Digit
headset_mic account_circle
mail
Sign In
  • Products

    Motor

    • Car Insurance
    • Two Wheeler/Bike Insurance
    • Commercial Vehicle Insurance
    • Taxi/Cab Insurance
    • Auto Rickshaw Insurance
    • Truck Insurance

    Health

    • Health Insurance
    • Super Top-up Health Insurance
    • Arogya Sanjeevani Policy
    • Corporate Health Insurance

    Other

    • International Travel Insurance
    • Flight Delay
    • Shop Insurance
    • Home Insurance
  • Claims

    • File a Claim
    • File Health Claim
    • File Motor Claim for Garages
    • COVID-19 Assistance
    • Claim Status
  • Renewals
  • Become an Agent
  • Digit Products

    Motor Insurance

    • Car Insurance 25% OFF
    • Two Wheeler/Bike Insurance
    • Commercial Vehicle Insurance
    • Taxi/Cab Insurance 15% OFF
    • Auto Rickshaw Insurance
    • Truck Insurance

    Health Insurance

    • Health Insurance
    • Super Top-Up Health Insurance
    • OPD Health Insurance
    • Arogya Sanjeevani Policy
    • Personal Accident Insurance
    • Corporate Health Insurance

    Other Insurance

    • International Travel Insurance
    • Flight Delay
    • Shop Insurance
    • Home Insurance
  • Claims

    File a Claim

    File Health Claim

    File Motor Claim for Garages

    COVID-19 Assistance

    Claim Status

  • Renewals

    Become an Agent

  • Support
    Sign In
    • edit Edit Policy
    • download Download Policy
    • person_pin My Service Requests
    • check Check Policy Status
    call 1800-258-5956 mail_outline hello@godigit.com whatsapp 70260 61234

    Our WhatsApp number cannot be used for calls. This is a chat only number.

  • My Account
    account_circle
    • autorenew Renew My Policy
    • download Download My Policy
    logout SIGN OUT
    call 1800-258-5956 mail_outline hello@godigit.com whatsapp 70260 61234

    Our WhatsApp number cannot be used for calls. This is a chat only number.

  • login
  • about
  • contact
  • careers
More Products

Motor

  • Car Insurance
  • Two Wheeler/Bike Insurance
  • Commercial Vehicle Insurance
  • Taxi/Cab Insurance
  • Auto Rickshaw Insurance
  • Truck Insurance

Health

  • Health Insurance
  • Super Top-up Health Insurance
  • Arogya Sanjeevani Policy
  • Corporate Health Insurance

Other

  • International Travel Insurance
  • Flight Delay
  • Shop Insurance
  • Home Insurance

Support

close
account_circle
  • edit Edit Policy
  • download Download Policy
  • person_pin My Service Requests
  • check Check Policy Status
  • autorenew Renew My Policy
  • download Download My Policy
logout SIGN OUT
call 1800-258-5956 mail_outline hello@godigit.com whatsapp 70260 61234

Our WhatsApp number cannot be used for calls. This is a chat only number.

Do the Digit Insurance

Trusted by 3 Crore+ Indians

  • Health
    Health
  • Pay as you Drive
    Car Side View
    Car
  • trending icon

    Third-party premium has changed from 1st June. Renew now

    Motorcycle Side View
    Bike
  • auto rikshaw
    Commercial
  • Covers COVID-19
    Travel Airplane
    Travel
  • More products
    More
ENTER YOUR CAR NUMBER
keyboard_arrow_right
DON'T KNOW YOUR CAR NUMBER?
keyboard_arrow_right
renew digit policy keyboard_arrow_right

I agree to the  Terms & Conditions

{{(!carWheelerCtrl.registrationNumberCardShow || carWheelerCtrl.localStorageValues.vehicle.isVehicleNew) ? 'I know my Reg num' : 'Don’t have Reg num?'}}
keyboard_arrow_right
It’s a brand new Car
keyboard_arrow_right
renew digit policy keyboard_arrow_right

I agree to the  Terms & Conditions

Terms and conditions

    false false
    Enter valid registration number
    DON'T KNOW REGISTRATION NUMBER?
    keyboard_arrow_right
    I KNOW MY REGISTRATION NUMBER
    keyboard_arrow_right
    IT'S A NEW BIKE
    keyboard_arrow_right
    RENEW DIGIT POLICY
    keyboard_arrow_right

