Digit Commercial Vehicle Insurance Reviews

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Disclaimer:Tata Capital Limited (“TCL”) registered with IRDAI (License No. CA0896, valid till 21-Jan-2027), acts as a Corporate Agent “Composite” for Go Digit General Insurance Limited. Please note that, TCL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms and conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

The Registered office of TCL is Tata Capital Limited, 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam, Marg, Lower Parel, Mumbai-400013.
The Registered Office of Go Digit: Go Digit General Insurance Limited, 1st Floor, Fairmont, Hiranandani Business Park, Powai, Mumbai – 400076.
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Why Choose Digit's Commercial Vehicle Insurance Policy?

Your commercial vehicle insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement.

Cashless Repairs

Cashless Repairs

2000+ Cashless Network Garages for you to choose from across India

Smartphone-Enabled Self Inspection

Smartphone-Enabled Self Inspection

Quick and paperless claims through Smartphone enabled processes that make you go "That's it?"

Super-fast Claims

Super-Fast Claims

Quick and hassle-free claim process that's digital and paperless

Customize your Vehicle IDV

Customize Your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Complimentary Wellness Benefits

Get exclusive wellness benefits on the Digit App offered by top-rated health and wellness partners.

Key Features

Digit Benefit

Claim Process

Paperless Claims

Customer Support

24x7 Support

Types of Commercial Vehicles Covered

Cabs and Taxis, Trucks, Lorries, Buses, Auto Rickshaws, School Vans, etc.

Premium

Customized as per type of commercial vehicle & number of vehicles to be insured

Additional Coverage

PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc

Damages to Third-Party

Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

Some feathers on our cap! 

Best Digital Insurer - India​

Insurance Asia Country Excellence Awards 2024​

Technology Champion of the Year (GI)​

Elets BFSI Leadership Awards 2024​

General Insurance Company of the Year​

Asia Insurance Industry Awards 2024​    

Top Employer in India 2024 & 2025​

Top Employer Institute, Netherlands​

Most Innovative Insuretech Platform​

Fintech Festival India Awards 2024​

Part of Fortune India 500 List 2024 (Ranked 312)​

FORTUNE INDIA​

Top Rated Internet/Product Companies (mid-sized category) ​

Ambition Box Employee Choice Awards 2025​

Digit Makes It to the Headlines!

FAQs related to Digit Commercial Vehicle Insurance

Is third party Commercial Vehicle Insurance mandatory?​

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According to the Motor Vehicles Act, all vehicles must have at least a third-party motor insurance, so your commercial vehicle needs it too! In case it is caught without one, you could end up facing a fine and, even up to three months in prison!​

According to the Motor Vehicles Act, all vehicles must have at least a third-party motor insurance, so your commercial vehicle needs it too! In case it is caught without one, you could end up facing a fine and, even up to three months in prison!​

Is it better to get Digit's Third Party or Comprehensive insurance?​

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This depends greatly on how much you use your commercial vehicle. While third-party coverage is compulsory to have according to the law, you might wish to ensure that your vehicle is also insured against any unexpected losses that could occur due to so many reasons such as natural calamities, accidents both big and small, thefts, fires and more. ​

This depends greatly on how much you use your commercial vehicle. While third-party coverage is compulsory to have according to the law, you might wish to ensure that your vehicle is also insured against any unexpected losses that could occur due to so many reasons such as natural calamities, accidents both big and small, thefts, fires and more. ​

What is the difference between Comprehensive and Third-party policy in Commercial Vehicle Insurance?​

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A third-party commercial vehicle insurance only covers for damages and losses that may be caused to the property, person or vehicle of a third-party, i.e. the other people affected by your accident. However, a comprehensive policy covers for both third-party related plus damages to your own vehicle as well.

A third-party commercial vehicle insurance only covers for damages and losses that may be caused to the property, person or vehicle of a third-party, i.e. the other people affected by your accident. However, a comprehensive policy covers for both third-party related plus damages to your own vehicle as well.

Need Help?

Have queries related to Digit motor insurance policy? You can refer to our Policy Wordings for detailed information or reach out to our support team via WhatsApp self-support, email or phone using the information below:

WhatsApp

Connect with our self-serve chat bot support - 7026061234

Email

Write to us at hello@godigit.com

Contact

Call us on 1800-258-5956