Everything about the List of Diseases that Quality for Disability

Medical Conditions that Qualify for Disability

List of Medical Conditions Covered Under Disability Benefits

What Documents Are Needed for Disability Insurance?

How to Get a Disability Certificate?

Frequently Asked Questions

Is disability insurance beneficial for accidents? up-arrow

No, long-term disability insurance policies are not advantageous as accidental covers. They mainly opt for illnesses.

What are the exclusions of disability insurance? up-arrow

The exclusions of disability insurance policies are as follows: 

  • Any disability owing to incarceration
  • Disabilities caused due to suicide attempts, accidents, or wars 
  • Any pre-existing disease

What are the age criteria for opting for a disability insurance policy? up-arrow

Generally, the minimum and maximum age limit to avail of a disability insurance policy range between 18 years and 70 years. However, this age criterion varies from one insurance provider to another.

What amount is considered for a disability insurance policy? up-arrow

As per the terms and conditions of the disability insurance policy, an insured amount is equivalent to 60% of your total income after tax deduction.