What is Critical Illness: Meaning & List of Critical Illnesses Explained

What is Critical Illness?

List of Critical Illnesses

Other or Low Occurrence Critical Illnesses and Diseases

Frequently Asked Questions

What are the Eligibility Criteria for Purchasing Insurance with Critical Illness Coverage?

You need to be at least 18 years old to purchase insurance with a critical illness rider. You must also have a basic insurance policy to which you can add this rider. Furthermore, you must pass the medical tests mentioned by the insurance company to be eligible for getting this rider.

Can I Have More Than One Critical Illness Cover?

Yes, you can purchase multiple critical illness policies. You can claim them both in case you are diagnosed with one of the diseases mentioned in the policy contract.

Are There Waiting Periods for Critical Illness Coverage?

Yes, there is typically a waiting period, often 30 days, before you can make a claim for a critical illness diagnosis. This varies by insurance provider.

What Factors Affect the Cost of Critical Illness Insurance?

Premium for critical illness insurance depends on factors like your age, health condition, the coverage amount, the number of illnesses covered, and the policy duration.