    I agree to the  Terms & Conditions

    Continue with {{bikeCtrl.lastVisitedData.lastVisitedUrl.indexOf('DigitPaymentGateway/payments') !== -1 ? 'payment completion': 'previous choice'}}

    {{bikeCtrl.lastVisitedData.vehicle.makeModel | toTitleCase}} {{bikeCtrl.lastVisitedData.vehicle.variant? (bikeCtrl.lastVisitedData.vehicle.variant|toTitleCase): (bikeCtrl.lastVisitedData.vehicleCharacteristics.vehicleType | toTitleCase)}}

    {{bikeCtrl.lastVisitedData.vehicle.licensePlateNumber}}

    {{bikeCtrl.selectedPlanDisplay[bikeCtrl.lastVisitedData.dropOffSelectedPlan? bikeCtrl.lastVisitedData.dropOffSelectedPlan: bikeCtrl.lastVisitedData.selectedPlan]}}

    -

    ₹{{((bikeCtrl.lastVisitedData.dropOffSelectedPlan ? bikeCtrl.lastVisitedData.dropOffGrossPremium:bikeCtrl.lastVisitedData.chosePlan.grossPremium) .replace('INR ','')).split('.')[0] | rupeeFormatWithComma}} (Incl 18% GST)

    keyboard_arrow_right
    IT'S A NEW BIKE
    keyboard_arrow_right
    RENEW DIGIT POLICY
    keyboard_arrow_right

    I agree to the  Terms & Conditions

    Continue with {{twoWheelerCtrl.lastVisitedData.lastVisitedUrl.indexOf('DigitPaymentGateway/payments') !== -1 ? 'payment completion': 'previous choice'}}

    {{twoWheelerCtrl.lastVisitedData.vehicle.make |toTitleCase}} {{twoWheelerCtrl.lastVisitedData.vehicle.model | toTitleCase}} {{twoWheelerCtrl.lastVisitedData.vehicle.variant? (twoWheelerCtrl.lastVisitedData.vehicle.variant |toTitleCase):''}}

    {{twoWheelerCtrl.lastVisitedData.vehicle.licensePlateNumber}}

    {{twoWheelerCtrl.lastVisitedData.selectedPlan}}

    -

    ₹{{((twoWheelerCtrl.lastVisitedData.quickQuoteResponse.plans[twoWheelerCtrl.lastVisitedData.selectedPlan].resposeBody.grossPremium) .replace('INR ', '')).split('.')[0] | rupeeFormatWithComma}} (Incl 18% GST)

    • Geography
    • Country
    {{geography.name}}

    Popular Countries (You can select more thane one)

    • {{country}}

    DONE
    Please select geography

    I agree to the  Terms & Conditions

    As mandated by Spanish Authorities your travel insurance needs to extend 15 days after your trip ends.
    We will extend your coverage period accordingly.

    false false false false false false false false false false false false

    Port my existing Policy

    keyboard_arrow_right
    or renew digit policy keyboard_arrow_right

    I agree to the  Terms & Conditions

    You can select more than one member

    • -+ Max kids
      (s)
    ENTER YOUR REGISTRATION NUMBER
    keyboard_arrow_right
    DON'T KNOW YOUR REGISTRATION NUMBER
    keyboard_arrow_right
    or renew digit policy keyboard_arrow_right

    I agree to the  Terms & Conditions

    Terms and conditions

    Terms and conditions

    Do the Digit Insurance
    • Health
    • Car
    • Bike
    • Commercial
    • Travel
    • More Products

    Systematic Investment Plan (SIP) in Mutual Funds

    sip mutual fund
    (Source: hdfcsales)

    A systematic investment plan or SIP is a method that allows one to invest a specific sum at fixed time intervals. But, it is imperative to first understand mutual funds before moving on to SIP.

    An asset management company forms a corpus of funds from a pool of investors to purchase securities. This corpus is known as mutual funds. Mutual funds are primarily categorised into debt funds, equity funds, and hybrid funds.

    Now, we will discuss SIP mutual funds in-depth, along with its types, how to invest in this plan, returns, benefits, and the things to remember before investing. Let’s begin!

    What Is SIP in Mutual Funds?

    Unlike a lump sum investment, you can invest a fixed sum of money over a period of time at specific intervals through SIP. Prospective investors must note that SIP is simply a method of investing in mutual funds and not a type of mutual fund. So, you can think of a SIP mutual fund as an MF scheme that allows individuals to invest in it via SIPs. Moreover, the returns generated through such an investment plan are known as SIP returns.

