Digit
headset_mic account_circle
mail
Sign In
  • Products

    Motor

    • Car Insurance
    • Two Wheeler/Bike Insurance
    • Commercial Vehicle Insurance
    • Taxi/Cab Insurance
    • Auto Rickshaw Insurance
    • Truck Insurance

    Health

    • Health Insurance
    • Super Top-up Health Insurance
    • OPD Health Insurance
    • Arogya Sanjeevani Policy
    • Personal Accident Insurance
    • Corporate Health Insurance

    Other

    • International Travel Insurance
    • Flight Delay
    • Shop Insurance
    • Home Insurance
  • Claims

    • File a Claim
    • File Health Claim
    • File Motor Claim for Garages
    • COVID-19 Assistance
    • Claim Status
  • Renewals
  • Become an Agent
  • Digit Products

    Motor Insurance

    • Car Insurance 25% OFF
    • Two Wheeler/Bike Insurance
    • Commercial Vehicle Insurance
    • Taxi/Cab Insurance 15% OFF
    • Auto Rickshaw Insurance
    • Truck Insurance

    Health Insurance

    • Health Insurance
    • Super Top-Up Health Insurance
    • OPD Health Insurance
    • Arogya Sanjeevani Policy
    • Personal Accident Insurance
    • Corporate Health Insurance

    Other Insurance

    • International Travel Insurance
    • Flight Delay
    • Shop Insurance
    • Home Insurance
  • Claims

    File a Claim

    File Health Claim

    File Motor Claim for Garages

    COVID-19 Assistance

    Claim Status

  • Renewals

    Become an Agent

  • Support
    Sign In
    • edit Edit Policy
    • download Download Policy
    • person_pin My Service Requests
    • check Check Policy Status
    call 1800 103 4448 whatsapp 70260 61234 mail_outline hello@godigit.com

    Our WhatsApp number cannot be used for calls. This is a chat only number.

  • My Account
    account_circle
    • autorenew Renew My Policy
    • download Download My Policy
    logout SIGN OUT
    call 1800 103 4448 whatsapp 70260 61234 mail_outline hello@godigit.com

    Our WhatsApp number cannot be used for calls. This is a chat only number.

  • login
  • about
  • contact
  • careers
More Products

Motor

  • Car Insurance
  • Two Wheeler/Bike Insurance
  • Commercial Vehicle Insurance
  • Taxi/Cab Insurance
  • Auto Rickshaw Insurance
  • Truck Insurance

Health

  • Health Insurance
  • Super Top-up Health Insurance
  • OPD Health Insurance
  • Arogya Sanjeevani Policy
  • Personal Accident Insurance
  • Corporate Health Insurance

Other

  • International Travel Insurance
  • Flight Delay
  • Shop Insurance
  • Home Insurance

Support

close
account_circle
  • edit Edit Policy
  • download Download Policy
  • person_pin My Service Requests
  • check Check Policy Status
  • autorenew Renew My Policy
  • download Download My Policy
logout SIGN OUT
call 1800 103 4448 whatsapp 70260 61234 mail_outline hello@godigit.com

Our WhatsApp number cannot be used for calls. This is a chat only number.

Switch to Digit Insurance

Trusted by 2 crore Indians

  • 1 Year Waiting Period
    Health
    Health
  • Car Side View
    Car
  • trending icon

    Third-party premium has changed from 1st June. Renew now

    Motorcycle Side View
    Bike
  • auto rikshaw
    Commercial
  • COVID-19 covered
    Travel Airplane
    Travel
  • More products
    More
ENTER YOUR CAR NUMBER
keyboard_arrow_right
DON'T KNOW YOUR CAR NUMBER?
keyboard_arrow_right
renew digit policy keyboard_arrow_right

I agree to the  Terms & Conditions

Terms and conditions

    Enter valid registration number
    Please enter valid City name
    DON'T KNOW REGISTRATION NUMBER?
    keyboard_arrow_right
    I KNOW MY REGISTRATION NUMBER
    keyboard_arrow_right
    IT'S A NEW BIKE
    keyboard_arrow_right
    RENEW DIGIT POLICY
    keyboard_arrow_right

    I agree to the  Terms & Conditions

    keyboard_arrow_right
    IT'S A NEW BIKE
    keyboard_arrow_right
    RENEW DIGIT POLICY
    keyboard_arrow_right

    I agree to the  Terms & Conditions

    Most Popular(You can select more than one)

