Everything you need to know about Coronavirus before you Travel

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Disclaimer:Tata Capital Limited (“TCL”) registered with IRDAI (License No. CA0896, valid till 21-Jan-2027), acts as a Corporate Agent “Composite” for Go Digit General Insurance Limited. Please note that, TCL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms and conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

The Registered office of TCL is Tata Capital Limited, 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam, Marg, Lower Parel, Mumbai-400013.
The Registered Office of Go Digit: Go Digit General Insurance Limited, 1st Floor, Fairmont, Hiranandani Business Park, Powai, Mumbai – 400076.

How Coronavirus Outbreak is going to affect your Travel plans?

This article was written on 6^th March-2020.

As the number of cases of COVID-19 across the globe is reaching the 100,000 mark, the world is staring at a pandemic-in-becoming.

Initially, several countries believed the source of this new and unknown virus to be China’s Wuhan city (the epicentre of Coronavirus disease). It was soon contradicted as patients with no link to China in other countries tested positive for the coronavirus disease.

COVID-19 has already reached endemic proportions, and there is no certainty regarding the scale of its spread in the future. Amidst rising tensions across the globe, this epidemic could change the face of international travelling.

Which Countries have been affected the most by Coronavirus?

The list of countries that have been hit the worst by the novel coronavirus is listed in the table below:

Country	Positive cases of COVID-19*	Deaths*
China	80559	3042
South Korea	6593	42
Italy	3858	148
Iran	3513	108
Germany	555	0
France	423	7
Japan	364	6
Spain	282	3
United States of America	233	14
Switzerland	122	1
Singapore	117	0
United Kingdom	116	1
Hong Kong	105	2
Norway	100	1
Sweden	94	0

Territories with confirmed cases of COVID-19

Coronavirus Outbreak

What is the new Travel advisory issued by Government of India?

As per the new advisory, Indians are advised not to travel to China, the Republic of Korea, Italy, and Iran. It also said in the advisory to not undertake any unnecessary travels to other affected nations.

In tandem with this advisory, several airlines have also suspended flights to severely affected regions. For instance, Air India and IndiGo banned flights to Hong Kong and Shanghai on 8^th February. Air India extended this suspension from 2 days to the end of June.

Vistara Airlines also followed suit and reduced the number of flights to and from Singapore and Bangkok.

Which Countries should be avoided currently?

At the wake of a global epidemic, it is necessary to consider your travel plans. As the world battles to find a cure to COVID-19, it is of utmost importance to prevent or at least delay its spread.

The onus, at this point, falls on you to ensure that the numbers do not go higher by properly assessing your own international travel plans. The places which you should avoid at all costs are mentioned below:

China
Japan
Iran
South Korea
Hong Kong
Italy
Singapore
Germany
Spain
Australia
Thailand
Taiwan
Switzerland

What are the Precautions to be Taken for International Travel?

If you are travelling to a country with no confirmed cases of COVID-19 or extremely limited numbers, there are a few things you should keep in mind:

Carry face masks.
Maintain proper hygiene, such as regular washing of hands.
Maintain distance from people who are coughing or sneezing.
Check for new developments before travelling to your destination and also after landing.
Refrain from going to regions with even a single confirmed case of coronavirus.
Carry alcohol-based hand sanitizers.

What is the Condition in India?

In India, there have been a total of 31 cases as of 6^th March 2020. The first case was recorded in Thrissur, Kerala when a medical student from Wuhan was confirmed positive of coronavirus.

On 3^rd March, an Italian tourist was tested positive for the coronavirus disease in Jaipur. Following that, on 4^th March, 14 other Italian tourists tested positive for COVID-19.

This brought the number of cases reported across India to 23 on that day. Heavily affected areas include Rajasthan and Delhi. Two cases have also been recorded in Hyderabad.

Hence, in such tumultuous times, it is best to refrain from travelling to regions with confirmed cases of this new disease. If you are from such regions, consider taking adequate measures to avoid catching COVID-19.

Read more: Find out what is covered in Health Insurance for COVID 19

Disclaimer

For policies with a risk commencement date on or after October 1, 2024, all servicing activities, including without limitation claims processing and grievance redressal, shall be in compliance with the provisions of the IRDAI (Insurance Products) Regulations, 2024 dated March 20, 2024 and IRDAI (Protection of Policyholders’ Interests, Operations and Allied Matters of Insurers) Regulations, 2024 dated March 22, 2024 read with relevant Master Circulars.
For more details on risk factors, terms and conditions, please read policy wordings available under download section carefully before concluding a sale.
Claim Settlement Ratio is count of (Claims paid + Claims Closed) / (Claims O/S at Start + Claims Reported - Claims O/S at End)

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CIN: L66010PN2016PLC167410, IRDAI Reg. No. 158.

Go Digit General Insurance Limited | Corporate Office Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru 560095 | Registered Office Address: 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, Shivaji Nagar, Pune-411005, Maharashtra | Trade logo of Go Digit General Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license.