Digit Bike Insurance Reviews

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9000+ Cashless

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1000 Crore+

Paid-in Claims

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24*7 Claims

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Disclaimer:Tata Capital Limited (“TCL”) registered with IRDAI (License No. CA0896, valid till 21-Jan-2027), acts as a Corporate Agent “Composite” for Go Digit General Insurance Limited. Please note that, TCL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms and conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

The Registered office of TCL is Tata Capital Limited, 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam, Marg, Lower Parel, Mumbai-400013.
The Registered Office of Go Digit: Go Digit General Insurance Limited, 1st Floor, Fairmont, Hiranandani Business Park, Powai, Mumbai – 400076.
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Why Choose Digit Two-Wheeler Insurance Policy?

Your bike insurance not only comes with a super easy claim process, but also with the option to choose a cashless settlement

Cashless Repairs

Cashless Repairs

9000+ Cashless Network Garages for you to choose from across India

Smartphone-Enabled Self Inspection

Smartphone-Enabled Self Inspection

Quick and paperless claims through Smartphone enabled processes that make you go "That's it?"

Super-fast Claims

Super-Fast Claims

Quick and hassle-free claim process that's digital and paperless

Customize your Vehicle IDV

Customize Your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

24*7 Support

24*7 Support

24*7 call facility even on National Holidays

Complimentary Wellness Benefits

Get exclusive wellness benefits on the Digit App offered by top-rated health and wellness partners.

Key Features of Digit's Two-Wheeler Insurance

Key Features Digit Benefit
Premium Starting from ₹714
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 8 Add-ons available
Cashless Repairs Available at 9000+ Garages
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

Cashless Garages by Digit

Digit's Cashless Garages

Get cashless repairs at 9000+ garages across India 

73% Two Wheeler Repair Work Approvals done within 12 hours

  • In H2 FY25, our average two-wheeler repair approval time was 14 hours and 32 minutes, with 73% of approvals completed within 12 hours. Only a few cases experienced longer wait times, typically due to complex assessments or the need for additional documentation, highlighting our commitment to minimising delays and maximising efficiency. 
  • Rest assured, we carefully monitor every step to ensure your two-wheeler is back on the road as swiftly as possible!

Key Features of Two-Wheeler Insurance by Digit

Key Features Digit Benefit
Premium Starting from ₹714
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 8 Add-ons available
Cashless Repairs Available at 9000+ Garages
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

Interesting Insights & Claim Stories of Digit Customers

A Digit Two-Wheler Insurance Customer Received a Total Loss Claim of ₹3.22 Lakh in Bengaluru

In a recent case from Bengaluru, one of our policyholders experienced a total loss after their two-wheeler was severely damaged. Fortunately, the vehicle was insured, and we processed a claim payout of ₹3.22 lakh. This case highlights the importance of having dependable insurance coverage to stay prepared for life’s unexpected turns.

Digit Settled a Third-Party Claim Worth 1.12 Crores in Hoshiarpur, Punjab

In a recent case from Hoshiarpur, one of our policyholders was involved in a two-wheeler accident that tragically resulted in a third-party fatality. In this case, the vehicle was covered under a valid third-party insurance policy, and we processed a claim payout of ₹1.12 crore to address the resulting liability. This case highlights the vital role third-party insurance plays—even for smaller vehicles like two-wheelers—in offering essential protection during unforeseen events.

Rat Attacks on Two-Wheelers on the Rise

In Surat, a bike owner faced an unusual problem—rats chewed through the wire harness not once, but twice in a single year, all while the vehicle was parked safely at home! Thankfully, the insurance policy included coverage for such unexpected damages. Both times, the repair costs were fully covered, saving the owner from out-of-pocket expenses. 

This case proves that insurance isn’t just for accidents or theft—it also protects against the most unexpected (and smallest) threats.

BSVI Becomes the New Standard in Vehicle Insurance

BSVI Becomes the New Standard in Vehicle Insurance

BSVI-compliant vehicles now make up 39% of the insured fleet, surpassing BSIV at 36.46%. This shift reflects a growing move toward cleaner, more efficient vehicles. Insurance is evolving alongside the vehicles it protects.

From Everyday Drives to Luxury Rides – Digit is the Trusted Insurance Choice

From Everyday Drives to Luxury Rides – Digit is the Trusted Insurance Choice

This year, we received some standout premium payments across different vehicle types. A Ferrari topped the list in the four-wheeler category with a premium of ₹8.04 lakh. In the two-wheeler segment, a Hayabusa was insured with a premium of ₹44,000. And in the commercial vehicle category, a Volvo L150 wheel loader was covered with a premium of ₹3.53 lakh. This highlights how our insurance scales to match the value and purpose of every vehicle, whether it’s built for speed, style or strength.

Some feathers on our cap! 

