- Hyundai I10
- Hyundai Santro Xing
- Hyundai Elite I20
- Maruti Suzuki Wagon R
- Maruti Suzuki Swift
- Maruti Suzuki Swift Dzire
- Maruti Suzuki Alto
- Ford Figo
- Volkswagen Polo
- Maruti Swift
- Maruti Swift Dzire
- Maruti Alto
- Maruti Baleno
- Hyundai i10
- Hyundai i20
- Hyundai Eon
- Ford Figo
- Honda Amaze
- Honda City
- Recent years
- New Car
How to use Digit’s Car Insurance Premium Calculator?
Here’s a step by step explanation on how to use Digit's car insurance calculator and get the right insurance for your car!
Enter your Car’s Make, Model, Variant, Registration Date & the city you drive your car in
Press ‘Get Quote’ and choose your choice of Plan
You can choose between a Third Party Liability Only or a Standard Package (Comprehensive Insurance).
Tell us about your last insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned
You will now see your car insurance premium on the bottom right of the loaded page.
If you’ve chosen a Standard/Comprehensive Plan, you can set your IDV and customize your plan further by selecting add-ons like Zero Depreciation, Return to Invoice, Engine Protector, etc.
You will now see your final car insurance premium calculated on the right side of the page.
Types of Car Insurance Policies
How fast are Digit Insurance Claims Settled?
This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!Read Digit’s Claims Report Card
Know more about Car Insurance Calculator
Car Insurance Calculator
Before buying or renewing your car insurance, it is wise to use this car insurance calculator so that you can see how choosing different plans with different addons would affect your car insurance premium. You can always make the following adjustments and see the effect on the premium:
1. Increase or Decrease the IDV (Insured Declared Value) - Although we always suggest a recommended IDV which we feel is suitable for your car’s make, model and age.
2. Select the right addons - The most popular ones are Parts Depreciation or Zero dep addon which makes sure in case of a partial loss i.e. an accident, you don’t pay for the depreciating cost of the damaged parts and Return To Invoice which is especially popular for new cars. Even Breakdown Assistance or Roadside Assistance is highly opted for and is also low in cost.
Making these adjustments and checking the final car insurance premium will help you decide on the Right Car Insurance Plan for you.
Benefits of a Car Insurance Calculator
If you’re using the calculator, it means you are looking at the best car insurance plan for the best price, which is super-wise! Here are the main benefits of using the car insurance premium calculator before buying or renewing your car insurance policy:
1. Right IDV (Insured Declared Value)
You can adjust your IDV to the one that is suitable to your car’s make, model and age. Having the Right IDV makes sure that in case of total loss or theft of your car, you get the market value of your car.
2. Right addons
Having a car insurance policy with the right addons is like having a umbrella that covers you fully on a rainy day. But a lot of people do not take any addon covers because of the additional increase in premium. With the car insurance premium calculator, you can add different addons and check the increase in premium and then choose the right mixture of addons.
3. Right premium
Of course, this is the reason you are using the calculator in the first place Yes, with a calculator, you can compare different car insurance premium quotes, which will help you land on the best priced plan.
FAQs related to car insurance premium calculator
Do I need to submit any hardcopies during the purchase of a car insurance policy online?
We are as document averse as you are. For a new policy, you don’t have to do any documentation.
How soon will the car insurance policy reach me if I buy it online?
Once the payment is done, the soft-copy of the policy will reach your mail box. Zip, zap, zoom! We believe in going green so we don’t send a hard-copy but if you want it you can just let us know, we’ll send it to you.
What happens to my No Claim Bonus if I switch my insurance company?
Your NCB (No Claim Bonus) is for your good driving record. So, even if you change your car insurance company, it stays with you.
Does buying online have any disadvantages?
No, it does not have any disadvantages. Rather it is a smarter way to compare and buy the right car insurance for yourself.