    What Are the Types of SIP Funds?

     

    There are different SIP types available in the money market. These are as follows.

    Types of SIP Funds

    Details

    Regular SIP

    It is the simplest method of investing in mutual funds. With a regular SIP, one can invest fixed amounts at regular intervals. In addition, the frequency of this type of SIP can be half-yearly, quarterly, bi-monthly, and monthly.

    Top-up SIP or Step-up SIP

    A top-up SIP allows investors to increase the SIP amount at regular intervals. Moreover, by increasing the amount of investment, one can park larger amounts and achieve his/her financial goals.

    Perpetual SIP

    In this scheme, individuals can invest in a mutual fund of their choice without a specified tenure. There is no SIP termination date in such a scheme.

    Flexible SIP

    In this plan, investors can increase or decrease the investment amount based on their financial standing or the market condition. The benefit of a flexible SIP is that during a cash crunch, one can easily skip paying the SIP instalment amount.

    How Does SIP Work?

    After opting for a systematic investment plan, the instalment amount gets debited from your bank account. Then, it gets invested in your preferred mutual fund scheme, following which its units get allocated based on their net asset value (NAV).

    For example – 

    Suppose you have set aside a sum of ₹1 lakh to invest in mutual funds. Now, there are two ways to make an investment. Either you can go for a one-time lump sum investment or opt for a systematic investment plan.

    You can begin investing in mutual funds via SIPs with a sum of ₹500. Moreover, the amount will get deducted from your bank account and get auto-credited to your chosen mutual fund at a specific fixed date each month. Thereafter, this process will continue throughout your investment period.

    With the basics out of our way, let’s now delve into the types of SIP.

    Benefits of SIP Mutual Funds

    Mentioned below are the benefits of a systematic investment plan:

    1. Disciplined Investing: When investing via SIPs, one need not analyse the market or determine a suitable time to invest as the SIP instalment amount gets auto-deducted from your account and goes into mutual funds.

    2. Rupee Cost Averaging: Rupee cost averaging is a unique feature of SIPs as an investor can buy more units when the market is low. Similarly, one will buy lesser units during an upswing market. As a result, investors can navigate market fluctuations and make their investments averse to volatility.

    3. Benefits of Compounding: This is one of the top benefits of SIP investment. A systematic investment plan operates on the principle of compounding, which takes place when profits earned on an investment are reinvested, thereby increasing potential returns. Therefore, one’s investment will generate earnings not only on that initial investment amount, but on the interest earned subsequently as well.

    4. Simultaneous Investments: As one can invest in SIPs with just ₹500, one can invest in multiple funds simultaneously. Thus, you can reap benefits from various mutual funds at a time.

    5. Tax Benefits: Before investing, it is important to know the SIP tax benefits. Tax rules are the same in SIP mutual funds. We have mentioned the tax liability based on fund types here.

    • Equity Funds: For equity funds, short-term capital gains are taxable at 15%. On the other hand, long-term capital gains up to ₹1 lakh in a year are exempt from tax. Moreover, gains exceeding ₹1 lakh are taxed at 10%.
    • Debt Funds: With debt funds, short-term gains get taxed as per one’s tax slab, while long term gains get taxed at 20%.
    • Hybrid Funds: Equity-oriented hybrid funds are taxed as pure equity mutual funds. Likewise, debt-oriented hybrid funds are taxed like debt funds.

    Pro Tip: Investing in an ELSS through a systematic investment plan can act as a tax-saving instrument. With this investment, investors can claim a deduction of up to ₹1.5 lakh under section 80C of the Income Tax Act, 1961.

    Returns from SIP Mutual Funds

     

    Such mutual funds offer considerably higher returns over a period of 5 years. The average rate of return for the best mutual funds with SIP ranges between 20 - 28% over 5 years. Mentioned below are such mutual funds along with their 5 year returns.

    [1]

    Fund Name

    Average 5 Years Return

    Edelweiss Flexi Cap Fund

    17.83%

    Canara Robeco Flexi Cap Fund

    19.86%

    UTI Flexi Cap Fund

    21.34%

    Parag Parikh Flexi Cap Fund

    22.89%

    PGIM India Flexi Cap Fund

    21.89%

    Who Should Invest in SIP Mutual Funds?