    I agree to the  Terms & Conditions

    As mandated by Spanish Authorities your travel insurance needs to extend 15 days after your trip ends.
    We will extend your coverage period accordingly.

    false false false false false false false false false false false false
    close

    Port my existing Policy

    keyboard_arrow_right
    or renew digit policy keyboard_arrow_right

    I agree to the  Terms & Conditions

    You can select more than one member

    • -+ Max kids
      (s)
    ENTER YOUR REGISTRATION NUMBER
    keyboard_arrow_right
    DON'T KNOW YOUR REGISTRATION NUMBER
    keyboard_arrow_right
    or renew digit policy keyboard_arrow_right

    I agree to the  Terms & Conditions

    Terms and conditions

    Terms and conditions

    Switch to Digit Insurance
    • Health
    • Car
    • Bike
    • Commercial
    • Travel
    • More Products

    What Are Mutual Funds?

    mutual funds
    (Source: entrepreneur.com)

    A mutual fund is one of the most popular financial vehicles that diversify investors' portfolios based on risk appetite and objectives. These schemes are offered by Asset Management Companies (AMC) to maximise returns from investments.

    To help you better understand mutual funds meaning, here is a detailed discourse on its details, types, benefits, returns, working principles, and more.

    What Is the Meaning of a Mutual Fund?

    A mutual fund can be defined as a fund or trust created with like-minded investors. The AMC invests these funds in money market instruments like equity, debt, and other securities. Investors are given units, which represents a portion of the fund based on money invested.

    The income generated from the collective investment is then proportionally distributed among unit holders after deducting fund management expenses. This income is calculated on the Net Asset Value scheme. According to the current NAV value, the investor gets profit or loss.

    SEBI has set the mutual funds definition as it is the sole authority to govern the norms and regulations of mutual funds. All such funds in the money market are registered under SEBI, and it protects the interest of all investors.

    How Do Mutual Funds Work?

    Each investor's money, irrespective of holding single or multiple units, is professionally managed by an asset manager to earn the best return depending on the scheme's objective. Even with a small capital, the fund is invested in a diversified portfolio to get maximum return, and this is the best part about mutual funds.

    The performance of the fund depends on the underlying securities’ performance. Hence, the value of a portfolio depends on the value of securities and accordingly, the investor gets capital gain or a capital loss.

    Who Can Invest in Mutual Funds?

    Any person can invest in mutual funds in India with a long-term or short-term financial goal. Mutual funds have plans that can suit and benefit each and every person. Any investor with following perceptions invest in a mutual fund -

    • Higher risk-appetite.
    • Long-time investment horizon
    • Diversified investment goals

    What Are the Types of Mutual Funds?

    There are primarily 3 types of Mutual funds as described below:

    1. Equity Mutual Funds: Investing 65% of the fund in equity instruments. It can provide the highest return but is subject to higher risk.
    2. Debt Mutual Funds: Investing 65% of the fund in the debt instruments. It is suitable for risk-averse investors as the performance is not dependent on market fluctuations.
    3. Hybrid Mutual Funds: Investment in both equity and debt fund instruments to balance the risk-reward ratio.

    However, each of these types of mutual funds are further categorised into various sub-types which are described in the following table.

    Sub-types of Various Mutual Funds

    Types of Mutual Fund

    Sub-types of Mutual Fund

    Definition of Each Sub-type

    Equity Mutual Funds

    Small-cap Funds

    Investing in shares of companies with low market capitalisation (company ranking below 251 in market capitalisation).

    Equity Mutual Funds

    Mid-cap Funds

    Investing in equity of companies with mid-level capitalisation (companies ranking between 101 and 251 in market capitalisation).

    Equity Mutual Funds

    Large-cap Funds

    Investing in equity of companies with large capitalisation (companies ranking between 1 and 101 in market capitalisation).

    Equity Mutual Funds

    Multi-cap Funds

    Investing in equity of all types of market capitalisation. The fund manager changes the allocation of funds depending on the market condition to reduce risk and maximise return.

    Equity Mutual Funds

    Thematic or Sector Fund

    Investing in equity of companies in a specific sector or similar theme of business like IT, travel, FMCG.

    Equity Mutual Funds

    Index Fund

    Investing in companies' equity following a benchmark index of a popular index like Sensex, Nifty 50, etc

    Equity Mutual Funds

    ELSS

    It is Equity Linked Savings Scheme that provides tax benefits under Section 80C.

