is a table enlisting all network hospitals available in different districts of Gujarat. Have a look!

Districts	Hospitals
Sabarkantha	Medistar Hospital, GMERS Medical College Hospital Himmatnagar, J. K. Orthopaedic Hospital
Aravalli	Ayushman Surgical Hospital
Amreli	Radhika General Hospital
Ahmedabad	The Gujarat Cancer and Research Institute, Life Care Institute of Medical Sciences and Research Pvt. Ltd., General Hospital SOLA, Institute of Kidney Diseases and Research Center, U.N. Mehta Institute of Cardiology and Research Center, Government Spine Institute, Shaleen Healthcare Pvt. Ltd., Civil Hospital Ahmedabad, Vijay Shalby Hospital, Svayambhu Healthcare Pvt. Ltd., Kakadiya Hospital, L.G. General Hospital, Sterling Hospital, Global Long Life Hospital and Research Pvt. Ltd, Pushpa Children's Hospital and Critical Care Center, Bodyline Hospital, Krishna Shalby Hospital, Jaydeep Hospital, Rajasthan Hospitals, Sanjivani Super Speciality Hospital, GCS Medical College, Hospital and Research Center, Sheth Vadilal Sarabhai General Hospital and SHCTH CMH, HCG Hospitals
Banaskantha	Gadhavi Hospital, Tharad, Mavjat Multispeciality Hospital
Tapi	Modi Children Hospital and Nirmal Critical Care Center, Vyara
Anand	Shri M.M. Parikh Cardiac Care Center, ZYDUS Hospital, Charusat Hospital, Shree Krishna Hospital and Medical Research Center, Karamsad
Dahod	Rhythm Heart Institute
Rajkot	H. J. Doshi Hospital, Unicare Hospital, Sadbhavna Hospital, Pandit Deendayal Upadhyay Civil Hospital, Krishna Multispeciality Hospital, N. M. Virani Wockhardt Hospital, B.T. Savani Kidney Hospital, Shree Jalaram Raghukul Sarvajanik Hospital, Christ Hospital, Sri Sathya Sai Heart Hospital, Rajkot Cancer Society and Allied Hospitals
Patan	Agrawal Hospital, GMERS Medical College and Hospital, Dharpur Patan Janta Hospital
Chhotaudepur	Sangam Multi-Speciality Hospital, Bodeli
Panchmahal	J.B. General Hospital, Aniyad
Vadodara	Bankers Heart and Multispecialty Hospital, SCHVIJK Hospital and Research Center, Sunshine Global Hospital, Pranayam Lung and Heart Institute, Naik Super Specialty Hospital, Welcare Hospital, Himalaya Cancer Hospital and Research Center, Premdas Jalaram Hospital, Baroda Heart Institute and Research Center, Rhythm Heart Institute, Bankers Heart Institute, Parul Sevashram Hospital, Viroc Hospital, Kailash Cancer Hospital and Research Center, Shreeji Hospital and Trauma Care Center, Sumandeep Vidyapeeth, Sterling Hospital, SSG Civil Hospital, GMERS Medical College and General Hospital, Gotri
Jamnagar	Baroda Heart Institute, Guru Gobind Singh Government Hospital
Valsad	Nadkarni Hospital, Kasturba Hospital, Shrimad Rajchandra Hospital, GMERS Hospital, Amit Hospital Pvt. Ltd.
Bharuch	Sardar Patel Hospital, Ankleshwar Shrimati Jayaben Mody Hospital, Baroda Heart and Multispeciality Hospital
Gandhinagar	Apollo Hospitals International Ltd., Apollo CBCC Cancer, Goenka Hospital, General Hospital Premswarup Swami Multi-Specialty Hospital (PSM)
Mehsana	Lions General Hospital, Galaxy Heart Institute
Bhavnagar	Sir Takhtasinhji General Hospital, HCG Hospital, Bhavnagar, 3D Hospicare, Hanumant Hospital
Kutch	Gujarat Adani Institute of Medical Sciences, G. K. General Hospital, Sterling Ramkrishna Speciality Hospital, Aaryan Institute of Medical Science
Surat	Lifeline Multispeciality Hospital, Shri Devarajbhai Bavabhai Tejani Cancer Institute, Managed by Lions Cancer Detection Center Trust, Kiran Multi Super Specialty Hospital and Research Center, Sunshine Global Hospital, DWTI - Prabhu General Hospital and Bankers Heart Institute, Metas of Seventh-Day Adventist Hospital, Sita Hospital, Wockhardt Hospitals, Bharat Cancer Hospital, Surat Municipal Institute of Medical Education and Research Hospital, P P Savani Heart Institute and Multispeciality Hospital, Unicare Heart Institute and Research Center, Saachi Children Hospital, New Civil Hospital, Shri B D Mehta Mahavir Heart Institute
Junagadh	GMERS General Hospital
Navsari	Orange Hospital, Yashfeen Cardiac Hospital, Yesha Super Speciality Hospital
Kheda	DDMM Heart Institute, D.Z. Patel Cardiology Center

Such an extensive Mukhyamantri Amrutum hospital list makes cashless medical treatment quickly accessible to most beneficiaries.

Awards won by Mukhyamantri Amrutum Yojana Scheme

Given such beneficial features and the efficiency of the Mukhyamantri Amrutum Scheme, it has received several titles and awards.

Some of Mukhyamantri Amrutum Yojana awards are as follows:

Best Affordable Healthcare Initiative 2016 at Healthcare Summit in Jaipur
CSI-Nihilent e-Governance Awards 2013-14
SKOCH Awards for Smart Governance 2014
“Gems of Digital” India Award
“Best Accessible Healthcare Initiative” by ELETS

Who would want to miss out on such a beneficial scheme, isn’t it?

So, if you meet this scheme’s eligibility requirements, proceed with the registration process to enroll under the Mukhyamantri Amrutum Scheme. You can complete the process on the MA Gujarat website.

Frequently Asked Questions

All

Are there any additional services covered under the Mukhyamantri Amrutum Yojana Scheme besides the enlisted procedures?

Yes, beneficiaries can avail post-surgery follow-up procedures, medication, diagnostics, and food and travel expenses for hospitalisation under this scheme.

What is the time period within which additional services can be availed under MA Scheme?

The scheme covers related medical requirements for up to 15 days post hospitalisation.

Which treatments are not covered under the MA Amrutum Scheme?

Specific non-emergency medical procedures and cosmetic surgeries for aesthetics enhancements are excluded from the Mukhyamantri Amrutum Scheme.