Car Insurance Premium Calculator

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How to use Digit’s Car Insurance Premium Calculator?

Here’s a step by step explanation on how to use Digit's car insurance calculator and get the right insurance for your car!

Step 1

Enter your Car’s Make, Model, Variant, Registration Date & the city you drive your car in

Step 2

Press ‘Get Quote’ and choose your choice of Plan

Step 3

You can choose between a Third Party Liability Only or a Standard Package (Comprehensive Insurance).

Step 4

Tell us about your last insurance policy- Date of expiry, Claim made in the last year, No Claim Bonus earned

Step 5

You will now see your car insurance premium on the bottom right of the loaded page.

Step 6

If you’ve chosen a Standard/Comprehensive Plan, you can set your IDV and customize your plan further by selecting add-ons like Zero Depreciation, Return to Invoice, Engine Protector, etc.

Step 7

You will now see your final car insurance premium calculated on the right side of the page.

Why should you buy Digit Car Insurance?

We treat our customers like VIPs, know how…

Super Fast claims

Super-Fast claims

90.4% claims settled in 30 days, with superfast claim process

Cashless Repairs 

Cashless Repairs 

1400+ Cashless Garages for you to choose from across India

Doorstep Pickup & Repair

Doorstep Pickup & Repair

Doorstep pickup, repair and drop with 6 months repair warranty

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Smartphone-enabled Self Inspection

Smartphone-enabled Self Inspection

Just click the damages on your phone and you are done

Car With Amber Protective Cover

High IDV per rupee

With us, you can customize your IDV as per your choice!

Types of Car Insurance Policies


A minimum mandate by law, that covers only third-party losses and personal accident cover for the owner/driver of the car. The car insurance premium for the same is calculated and set by the IRDAI.


Covers not only third-party losses and personal accident cover but, also covers damages and losses to your own car in case of an unfortunate situation, including theft, fire and natural calamities, amongst others. Additionally, one can also customize this plan further by adding covers such as the zero-depreciation cover, engine and gear protection, tyre protect, roadside assistance, etc. The car insurance premium for the same can be customized and calculated on the basis of your IDV, add-ons opted for, deductibles chosen, and no claim bonus earned.
Report Card

How fast are Digit Insurance Claims Settled?

This is the first question that should come to your mind when switching your insurance company. Good you’re doing that!

Read Digit’s Claims Report Card

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