    Debt Mutual Funds

    Dynamic Bond Funds

    Here the investment portfolio is modified based on fluctuation of interest rates in the market.

    Debt Mutual Funds

    Income Funds

    Investment in securities for more than 5 years. It provides a stable return.

    Debt Mutual Funds

    Short-term Funds

    Investment in securities for 1-3 years. It is better for risk-averse investors.

    Debt Mutual Funds

    Liquid Funds

    Investment in assets and securities for 91 days in high-rated instruments for higher return and liquidity of the fund.

    Debt Mutual Funds

    Gilt Funds

    Investment in high-rated Government securities with lower risk factors.

    Debt Mutual Funds

    Credit-opportunity Fund

    Investment in low rated securities provides higher return and risk as well.

    Debt Mutual Funds

    Fixed-maturity Plan

    Investment in closed-end fixed income securities like government bonds. It has a pre-defined lock-in period and should be invested in the fund offer period.

    Hybrid Mutual Funds

    Equity-oriented Fund

    65% investment in equity and rest in fixed-income instruments.

    Hybrid Mutual Funds

    Debt-oriented Fund

    65% investment in equity in fixed-income instruments and the rest in equity.

    Hybrid Mutual Funds

    Monthly Income Plan Fund

    80% investment in debt instruments for steady return and 20% in equity.

    Hybrid Mutual Funds

    Arbitrage Fund

    Maximise the return by buying securities in one market with a lower price and selling in another market at a higher price.

    After understanding what is mutual fund and its types it is important to know about its features to plan your financial objectives.

    What Are the Features of Mutual Funds?

    The introduction of the mutual fund was devised to enhance the security and versatility of investment. To make the best use, investor should know the features of mutual funds -

    • Devoid of Any Lock-in Period: Mutual funds have no lock-in period, i.e., investors can withdraw at any time. However, there is a different exit load on redemption.
    • Low Cost: The expense ratio to manage the fund is low and ranges from 0.5% to 1.5%. Therefore, it gives maximum return on investment.
    • Systematic Investment Plan (SIP) Schemes: Through the SIP scheme, an investor can make systematic investment frequency and ticket size.
    • Switch Fund Option: Switch funds from one option to another in the existing market based on the performance of the financial instruments
    • The Pre-set Goal of an Investment: Features of mutual funds allow investors to meet their financial goals. It fits every investor's risk profile, investment horizon, and objective of investment.
    • Diversification: Mutual funds offer diversification by investing in different classes of assets. Therefore, it balances performance and risk concentration.
    • Flexibility: Mutual funds offer a lot of flexibility to the investors through a SIP scheme, versatile investment option, and an open-end period.
    • Safety: All mutual funds are regulated under SEBI and RBI. Therefore, investors are absolutely safe with their funds.
    • Tracking: The fund management companies provide regular transparent updates, making tracking easy and making decisions related to investment.
    • Tax Savings: Some of the schemes have tax deductions. ELSS has a higher tax savings option.
    • Rupee Cost Averaging: SIP provides the benefits of rupee cost averaging by letting the investor buy more units when the market falls and buy lesser units when the market booms. It makes an average of purchasing units and fair distribution of the fund.

    What Are Mutual Fund Returns?

     

    Although the return from any specific fund cannot be gauged, based on past performance, one can get an idea. To understand the mutual fund return let's look into the past performance of the top 5 funds in each type -

