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Chief Minister Comprehensive Health Insurance Scheme: Amma Health Insurance

What is the CMCHIS?

Who Created The Chief Minister Comprehensive Health Insurance Scheme?

Salient Features of CMCHIS

The CMCHIS, also known as Amma Health Insurance, covers the costs of hospitalisation, diagnostic procedures, and follow-up treatments to mitigate the financial burden of healthcare on low-income families. Some of the features of Amma Maruthuva Kapitu Thittam are mentioned below:

Features

Description

Family floater health insurance policy

All the family members registered under this scheme can utilise the insured amount.

Cashless treatment

Medical treatments are available without having to pay cash to hospitals. This is one of the convenient features of the Chief Minister Comprehensive Health Insurance Scheme.

Access to health camps

The network hospitals organise health camps once every month for medical check-ups. Policyholders of this scheme can get free health check-ups from these camps.

Enrollment of Sri Lankan refugees

Sri Lankan refugees can avail of exclusive healthcare services at any centre regardless of income.

24*7 assistance

If you have any doubts or questions regarding this healthcare scheme, you can get 24*7 assistance by calling their toll-free helpline number.

The following section elaborates on the benefits you can avail of by registering yourself under this health insurance plan.

Benefits of the Amma Health Insurance Scheme

The Tamil Nadu Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) provides extensive health coverage to economically weaker sections, ensuring access to affordable and timely medical care. Here are some of its benefits:

Benefits

Description

Coverage for Expensive Treatments

This scheme covers expensive treatment expenses for the economically weaker sections of Tamil Nadu.

Wide Network of Hospitals

Due to the wide network of hospitals under this scheme, it is possible to locate a hospital nearby and get treatment without delay.

Affordable Treatment Options

Beneficiaries can get affordable treatments for several conditions by enrolling themselves under this scheme.

Coverage Limit

People of Tamil Nadu registering under CMCHIS can enjoy coverage of up to Rs. 5 lakhs.

Follow-up and Diagnostic Coverage

This health insurance plan also covers follow-up treatments and diagnostic tests for any ailments.

Chief Minister Comprehensive Health Insurance Coverage

This scheme covers around 1090 treatment procedures, including 8 follow-up procedures and 52 diagnostic procedures. It benefits orphans enrolled under this policy and migrants from other states. Therefore, from hospitalisation and diagnostic tests to follow-up treatments, this government initiative promises exceptional healthcare facilities at nominal rates.

In case of financial hardship, emergency medical aid is provided by the Amma health insurance plan. This health insurance plan's recipient is qualified for the following coverage:

Coverage

Description

Hospitalisation

It costs nothing to receive medical care at a hospital that has earned accreditation. However, the treatment should be included in the list of medical treatments covered by Amma Health Insurance. 

Procedures for Diagnosis

Hospitalisation during a medical emergency is expensive, and diagnostic testing is frequently costly. This plan made sure that these procedures were covered in full. 

Subsequent Care

In general, follow-up is not covered by a commercial health insurance plan. But this coverage is offered by Amma Kapitu Thittam, which further reduces the financial burden of medical expenses.

What is Not Covered Under The Chief Minister's Comprehensive Health Insurance Scheme?

Diseases Covered by the Chief Minister Comprehensive Health Insurance Scheme

We have enlisted all the diseases and medical conditions included in this policy in the following section.

Neurosurgery

Bariatric Surgery

Obstetric Surgery

Pulmonology

Endocrine surgery

Interventional cardiology and radiology

Paediatric intensive care

Endocrinology (follow-up procedure)

Medical oncology

Paediatric surgeries

Dermatology

Infectious diseases

Paediatrics plastic surgery

Cardiology

Neonatology

OFMS

Cardiothoracic surgeries

Hepatology

Orthopaedic trauma

ENT

Nephrology

Psychiatry

Genitourinary surgery

Haematology

PMR

Gastroenterology

Neurology

Ophthalmology surgeries

Gynaecology

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CMCHIS Eligibility Criteria

Registration Procedure for CMCHIS

Required Documents for CMCHIS Enrollment

Steps to Download the CMCHIS Card

How to Claim CMCHIS?

Steps to Link Aadhaar Card with a URN

Medical Packages Under Chief Minister Comprehensive Health Insurance Scheme

The table below shows the comprehensive list of all the packages available under the Chief Minister Comprehensive Health Insurance Scheme:

S. No

Package Name

Number of Packages 

1

Interventional Cardiology 

15

2

Cardiothoracic Surgery 

102

3

Surgical Oncology 

177

4

Medical Oncology 

100

5

Neurosurgery 

92

6

Rheumatology 

25

7

Spine

9

8

Medical Gastroenterology 

2

9

Gastroenterology

10

10

Plastic Surgery 

147

11

Dermatology 

8

12

Paediatrics

50

13

ENT

254

14

Neurology 

59

15

Surgical Gastroenterology 

108

16

Rehabilitation 

2

17

Thoracic Medicine 

3

18

Genitourinary Surgery 

93

19

OFMS

17

20

Bariatric surgery

2

21

Cardiology 

7

22

Interventional Radiology

199

23

General Surgery 

184

24

General Medicine 

249

25

Polytrauma 

2

26

Ophthalmology Surgery 

75

27

Endocrinology 

17

28

Hepatology 

17

29

Nephrology 

11

30

Paediatric Surgery 

66

31

Radiation Oncology 

57

32

Vascular Surgery 

166

33

Pulmonology 

20

34

Paediatric Intensive Care 

19

35

Neonatology

74

36

Haematology 

17

37

Gynaecology Obstetrics Surgery 

65

38

Orthopaedic 

195

39

Psychiatry 

24

40

Infectious Diseases (General Medicine)

2

How to Find a Hospital under CMCHIS?

Hospitalisation Process of CMCHIS

Address And Toll-free Number for CMCHIS

The Chief Minister's Comprehensive Health Insurance Scheme of the state government strives to keep accessibility in all respects. To ensure transparency and the least inconvenience, the public has multiple ways to get in touch. This is a list of contacts who can help you with your questions:

Contact Method

Contact Details

Toll-free Number

1800-425-3993

If you are experiencing trouble reaching a call center representative, you can reach them at the following numbers-

7373004267

7373004924

7373002566

Email

cmchis@uiic.co.in, tnhealthinsurance@gmail.com

Address of The Project Director

Tamil Nadu Health Systems Project (TNHSP)

3rd Floor, DMS Annex New Building

259 Anna Salai, Teynampet

Chennai – 600 006, Tamil Nadu.

Address of The CMCHIS Project Office

Chief Minister’s Comprehensive Health Insurance Scheme

No.226, Om Sakthi Towers,

Kilpauk Garden Road, Kilpauk,

Chennai-600010, Tamil Nadu

Although access to proper healthcare facilities is vital, not every section of society can afford the same. Government-sponsored plans like the Chief Minister’s Comprehensive Health Insurance Scheme go a long way in providing everyone with an equal chance at a healthy life.

FAQs about CMCHIS