Top Rated Internet/Product Companies (mid-sized category) ​

Ambition Box Employee Choice Awards 2025​

Top Employer in India 2024 & 2025​

Top Employer Institute, Netherlands​

Best Digital Insurer - India​

Insurance Asia Country Excellence Awards 2024​

Technology Champion of the Year (GI)​

Elets BFSI Leadership Awards 2024​

General Insurance Company of the Year​

Asia Insurance Industry Awards 2024​    

Most Innovative Insuretech Platform​

Fintech Festival India Awards 2024​

Part of Fortune India 500 List 2024 (Ranked 312)​

FORTUNE INDIA​

Digit Makes It to the Headlines!

FAQs related to Digit Two Wheeler Insurance

How many types of bike insurance does Digit offer?

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There are three types of two-wheeler insurance policies with Digit - Comprehensive, Own-damage and Third Party Liability. 

There are three types of two-wheeler insurance policies with Digit - Comprehensive, Own-damage and Third Party Liability. 

What are the documents required to buy a bike insurance with Digit?

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None! All we need for you to buy your bike insurance online with us is, is your two-wheeler registration number, and the policy number of your previous two-wheeler insurance policy (if applicable).​

None! All we need for you to buy your bike insurance online with us is, is your two-wheeler registration number, and the policy number of your previous two-wheeler insurance policy (if applicable).​

What Add-Ons can I get with Digit’s bike insurance policy?​

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At Digit, we offer 24*7 Breakdown Assistance, Engine & Gearbox Protection, Zero Depreciation and many others.​

At Digit, we offer 24*7 Breakdown Assistance, Engine & Gearbox Protection, Zero Depreciation and many others.​

What makes Digit’s two-wheeler insurance document easy to understand?

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At Digit, we believe insurance shouldn’t feel like decoding a legal document. That’s why we created the “Digit Simplifies” section—where we break down complex terms and offer bite-sized policy summaries. Our transparent approach ensures you know exactly what documents you need and what to expect, making the entire process stress-free.

At Digit, we believe insurance shouldn’t feel like decoding a legal document. That’s why we created the “Digit Simplifies” section—where we break down complex terms and offer bite-sized policy summaries. Our transparent approach ensures you know exactly what documents you need and what to expect, making the entire process stress-free.

How fast are two-wheeler claims processed at Digit?

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At Digit, speed meets simplicity. Our AI-powered claims process ensures that most two-wheeler insurance claims are settled within just a few hours—with our fastest claim approved in just 5 minutes this year! On average, we maintain an impressive turnaround time of 14 hours and 32 minutes. No lengthy forms. No back-and-forth. Just a smooth, paperless experience that gets you back on the road faster.

At Digit, speed meets simplicity. Our AI-powered claims process ensures that most two-wheeler insurance claims are settled within just a few hours—with our fastest claim approved in just 5 minutes this year! On average, we maintain an impressive turnaround time of 14 hours and 32 minutes.

No lengthy forms. No back-and-forth. Just a smooth, paperless experience that gets you back on the road faster.

What kind of support can I expect during a bike accident?

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We’re here for you 24/7—even on national holidays. Whether it’s day or night, you can: Text us on WhatsApp at 7026061234 (chat-only) Call us at 1800-258-5956 Our support team and self-serve chatbot are always ready to guide you through the next steps.

We’re here for you 24/7—even on national holidays. Whether it’s day or night, you can:

  • Text us on WhatsApp at 7026061234 (chat-only)
  • Call us at 1800-258-5956

Our support team and self-serve chatbot are always ready to guide you through the next steps.

How does Digit help avoid claim rejections?

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We believe in clarity from the start. That means you’ll know exactly what’s included in your policy, what’s excluded, and what documents are required—before you even make a claim. Our simplified policies and real-time assistance help ensure your claims are processed smoothly, with minimal risk of rejection.

We believe in clarity from the start. That means you’ll know exactly what’s included in your policy, what’s excluded, and what documents are required—before you even make a claim. Our simplified policies and real-time assistance help ensure your claims are processed smoothly, with minimal risk of rejection.

Can I file a two-wheeler accident claim digitally without paperwork?

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Absolutely. With Digit, you can file and track your claim entirely online—no paperwork required. Just upload photos or videos of the damage through our app, along with details of the accident, we will take it from there.

Absolutely. With Digit, you can file and track your claim entirely online—no paperwork required. Just upload photos or videos of the damage through our app, along with details of the accident, we will take it from there.

Does Digit offer cashless repairs?

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Yes! We have a wide network of over 9000+ cashless network garages across India. Just take your bike to one of our partner garages, and we’ll handle the payment directly so you don’t have to worry about upfront costs.

Yes! We have a wide network of over 9000+ cashless network garages across India. Just take your bike to one of our partner garages, and we’ll handle the payment directly so you don’t have to worry about upfront costs.

Need Help?

Have queries related to Digit motor insurance policy? You can refer to our Policy Wordings for detailed information or reach out to our support team via WhatsApp self-support, email or phone using the information below:

WhatsApp

Connect with our self-serve chat bot support - 7026061234

Email

Write to us at hello@godigit.com

Contact

Call us on 1800-258-5956