The General Insurance Council (GIC) started the 'Cashless Everywhere' program to recreate the Indian health insurance market. By altering the traditional methods of filing health insurance claims, this program gives policyholders greater ease and versatility.
In the past, policyholders who wanted cashless treatment had to choose a network hospital. If they sought medical attention outside of these networks, they had to pay the full hospital fee before filing a reimbursement claim. However, the Cashless Everywhere Hospitals campaign lifted these limitations, enabling policyholders to get cashless care at any hospital, independent of network ties.
This is how Everywhere Cahsless works:
- Check if your hospital is on the list of everywhere cashless hospitals.
- Confirm with the hospital if they accept Anywhere Cashless.
- Inform your insurance company before the 48-hour planned hospitalization or within 24 hours of admission during medical emergencies like accidents.
- You have to fill out your claim form and ask your hospital to mail it to your insurance company.
In India, cashless health insurance has transformed the way people approach healthcare, offering peace of mind in times of medical need. With a simple e-card at a network hospital, policyholders can focus on their recovery. At the same time, the insurer takes care of the financial side—no waiting in long queues or arranging last-minute funds.