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What’s Covered in Digit Car Insurance?
Accidents
Damages and losses that may arise out of accidents and collisions
Theft
Covers for the losses incurred when your car is unfortunately stolen
Fire
Damages and losses caused to your car due to an accidental fire
Natural Disasters
Damages and losses to your car in case of natural calamities such as floods, cyclones, etc.
Personal Accident
If there is a car accident and unfortunately, it leads to death or disability of the owner
Third Party Losses
In cases where your car causes damages and losses to someone else, their car or property.
What’s Not Covered?
It is equally important to know what’s not covered in your car insurance policy, so that there are no surprises when you make a claim. Here are some such situations:
Own Damages for Third-Party Policy holder
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
Drunk Driving or without a Licence
You were driving drunk or without a valid driving licence.
Driving without a valid Driving Licence holder
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Consequential Damages
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Contributory Negligence
Any contributory negligence (e.g., damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Add-ons not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Why Should You Buy Digit Car Insurance?
We treat our customers like VIPs, know how…
Cashless Repairs
6000+ Cashless Network Garages for you to choose from across India
Smartphone-enabled Self Inspection
Just click the damages on your phone and you are done
Super-Fast claims
We’ve settled 96% of all claims for private cars! Experience claims that make you go “that’s it?”
24*7 Support
24*7 call facility even on National Holidays
Customize your Vehicle IDV
With us, you can customize your vehicle IDV as per your choice!