    SIP mutual funds can be suitable for investors wishing to make periodic investments with relatively smaller sums of money. Besides, as mentioned earlier, one can begin investing with SIP instalments of ₹500, which can be a simple way of starting mutual fund investments for novice investors.

    How to Invest in SIP Mutual Funds?

    Here is everything that you need to know about how to start SIP investment:

    1. First, fill out the application form.
    2. Then submit the monthly SIP amount cheque or fill the ECS form.
    3. After that, you will need to submit a cancelled cheque and residential proof.
    4. Finally, submit your KYC form.

    In addition, you need to choose a particular date on which the amount will get auto-deducted from your bank account. Furthermore, you must decide on the duration of the scheme.

    Different Risk Factors While Investing in SIP Mutual Funds

    There are some associated risks of investing in mutual funds, whether you make a lump sum investment or take the SIP route. These risks include the following:

    • Credit Risk: The issuer of a scheme, especially that of debt instruments, may fail to repay the principal amount or make regular interest payments.
    • Liquidity Risk: It is a situation wherein investors may face difficulties to redeem their investment without incurring a loss. An investor can face liquidity risk when he/she is unable to find a buyer for his/her security.
    • Market Risk: It refers to losses incurred by an investor due to poor performance of the market.

    What Is the Time Period for Investing in SIP Mutual Funds?

    Potential investors must note that there is no one-size-fits-all solution for investing in mutual funds. So, there is no particular time period to invest in SIP mutual funds.

    Rather, individuals should take several factors into account before investing, such as their risk appetite, financial goals, and investment horizon. That said, to reap the benefits of compounding effect, it is advised that investors have a long-term investment horizon.

    Things to Consider While Investing in SIP Mutual Funds

    These are the following pointers that you must consider before investing in such funds.

    • Risk Appetite: All mutual fund investments come with associated risks. As afore-mentioned, they are exposed to market risk, credit rate risk, and liquidity risk. Therefore, prospective investors must evaluate their risk appetite before investing in a mutual fund scheme.
    • Expense Ratio: Fund houses levy a fee for their portfolio management services. This charge is expressed in percentage and is known as expense ratio. As a result, this fee increases the cost of investment. So, before investing in mutual funds, investors must check a scheme’s expense ratio.
    • Experience of the Fund Manager: As a fund manager takes all the investment decisions, he/she should have several years of experience in the industry. An experienced fund manager will have sufficient knowledge and know-how to navigate a mutual fund scheme through market fluctuations.
    • Financial Goals:  When investing in mutual funds, investors should weigh in their investment goals. Additionally, they should ensure that their choice of mutual fund scheme aligns with their short- and long-term financial goals.

    Thus, SIP is a convenient way of investing in mutual funds for novice as well as seasoned investors. That said, to earn the best SIP returns, it is important to research well before choosing a mutual fund and bear the above-mentioned points in mind.

    Frequently Asked Questions

    Is SIP investment plan safe?

    A systematic investment plan is considered a safe method to invest in mutual funds. Moreover, you can tackle market ups and downs as instalments are paid periodically.

    A systematic investment plan is considered a safe method to invest in mutual funds. Moreover, you can tackle market ups and downs as instalments are paid periodically.

    Is SIP better than FD?

    SIP involves risk as it involves market fluctuations and volatility. In addition, investors cannot expect guaranteed returns on their mutual fund investments. That said, they may offer higher returns than fixed deposits. On the other hand, fixed deposits or FDs come with low risk and offer regular returns. The decision, ultimately, depends on one’s investment goals and tolerance for risk.

    SIP involves risk as it involves market fluctuations and volatility. In addition, investors cannot expect guaranteed returns on their mutual fund investments. That said, they may offer higher returns than fixed deposits. On the other hand, fixed deposits or FDs come with low risk and offer regular returns. The decision, ultimately, depends on one’s investment goals and tolerance for risk.

    Please try one more time!

    Request URL:
    Status Code:
    Request Payload:
    Response Data:

    Important Articles about Investment Related Topics

    Income Fund

    Unit Linked Insurance Plan ULIP

    ELSS Mutual Funds

    Equity Mutual Funds

    SIP vs Lumpsum Investments in Mutual Funds

    Lumpsum Investment in Mutual Funds

    What is SIP in Mutual Funds

    Hybrid Mutual Funds

    Balanced Mutual Funds

    Money Market Funds

    Debt Funds

    ULIP vs Mutual Funds

    What Are Mutual Funds?

