What is EPF Form 10D, How to Fill and Download Form Online?

As a salaried individual, 12% of your basic salary goes towards Employee Provident Fund or EPF. Additionally, your employer will also need to match up this amount, via a 3.67% submission to EPF and an 8.33% submission to Employee Pension Scheme or EPS.

Notably, the subtotal amount is deposited to the Employee Provident Fund Organisation of this country. As members of EPFO become a part of the pension scheme by default, they can apply for their regular pension amount by submitting an EPF Form 10D.

In simpler terms, Form 10D is a pension-withdrawal documentation for your post-retirement period. As a registered employee of EPFO, it is quintessential for you to fill out this form in order to claim a regular and monthly pension.

The individuals mentioned below are eligible for EPF Form 10D online submission to withdraw pension as per EPS:

• Members of Employee Provident Fund Organisation
• A widow or widower of a member
• An orphan of a member
• Guardian of an employee
• Nominee of employee
• An EPFO member’s dependent parent

Please note that, if you are a member of EPFO, you are eligible to submit the EPF Form 10D online or offline under certain circumstances. These include:

• If you are over the age of retirement
• If you are claiming a reduced amount because of retiring early at age of 50 years

Before submitting an EPF Form 10D online application, ensure that you have all the necessary paperwork within your reach so that the application processing can be done without any hitch. Some crucial records essential in this regard include:

• Descriptive role of pensioner in question.
• Specimen signature or an impression of the thumb of aforementioned individual.
• Relevant medical documents from a board of physicians appointed by Employee Provident Fund Organisation, to substantial claims of an employee’s total and permanent disability.
• Three passport size images.
• A certificate from employer mentioning the wage details of an employee at the time of his or her retirement or passing away.
• However, if the employer organisation has shut off, the form can be forwarded through certain authorised individuals such as:
  • The magistrate
  • A gazetted officer
  • Manager of a bank
  • Any Commissioner-appointed officer with proper authority

In order to apply online for the same, follow these steps:

Step 1: Log into your Universal Account Number [UAN] portal.

Step 2: Navigate to the ‘Online Services’ tab.

Step 3: Choose ‘Claim (Form-31,19,10C,10D)’.

Step 4: Input your bank account number in order to verify.

Step 5: Click on the yes button once a dialogue box pops up.

Step 6: Proceed to the online claim by clicking on the button.

Step 7: Select ‘Monthly Pension (Form 10D).

Step 8: Enter the details of the scheme certificate, if you possess one.

Step 9: Choose ‘yes’ or ‘no’ as suited for the option of a deferred pension.

Step 10: Write down the details of your place of residence under “Employee Address”.

Step 11: Input the pivotal bank data.

Step 12: You will need to upload a digital copy [scan or photograph] or your bank cheque or passbook.

Step 13: Click on a displayed button with the words “Get Aadhaar OTP”.

Step 14: Enter your one-time password as received on your registered number.

Step 15: Click on the ‘Submit’ button.

You can download the EPF Form 10D in a matter of minutes, without facing any hassle. In order to do this, just follow these simple steps:

Step 1: Visit the official website of India's Employee Provident Fund Organisation and download Form 10D from the website. You can also procure it from the EPFO office.

Step 2: Fill up the form with your details. Gather all the required documents.

Step 3: Visit the EPFO office and submit the form along with the documents.

You can submit a 10C form to withdraw your pension from your provident fund if you are unable to find a new job after leaving your previous one. Additionally, this way, you can continue to be a member of this Employee Provident Fund Organisation.

On the other hand, you will need to fill out EPF Form 10D after reaching an age of retirement, or if you are taking an early retirement at an age of fifty. Submitting this form is a crucial step in claiming your monthly pension.

You can check present status of your EPF claim both online and offline. Here are some of the ways to do so:

• EPFO Portal: You can visit the official portal of EPFO. Go to the “Services” section and then click on “For employees” option. Go to “Know Your Claim Status”, and login with your Universal Account Number (UAN) to check the status.
• SMS Alert: EPDO sends SMS alerts on the registered number of the claimant. It sends SMS alerts to the registered number on receipt of the form and on transfer of the amount to the claimant’s account.
• Missed Call: You can also check the status by giving a missed call on 011-22901406 from their registered mobile number. After the missed call, you will receive an SMS on your registered number giving details of the status.
• EPFO Toll Free Number: A simple way to check the status is by calling the toll free number of EPFO (1800 118 005). The helpline officer will ask details of your account. Hence, it is essential to keep your PF Account Number or UAN handy.
• Via SMS: Another way of checking the status is through an SMS. It works only if your number is linked with your UAN. The format should be “EPFOHO UAN LAN”, where LAN refers to the language code in which you need the status. Then, you can send it to 7738299899.

The waiting period can vary on a number of different factors such as the application processing time or the resource allocation capabilities of the regional Employee Provident Fund Organisation office. However, in general, it takes around a month after the submission of the form for the money to get transferred to an applicant’s bank account.

Therefore, as it can be understood from the discussion above, an EPF Form 10D is the primary tool for an employee to ensure he or she receives the proper pension amount after retiring from a job. So, when you are submitting this document, make sure you have properly filled out all the details and have enclosed the required document with adequate attestation.