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2000+ Cashless
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96% Claim
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Disclaimer: "The total no of claims settled since inception till 31st December 2024" Disclaimer: "The total no of unique private car vehicles insured since inception till 31st December 2024" Disclaimer: "The total amount of claims paid since inception till 31st December 2024" Disclaimer: This Claim Settlement Ratio is calculated for Overall Motor line of business of Digit. CSR Is calculated for FY'25. CSR Ratio is count of (Claims paid + Claims Closed) / (Claims O/S at Start + Claims Reported - Claims O/S at End) |"Disclaimer: The total count of network garages as of 31st December 2024"
Your commercial vehicle insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement.
2000+ Cashless Network Garages for you to choose from across India
Quick and paperless claims through Smartphone enabled processes that make you go "That's it?"
We’ve settled 96% of all motor insurance claims! Experience claims that make you go “that’s it?”
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Key Features |
Digit Benefit |
Claim Process |
Paperless Claims |
Customer Support |
24x7 Support |
Types of Commercial Vehicles Covered |
Cabs and Taxis, Trucks, Lorries, Buses, Auto Rickshaws, School Vans, etc. |
Premium |
Customized as per type of commercial vehicle & number of vehicles to be insured |
Additional Coverage |
PA Covers, Legal Liability Cover, Special Exclusions and Compulsory Deductibles, etc |
Damages to Third-Party |
Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
Insurance Asia Country Excellence Awards 2024
Elets BFSI Leadership Awards 2024
Asia Insurance Industry Awards 2024
Top Employer Institute, Netherlands
Fintech Festival India Awards 2024
FORTUNE INDIA
Ambition Box Employee Choice Awards 2025
According to the Motor Vehicles Act, all vehicles must have at least a third-party motor insurance, so your commercial vehicle needs it too! In case it is caught without one, you could end up facing a fine and, even up to three months in prison!
According to the Motor Vehicles Act, all vehicles must have at least a third-party motor insurance, so your commercial vehicle needs it too! In case it is caught without one, you could end up facing a fine and, even up to three months in prison!
This depends greatly on how much you use your commercial vehicle. While third-party coverage is compulsory to have according to the law, you might wish to ensure that your vehicle is also insured against any unexpected losses that could occur due to so many reasons such as natural calamities, accidents both big and small, thefts, fires and more.
This depends greatly on how much you use your commercial vehicle. While third-party coverage is compulsory to have according to the law, you might wish to ensure that your vehicle is also insured against any unexpected losses that could occur due to so many reasons such as natural calamities, accidents both big and small, thefts, fires and more.
A third-party commercial vehicle insurance only covers for damages and losses that may be caused to the property, person or vehicle of a third-party, i.e. the other people affected by your accident. However, a comprehensive policy covers for both third-party related plus damages to your own vehicle as well.
A third-party commercial vehicle insurance only covers for damages and losses that may be caused to the property, person or vehicle of a third-party, i.e. the other people affected by your accident. However, a comprehensive policy covers for both third-party related plus damages to your own vehicle as well.
Have queries related to Digit motor insurance policy? You can refer to our Policy Wordings for detailed information or reach out to our support team via WhatsApp self-support, email or phone using the information below:
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Author: Team Digit
Last updated: 20-08-2025
CIN: L66010PN2016PLC167410, IRDAI Reg. No. 158.
Go Digit General Insurance Limited | Corporate Office Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru 560095 | Registered Office Address: 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, Shivaji Nagar, Pune-411005, Maharashtra | Trade logo of Go Digit General Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license.
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