    What Are Index Mutual Funds?

    What Are Growth Mutual Funds?

    Capital Protection Mutual Funds

    Commodity Mutual Funds

    Exchange-Traded Funds

    Difference between ETF vs Mutual Funds

    Difference Between Direct and Regular Mutual Funds

    Statutory Liquidity Ratio (SLR)

    Different Types of Mutual Funds in India

    Leveraged Funds

    International Mutual Funds

    Differences Between ETF and FOF

    What is Lock-in Period in Mutual Funds?

    Interval Mutual Funds

    Types of Mutual Fund Returns

    What is XIRR in Mutual Funds

    What Are Smallcase Funds?

    Difference Between Mutual Fund and Insurance

    Multi Cap Funds

    Show more

    Important Articles related to Finance

    Employee Provident Fund

    EPF Registration Process

    How to Withdraw EPF Online

    Atal Pension Yojana Calculator

    How to Change Details in Atal Pension Yojana Scheme

    How to get Atal Pension Yojana Statement

    How to Close Atal Pension Yojana Account

    Sukanya Samriddhi Yojana

    How to Open Sukanya Samriddhi Yojana Account

    Sukanya Samriddhi Yojana Calculator

    What is Public Provident Fund?

    How to Open PPF Account?

    How to Check PPF Account Balance?

    Eligibility Criteria to Open PPF Account

    Types of PPF Forms

    How to Withdraw PPF Online?

    How to Invest in PPF?

    Financial Planning for Salaried Employees

    Importance of Financial Planning

    Financial Planning Tips for Women

    How to Apply for Atal Pension Yojana?

    What is UAN Number?

    How to check EPF Balance

    KVP Calculator

    Voluntary Provident Fund

    Difference between EPF and EPS

    How to Check Sukanya Samriddhi Account Balance?

    Investment Planning Guides

    Professional Tax in India

    Show more

    Disclaimer: This information is added only for informative purposes and collected from different sources across the Internet. Digit Insurance is not promoting or recommending anything here. Please verify the information before making any decisions.

    Download Digit App

    close
    1. Digit Insurance
    2. Finance
    3. Investment Planning & Other Important Information
    4. What is SIP in Mutual Fund

    Last updated: 2023-01-30

    Digit
    • about
    • contact
    • career
    Products
    • Car Insurance
    • Bike Insurance
    • Travel Insurance
    • Health Insurance
    • Property Insurance
    • Shop Insurance
    • Group Health Insurance
    • Arogya Sanjeevani Policy
    • Commercial Vehicle Insurance
    • Super Top-up Health Insurance
    • Flight Delay
    Resources
    • Blog
    • Press
    • Download Policy
    • Grievance Redressal Procedure
    • Cancel e-Mandate
    Agent & Partnerships
    • Become an Agent
    • Become Digit POSP
    • Garages claim intimation
    Services
    • Claims
    • Renewals
    • Digit Cashless Garages
    • Digit Cashless Hospitals
    Get our app
    Download man
    App Store Google Play

