Types of Death Covered in Term Insurance

What Types of Deaths are Covered in Term Insurance?

What Type of Deaths are Not Covered in Term Insurance?

FAQs about Types of Death Covered in Term Insurance

Does term insurance cover natural deaths?

Yes, term insurance covers natural death due to any illness, accident or medical condition mentioned under terms of the policy. However, the insurance company will carry out a rigorous investigation to ensure the same before claim approval.

What are the documents required for raising a term insurance claim?


You will need the following documents while raising a claim:

  • Original copy of the insurance policy
  • Your photo ID proof
  • Death certificate of the policyholder
  • Your bank account details

Is death due to self-inflicted injuries included under a term insurance policy?

No, a nominee cannot receive the sum assured if the policyholder dies due to self-inflicted injury.