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About Us
Say hello to the future of
Life Insurance!
A promise of Safeguarding your loved ones
Your Futuristic Approach towards life
A clever Investment for your family's future
We're reinventing life insurance in India, making it:
Simpler, Transparent & Flexible
For years, life insurance has been perceived as boring and complicated. Like those never-ending snooze-fest of maths classes! Talking about it would come with an aura of seriousness. Reading about it would seem like learning a whole new language.
Confusing? Yes, it was.
People like you have had to navigate complex policies, unfamiliar terms, lengthy paperwork, and the fear of making the wrong choices.
While searching for the core reason, we discovered the language used in policies, the myriad of options, and the sheer number of variables are what make the process seem unnecessarily complex.
While life itself is seemingly complicated, your Life Insurance
policy doesn't have to be. We're breaking it down into
simplified components for you!
‘To make insurance simple’ – led by the mission, since our inception in 2017, we have been able to help 3 crores+ Indians avail flexible, transparent and simple insurance products for their diverse needs – health, motor, travel, and pet insurance.
With constant support and trust received for our general insurance products, we are now redefining and redesigning ‘life insurance’ for you. Besides streamlining the life insurance policies, we are committed to educating our customers about the insurance terms and benefits, ensuring they know what they’re buying, and most importantly – have a smooth experience while they’re at it. 😊
What We Stand For!
Question the Status Quo
We don’t believe “this is how insurance has always worked” is a good enough reason. So, we keep re-thinking and simplifying every step.
Be Transparent
From products and claims to our Transparency Reports, we believe trust is built when people can clearly see how things work.
Use Technology to Simplify Life
Whether it’s faster policy issuance, AI-powered verification, or quicker claims settlement, technology at Digit exists to reduce friction, not add more of it.
Show Up When It Matters Most
Life insurance is ultimately about being there for families during difficult moments. Every claim we settle is a reminder of the responsibility we carry on.
How We’ve Grown So Far
— 2023 —
- Questioned Why Life Insurance Had to Feel Complicated.
Launched Digit Life Insurance in June 2023 with one mission: simplify life insurance with transparency, flexibility, and technology-first thinking. - Started Building Trust from Day 1.
Within just 15 months, served over 55 lakh customers and crossed ₹100 Crore in premium in nearly 4 months. Reached ₹500 Crore Gross Written Premium by May 2024. - Built Products for Real-life Needs.
Launched multiple life insurance products across retail, group, micro, and savings categories so protection could reach more people, across different incomes and life stages.
— 2024 —
- Turned Promises into Payouts.
Paid ₹1.27 billion in claims within the first 15 months. Supported families of 4,851 policyholders and ensured 100% claims were settled within a month. Average death claim settlement time after documentation: just 1.21 days. - Scaled Rapidly with Technology.
Built in-house systems for automated underwriting, video verification, face matching, payment integrations, and faster claims processing to reduce friction across the customer journey. - Grew with Confidence.
Closed FY25 with ₹1,315.9 Crore in Gross Written Premium, a 167% YoY growth. Expanded to 67 lakh customers, 36 branches, and 4,200+ agents and intermediaries.
— 2025 —
- Settled 15,596 Claims Worth ₹2.88 Billion in FY25.
Maintained a high claim settlement ratio, while reducing end-to-end death claim settlement turnaround time from 19 days to 13 days. - Expanded the Care Infrastructure.
Introduced wellness benefits including teleconsultation support, mental wellness services, chronic care support, senior care assistance, and more because protection should go beyond just policies. - Strengthened Scale Across the Board.
Serviced 29 lakh customers in H1 FY26. Expanded to 1,062 employees, 6,270 agents and intermediaries, and improved solvency ratio to 2.43.
— 2026 —
- Built Systems Designed to Hold Up in Real Life.
In FY26, 76% death claims were settled within 3 days, while the average settlement turnaround time stood at 1.82 days. End-to-end claim settlement timelines improved sharply to 6 days from 13.78 days the previous year. - Combined AI with Human Judgment.
Introduced AI-powered medical assessments, document verification, underwriting systems, and multilingual renewal support to make insurance faster, more secure, and more accessible. - Reached New Growth Milestones.
Gross Written Premium grew to ₹1,990 Crore in FY26 with approximately 38% growth in new business premium, while operational scale continued expanding across products, policies, and customer touchpoints.
We Didn’t Stop at One Kind of Insurance
What started as a mission to simplify general insurance grew into something bigger — a connected ecosystem across general insurance, life insurance, and reinsurance. One goal, three layers of protection.
Three Companies. One Philosophy.
- Go Digit General Insurance
This is where it all started. - Digit Life Insurance
Because life insurance needed simplification too. - Valueattics Re
India’s first private-sector reinsurer, breaking the near-monopoly of state-owned GIC Re.
Our Protection Plans for Every Life Goal
From protection and savings to retirement and group covers, we keep life insurance simple, flexible, and easy to understand.
- Term Life: Digit Glow, Digit Glow Plus, Digit Glow Lite
- Savings Plans: Digit ICON Guaranteed Savings Plan
- Health & Term Combo Plan
- Retirement & Pension Plans: Digit Boss, Digit Sukoon
- Group Life Products
Explore all plans at godigit.com/life
Meet Our Chief Simplifiers
Meet the people reimagining life insurance for a new generation. At Digit Life Insurance, our leadership team brings together deep industry expertise, customer-first thinking, and a fresh approach to technology-led innovation. These are the people constantly working behind the scenes to create products and experiences that truly understand and support your life’s needs.
Board of directors
Kamesh Goyal
Chairman
Michael Wallace
Non-Executive Director
Mukul Gupta
Independent Director
Shefali Shah
Independent Director
Philip Varghese
Non-Executive Director
Gopalakrishnan Soundarajan
Non-Executive Director
Christof Mascher
Independent Director
Vandana Gupta
Independent Director
Giridhar Aramane
Independent Director
Sabyasachi Sarkar
MD & CEO
Tarun Jain
Chief Risk Officer
Suchit Sudhir Kavatkar
Chief Investment Officer
Gunjan Basu
Chief Financial Officer
Abhijeet Sameer Dhamale
Chief Compliance Officer
Sundeep Bharadwaj
Chief Business Officer - Retail
Sanghamitra Dey
Appointed Actuary
Monika Pathak
Head Human Resources
Vijaykumar Jayantilal Solanki
Chief Business Officer
The Life of the Simplifiers of Digit
We hire curious people. People who ask 'why does this have to be this way?' before accepting anything as
given. People who'd rather fix the problem than file a report about it.
Here's what our team actually says:
I joined to build tech. I stayed because the pantry is legendary.
Engineer
Bengaluru
My job title is 'Claims Simplifier.' My mum still doesn't know what that means. But our customers do.
Claims Team
Bengaluru
We were told to simplify insurance. Nobody said it would be easy. That's why it's fun.
Product Team
Bengaluru
Want to join? Career at Digit
Life at Digit on Instagram: @digitinsurance
Digit Life in the News
Here’s a look at how our work, products, and insights have been featured across leading Indian publications.
We're on the Internet
Follow us for easy-to-understand insurance explainers, real customer stories, helpful life tips, answers to questions people usually hesitate to ask, and content that keeps things refreshingly human along the way.
IRDAI Reg No. 165, CIN: U66000PN2021PLC206995