    Types of Mutual Fund

    Mutual funds

    3yrs return / 5yrs return

    Equity Funds

    ICICI Prudential Technology Fund - Direct Plan-Growth

    42% / 33.40%

    Equity Funds

    TATA Digital India Fund Direct Plan-Growth

    41.46% / 34.07%

    Equity Funds

    Aditya Birla Sun Life Digital India Fund - Growth-Direct Plan

    41.43% / 32.43%

    Equity Funds

    ICICI Prudential Technology Fund

    40.81% / 32.36%

    Equity Funds

    Quant Infrastructure Fund - Direct Plan-Growth

    40% / 23.47%

    Debt Funds

    ICICI Prudential Multicap Fund - Dividend

    17.37% / 12.82%

    Debt Funds

    IDFC Government Securities Fund-Constant Maturity Plan-Growth-Direct

    11.75% / 9.75%

    Debt Funds

    IDFC Government Securities Fund-Investment Plan-Growth-Direct Plan

    11.65% / 8.86%

    Debt Funds

    ICICI Prudential BHARAT 22 FOF - Direct-Growth

    11.62% / NA

    Debt Funds

    DSP Government Securities Fund - Direct Plan-Growth

    11.47% / 8.55%

    Hybrid Funds

    Quant Absolute Fund - Direct Plan-Growth

    31.36% / 19.92%

    Hybrid Funds

    ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund Direct Plan-Growth

    28.07% / NA

    Hybrid Funds

    HDFC Retirement Savings Fund- Equity Plan -Direct Plan-Growth

    25.41% / 18.20%

    Hybrid Funds

    ICICI Prudential Thematic Advantage Fund (FOF) - Direct Plan-Growth

    25.08% / 17.96%

    Hybrid Funds

    BOI AXA Mid & Small Cap Equity & Debt Fund Regular Growth

    23.96% / 16.03%

    How to Invest in Mutual Funds?

    Investing in a mutual fund is very easy. However, before investing, you should know the meaning of mutual fund in detail, which is stated above. 

    Now, follow the steps given below to invest in a mutual fund -

    • Log on to the website of the mutual fund company.
    • Sign up and create your account details.
    • Complete the KYC process with necessary data and documents.
    • Select your payment mode as SIP or lumpsum.
    • Fill up the application form.
    • Choose the preferred mode of payment.
    • If you choose the SIP option, then select ticket size and frequency of payment.
    • Link the bank account to transfer the amount.
    • The company will send you a folio number and investment details.

    What Are the Different Risk Factors in Mutual Funds?

    Risk is always associated with an opportunity. Mutual funds create a common fund to invest in the money market and derive the best returns. A lot of risk factors are associated with it. Five main types of risks are -

    • Market Risk: Mutual fund returns depend highly on market capitalisation; therefore can decline or hike based on market fluctuation. In such a case, the principal amount invested in a mutual fund may be at risk in case of decline. Equity funds are susceptible to it; however, protects against inflation risk.
    • Inflation Risk: Inflation declines the purchasing power; therefore, it undermines the return on investment.
    • Interest Rate Risk: The rise in interest rate declines the value of the bond. Therefore, the return also declines.
    • Currency Risk: A decline or hike in the exchange rate, i.e. foreign exchange, reflects the mutual fund's return.
    • Credit risk: When a bond issuer runs out of the fund and fails to provide interest and redeem the bond for face value, it is called credit risk.

    Diversifying their investment portfolio, investors can reduce the negative impact of risk.

    What Is the Investment Horizon for Mutual Funds?

    Investment period of mutual fund investment can be for short-term or long terms.

    • Short-term – 15-91 days duration.
    • Long-term – 1-5 years or more.

    What Are the Things to Consider While Investing in Mutual Funds?

    While investing in a mutual fund, you should know what a mutual fund in India is. To clear your concept, we have provided all the necessary details. However, here are things to consider before investing in a mutual fund -

    • Fund Manager: The fund manager's portfolio, including his years of experience, helps make wise decisions in diversifying the fund to earn a maximum return.
    • Investment Objective: Setting the right financial goal based on risk appetite determines higher return.
    • Expense Ratio: It is the amount deducted from the annual earnings from a fund as a cost of fund management. Direct plans have a lesser expense ratio compared to regular plans.
    • Return on Investment: No mutual fund investment can assure you of sure returns. However, an investor should check past performance consistency to have a probable idea before investing in a fund.

     

    Mutual funds are highly beneficial money-making instruments to attain your financial objective. It is well managed with a lower expense ratio and exit load.

    Frequently Asked Questions

    ✓ How can I select a suitable mutual fund?

    Based on the fund's previous performance and checking its alignment with your financial objective, you can select a mutual fund to invest in.

    Based on the fund's previous performance and checking its alignment with your financial objective, you can select a mutual fund to invest in.

    ✓ How can I redeem my mutual fund's units?

    Mutual fund units can be redeemed at any time by informing the fund house. The money gets deposited in the bank account within 3-7 working days.

    Mutual fund units can be redeemed at any time by informing the fund house. The money gets deposited in the bank account within 3-7 working days.

    ✓ Which ones should I select for payment, SIP or a lump sum? Which one is better?

    If you are risk-averse, then SIP is advisable; if the market has fallen record, then lump sum is advisable.

    If you are risk-averse, then SIP is advisable; if the market has fallen record, then lump sum is advisable.

    Please try one more time!