    Other Products
    • Fire Insurance
    • Burglary Insurance
    • Building Insurance
    • Bus Insurance
    • Tractor Insurance
    • Commercial Van Insurance
    • Passenger Carrying Vehicle Insurance
    • Heavy Vehicle Insurance
    • Goods Carrying Vehicle Insurance
    • Activa Insurance
    • Jupiter Insurance
    • Bullet Insurance
    • Student Travel Insurance
    • Schengen Visa Travel Insurance
    Health Insurance Guides
    • Individual Health Insurance
    • Family Health Insurance
    • Health Insurance for Parents
    • Health Insurance Premium Calculator
    • Compare Health Insurance
    • Health Insurance for Senior Citizens
    • Health Insurance with Maternity Cover
    • Corona Kavach Policy
    • Corona Rakshak Policy
    • हेल्थ इन्शुरन्स
    • फैमिली हेल्थ इन्शुरन्स
    Car Insurance Guides
    • Third Party Car Insurance
    • Comprehensive Car Insurance
    • Zero Depreciation Car Insurance
    • NCB in Car Insurance
    • IDV Calculator for Car
    • Bumper to Bumper Car Insurance
    • Car Insurance Calculator
    • Own Damage Car Insurance
    • Comprehensive vs Third Party Insurance
    • Compare Car Insurance
    • Find Vehicle Registration Details Online
    Bike Insurance Guides
    • Third Party Bike Insurance
    • Comprehensive Bike Insurance
    • Zero Depreciation Bike Insurance
    • NCB in Two Wheeler Insurance
    • IDV Value Calculator for Bike
    • Add-on Cover in Bike Insurance
    • Bike Insurance Calculator
    • Own Damage Bike Insurance
    • Comprehensive vs Third Party Bike Insurance
    • Compare Bike Insurance
    • Royal Enfield Insurance
    • TVS Insurance
    • Hero Bike Insurance
    Other Guides
    • Types of Insurance
    • Types of General Insurance
    • Types of Motor Insurance
    • International Driving License
    • Visa on Arrival for Indians
    • Visa Free Countries for Indians
    • Comprehensive vs Zero Depreciation
    • Coronavirus Health Insurance
    • Coronavirus Symptoms Checker
    • Indian Passport Rank
    • Digit Illness Group Insurance
    • Hero Splendor Insurance
    • Access Insurance
    • Scooty Insurance
    Calculators
    • SME Buddy Calculator
    • Home Loan EMI Calculator
    • Bike Loan EMI Calculator
    • Car Loan EMI Calculator
    • HRA Exemption Calculator
    • Sukanya Samriddhi Yojana Calculator
    • SIP Calculator
    • RD Calculator
    • SWP Calculator
    • GST Calculator
    • PPF Calculator
    • Personal Loan EMI Calculator
    • EMI Calculator
    • Individual Income Tax Slab
    • Tax Saving Options other than 80C
    Finance Guides
    • What is Credit Score
    • Public Provident Fund
    • How to Open PPF Account?
    • How to open Sukanya Samriddhi Account
    • What is GST?
    • GST Registration in India
    • PAN Card
    • Aadhaar Card
    • Property Tax
    • Road Tax
    • Passport Process
    • Income Tax Slabs
    • How to Save Income Tax in India
    • Tax Deductions under Section 80C
    Traffic Rules
    • PUC Certificate
    • Vehicle Registration Certificate
    • New Traffic Fines
    • Fine for Driving without Helmet
    • Types of Driving Licence in India
    • Driving Licence in Delhi
    • Driving Licence in Bangalore
    • Driving Licence in Jaipur
    • Bangalore Traffic Fines
    • Pune RTO Fine
    • Own Damage Insurance
    Business Products
    • Business Insurance
    • Management Liability Insurance
    • General Liability Insurance
    • Workmen Compensation Insurance
    • Fidelity Insurance
    • Professional Liability Insurance
    • Money Insurance Policy
    • Sign Board Insurance
    • Plate Glass Insurance
    • Erection All Risk Insurance
    • Contractors' All Risks Insurance
    • Directors and Officers Liability Insurance
    • Marine Cargo Insurance
    • Contractors Plant and Machinery Insurance
    RTO Offices in India
    • RTO Office
    • RTO Pune
    • RTO Ahmedabad
    • RTO Bangalore
    • RTO Mumbai
    • RTO Delhi
    • RTO Lucknow
    • RTO Thane
    • RTO Chennai
    Important Links
    • Digit Insurance Reviews
    • Car Insurance Reviews
    • Bike Insurance Reviews
    • Commercial Vehicle Insurance Reviews
    • Travel Insurance Reviews
    • Health Insurance Reviews
    • Mobile Insurance Reviews
    • Become a Digit Partner
    • General Insurance Agent
    • Health Insurance Agent
    • Motor Insurance Agent
    Car Brands & Models
    • Maruti Insurance
    • Toyota Car Insurance
    • Tata Car Insurance
    • Hyundai Car Insurance
    • Kia Car Insurance
    • Mahindra Car Insurance
    • Tata Tiago Insurance
    • Tata Nexon Insurance
    • Hyundai i20 Insurance
    • Creta Insurance
    • Baleno Insurance
    Downloads Do Not Disturb (DND) Public Disclosures Investor Relations Stewardship Policy IRDAI Privacy Policy

    CIN: U66010PN2016PLC167410, IRDAI Reg. No. 158.

    Go Digit General Insurance Limited (formerly known as Oben General Insurance Ltd.) - Registered Office Address - 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, City Survey No.1579, Shivaji Nagar, Pune-411005, Maharashtra | Corporate Office Address - Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru-560095, Karnataka | Trade logo of Go Digit General Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license.