    Request URL:
    Status Code:
    Request Payload:
    Response Data:

    Important Articles about Investment Related Topics

    Income Fund

    Unit Linked Insurance Plan ULIP

    ELSS Mutual Funds

    Equity Mutual Funds

    SIP vs Lumpsum Investments in Mutual Funds

    Lumpsum Investment in Mutual Funds

    What is SIP in Mutual Funds

    Hybrid Mutual Funds

    Balanced Mutual Funds

    Money Market Funds

    Debt Funds

    ULIP vs Mutual Funds

    What Are Mutual Funds?

    What Are Index Mutual Funds?

    What Are Growth Mutual Funds?

    Capital Protection Mutual Funds

    Commodity Mutual Funds

    Exchange-Traded Funds

    Difference between ETF vs Mutual Funds

    Difference Between Direct and Regular Mutual Funds

    Statutory Liquidity Ratio (SLR)

    Different Types of Mutual Funds in India

    Leveraged Funds

    International Mutual Funds

    Differences Between ETF and FOF

    Show more

    Important Articles related to Finance

    Employee Provident Fund

    EPF Registration Process

    How to Withdraw EPF Online

    Atal Pension Yojana Calculator

    How to Change Details in Atal Pension Yojana Scheme

    How to get Atal Pension Yojana Statement

    How to Close Atal Pension Yojana Account

    Sukanya Samriddhi Yojana

    How to Open Sukanya Samriddhi Yojana Account

    Sukanya Samriddhi Yojana Calculator

    What is Public Provident Fund?

    How to Open PPF Account?

    How to Check PPF Account Balance?

    Eligibility Criteria to Open PPF Account

    Types of PPF Forms

    How to Withdraw PPF Online?

    How to Invest in PPF?

    Financial Planning for Salaried Employees

    Importance of Financial Planning

    Financial Planning Tips for Women

    How to Apply for Atal Pension Yojana?

    What is UAN Number?

    How to check EPF Balance

    KVP Calculator

    Voluntary Provident Fund

    Difference between EPF and EPS

    How to Check Sukanya Samriddhi Account Balance?

    Investment Planning Guides

    Professional Tax in India

    Show more

    Disclaimer: This information is added only for informative purposes and collected from different sources across the Internet. Digit Insurance is not promoting or recommending anything here. Please verify the information before making any decisions.

    Switch to Digit Insurance

    close
    digit
    Health
    digit
    Car
    digit
    Bike
    digit
    Commercial
    digit
    Travel
    digit
    Property
    1. Digit Insurance
    2. Finance
    3. Investment Planning & Other Important Information
    4. Mutual Funds

    Last updated: 2022-06-15

    Digit
    • about
    • contact
    • career
    Products
    • Car Insurance
    • Bike Insurance
    • Travel Insurance
    • Health Insurance
    • Property Insurance
    • Shop Insurance
    • Group Health Insurance
    • Arogya Sanjeevani Policy
    • Commercial Vehicle Insurance
    • Super Top-up Health Insurance
    • Flight Delay
    Resources
    • Blog
    • Press
    • Download Policy
    • Grievance Redressal Procedure
    • Cancel e-Mandate
    Agent & Partnerships
    • Become an Agent
    • Become Digit POSP
    • Garages claim intimation
    Services
    • Claims
    • Renewals
    • Digit Cashless Garages
    • Digit Cashless Hospitals
    Get our app
    Download man
    App Store Google Play

    Other Products
    • Fire Insurance
    • Burglary Insurance
    • Building Insurance
    • Bus Insurance
    • Tractor Insurance
    • Commercial Van Insurance
    • Passenger Carrying Vehicle Insurance
    • Heavy Vehicle Insurance
    • Goods Carrying Vehicle Insurance
    • Activa Insurance
    • Jupiter Insurance
    • Bullet Insurance
    Health Insurance Guides
    • Individual Health Insurance
    • Family Health Insurance
    • Health Insurance for Parents
    • Health Insurance Premium Calculator
    • Compare Health Insurance
    • Health Insurance for Senior Citizens
    • Health Insurance with Maternity Cover
    • Corona Kavach Policy
    • Corona Rakshak Policy
    • हेल्थ इन्शुरन्स
    • फैमिली हेल्थ इन्शुरन्स
    Car Insurance Guides
    • Third Party Car Insurance
    • Comprehensive Car Insurance
    • Zero Depreciation Car Insurance
    • NCB in Car Insurance
    • IDV Calculator for Car
    • Bumper to Bumper Car Insurance
    • Car Insurance Calculator
    • Own Damage Car Insurance
    • Comprehensive vs Third Party Insurance
    • Compare Car Insurance
    • Find Vehicle Registration Details Online
    Bike Insurance Guides
    • Third Party Bike Insurance
    • Comprehensive Bike Insurance
    • Zero Depreciation Bike Insurance
    • NCB in Two Wheeler Insurance
    • IDV Value Calculator for Bike
    • Add-on Cover in Bike Insurance
    • Bike Insurance Calculator
    • Own Damage Bike Insurance
    • Comprehensive vs Third Party Bike Insurance
    • Compare Bike Insurance
    • Royal Enfield Insurance
    • TVS Insurance
    • Hero Bike Insurance
    Other Guides
    • Types of Insurance
    • Types of General Insurance
    • Types of Motor Insurance
    • International Driving License
    • Visa on Arrival for Indians
    • Visa Free Countries for Indians
    • Comprehensive vs Zero Depreciation
    • Coronavirus Health Insurance
    • Coronavirus Symptoms Checker
    • Indian Passport Rank
    • Digit Illness Group Insurance
    • Hero Splendor Insurance
    • Access Insurance
    • Scooty Insurance
    Calculators
    • SME Buddy Calculator
    • Home Loan EMI Calculator
    • Bike Loan EMI Calculator
    • Car Loan EMI Calculator
    • HRA Exemption Calculator
    • Sukanya Samriddhi Yojana Calculator
    • SIP Calculator
    • RD Calculator
    • SWP Calculator
    • GST Calculator
    • PPF Calculator
    • Personal Loan EMI Calculator
    • EMI Calculator
    • Individual Income Tax Slab
    • Tax Saving Options other than 80C
    Finance Guides
    • What is Credit Score
    • Public Provident Fund
    • How to Open PPF Account?
    • How to open Sukanya Samriddhi Account
    • What is GST?
    • GST Registration in India
    • PAN Card
    • Aadhaar Card
    • Property Tax
    • Road Tax
    • Passport Process
    • Income Tax Slabs
    • How to Save Income Tax in India
    • Tax Deductions under Section 80C
    Traffic Rules
    • PUC Certificate
    • Vehicle Registration Certificate
    • New Traffic Fines
    • Fine for Driving without Helmet
    • Types of Driving Licence in India
    • Driving Licence in Delhi
    • Driving Licence in Bangalore
    • Driving Licence in Jaipur
    • Bangalore Traffic Fines
    • Pune RTO Fine
    • Own Damage Insurance
    Business Products
    • Business Insurance
    • Management Liability Insurance
    • General Liability Insurance
    • Workmen Compensation Insurance
    • Fidelity Insurance
    • Professional Liability Insurance
    • Money Insurance Policy
    • Sign Board Insurance
    • Plate Glass Insurance
    • Erection All Risk Insurance
    • Contractors' All Risks Insurance
    • Directors and Officers Liability Insurance
    • Marine Cargo Insurance
    • Contractors Plant and Machinery Insurance
    RTO Offices in India
    • RTO Office
    • RTO Pune
    • RTO Ahmedabad
    • RTO Bangalore
    • RTO Mumbai
    • RTO Delhi
    • RTO Lucknow
    • RTO Thane
    • RTO Chennai
    Important Links
    • Digit Insurance Reviews
    • Car Insurance Reviews
    • Bike Insurance Reviews
    • Commercial Vehicle Insurance Reviews
    • Travel Insurance Reviews
    • Health Insurance Reviews
    • Mobile Insurance Reviews
    • Become a Digit Partner
    • General Insurance Agent
    • Health Insurance Agent
    • Motor Insurance Agent
    Car Brands & Models
    • Maruti Insurance
    • Toyota Car Insurance
    • Tata Car Insurance
    • Hyundai Car Insurance
    • Kia Car Insurance
    • Mahindra Car Insurance
    • Tata Tiago Insurance
    • Tata Nexon Insurance
    • Hyundai i20 Insurance
    • Creta Insurance
    • Baleno Insurance
    Downloads Do Not Disturb (DND) Public Disclosures Stewardship Policy IRDAI Privacy Policy

    CIN: U66010PN2016PLC167410, IRDAI Reg. No. 158.

    Go Digit General Insurance Limited (formerly known as Oben General Insurance Ltd.) - Registered Office Address - 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No.1579, Shivaji Nagar, Pune-411005, Maharashtra | Corporate Office Address - Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru-560095, Karnataka