Digit Bike Insurance Reviews

General
General Products
Simple & Transparent! Policies that match all your insurance needs.
37K+ Reviews
7K+ Reviews
Scan to download
Life
Life Products
Digit Life is here! To help you save & secure your loved ones' future in the most simplified way.
37K+ Reviews
7K+ Reviews
Scan to download
Claims
Claims
We'll be there! Whenever and however you'll need us.
37K+ Reviews
7K+ Reviews
Scan to download
Resources
Resources
All the more reasons to feel the Digit simplicity in your life!
37K+ Reviews
7K+ Reviews
Scan to download
37K+ Reviews
7K+ Reviews
Our WhatsApp number cannot be used for calls. This is a chat only number.
Disclaimer: The total number of claims settled and amount paid in claims is for two-wheeler policies since inception till 31st December-2024. 96% claims settled for Overall Motor line of business of Digit. CSR Is calculated for FY 24-25. CSR Ratio is count of (Claims paid + Claims Closed) / (Claims O/S at Start + Claims Reported - Claims O/S at End). 9000+ cashless garage network count as of 31st March-2025.
When it came to motor insurance specifically, Digit showcased a high-efficiency Claims Settlement Ratio (CSR), with 96% of motor claims settled seamlessly and we make this simple with:
Smartphone-enabled self-inspection process, with which you can file your claim in minutes!
Cashless Claims at over 9000+ garages in India, so you can get your two-wheeler fixed without stress.
Everything digital and paperless. No need for hard copies—just upload everything on our app, and you're all set!
Key Features | Digit Benefit |
Premium | Starting from ₹714 |
No Claim Bonus | Up to 50% Discount |
Customizable Add-Ons | 8 Add-ons available |
Cashless Repairs | Available at 9000+ Garages |
Claim Process | Smartphone-enabled Claim process. Can be done online within 7 minutes! |
Own Damage Cover | Available |
Damages to Third-Party | Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages |
Get cashless repairs at 9000+ garages across India
In a recent case from Bengaluru, one of our policyholders experienced a total loss after their two-wheeler was severely damaged. Fortunately, the vehicle was insured, and we processed a claim payout of ₹3.22 lakh. This case highlights the importance of having dependable insurance coverage to stay prepared for life’s unexpected turns.
In a recent case from Hoshiarpur, one of our policyholders was involved in a two-wheeler accident that tragically resulted in a third-party fatality. In this case, the vehicle was covered under a valid third-party insurance policy, and we processed a claim payout of ₹1.12 crore to address the resulting liability. This case highlights the vital role third-party insurance plays—even for smaller vehicles like two-wheelers—in offering essential protection during unforeseen events.
In Surat, a bike owner faced an unusual problem—rats chewed through the wire harness not once, but twice in a single year, all while the vehicle was parked safely at home! Thankfully, the insurance policy included coverage for such unexpected damages. Both times, the repair costs were fully covered, saving the owner from out-of-pocket expenses.
This case proves that insurance isn’t just for accidents or theft—it also protects against the most unexpected (and smallest) threats.
BSVI-compliant vehicles now make up 39% of the insured fleet, surpassing BSIV at 36.46%. This shift reflects a growing move toward cleaner, more efficient vehicles. Insurance is evolving alongside the vehicles it protects.
This year, we received some standout premium payments across different vehicle types. A Ferrari topped the list in the four-wheeler category with a premium of ₹8.04 lakh. In the two-wheeler segment, a Hayabusa was insured with a premium of ₹44,000. And in the commercial vehicle category, a Volvo L150 wheel loader was covered with a premium of ₹3.53 lakh. This highlights how our insurance scales to match the value and purpose of every vehicle, whether it’s built for speed, style or strength.
At Digit, we believe filing a motor insurance claim should be simple, not stressful. That’s why we’ve built intelligent automation into every step of the process—so you can get back on the road, faster.
Ambition Box Employee Choice Awards 2025
Top Employer Institute, Netherlands
Insurance Asia Country Excellence Awards 2024
Elets BFSI Leadership Awards 2024
Asia Insurance Industry Awards 2024
Fintech Festival India Awards 2024
FORTUNE INDIA
There are three types of two-wheeler insurance policies with Digit - Comprehensive, Own-damage and Third Party Liability.
There are three types of two-wheeler insurance policies with Digit - Comprehensive, Own-damage and Third Party Liability.
None! All we need for you to buy your bike insurance online with us is, is your two-wheeler registration number, and the policy number of your previous two-wheeler insurance policy (if applicable).
None! All we need for you to buy your bike insurance online with us is, is your two-wheeler registration number, and the policy number of your previous two-wheeler insurance policy (if applicable).
At Digit, we offer 24*7 Breakdown Assistance, Engine & Gearbox Protection, Zero Depreciation and many others.
At Digit, we offer 24*7 Breakdown Assistance, Engine & Gearbox Protection, Zero Depreciation and many others.
At Digit, we believe insurance shouldn’t feel like decoding a legal document. That’s why we created the “Digit Simplifies” section—where we break down complex terms and offer bite-sized policy summaries. Our transparent approach ensures you know exactly what documents you need and what to expect, making the entire process stress-free.
At Digit, we believe insurance shouldn’t feel like decoding a legal document. That’s why we created the “Digit Simplifies” section—where we break down complex terms and offer bite-sized policy summaries. Our transparent approach ensures you know exactly what documents you need and what to expect, making the entire process stress-free.
At Digit, speed meets simplicity. Our AI-powered claims process ensures that most two-wheeler insurance claims are settled within just a few hours—with our fastest claim approved in just 5 minutes this year! On average, we maintain an impressive turnaround time of 14 hours and 32 minutes. No lengthy forms. No back-and-forth. Just a smooth, paperless experience that gets you back on the road faster.
At Digit, speed meets simplicity. Our AI-powered claims process ensures that most two-wheeler insurance claims are settled within just a few hours—with our fastest claim approved in just 5 minutes this year! On average, we maintain an impressive turnaround time of 14 hours and 32 minutes.
No lengthy forms. No back-and-forth. Just a smooth, paperless experience that gets you back on the road faster.
We’re here for you 24/7—even on national holidays. Whether it’s day or night, you can: Text us on WhatsApp at 7026061234 (chat-only) Call us at 1800-258-5956 Our support team and self-serve chatbot are always ready to guide you through the next steps.
We’re here for you 24/7—even on national holidays. Whether it’s day or night, you can:
Our support team and self-serve chatbot are always ready to guide you through the next steps.
We believe in clarity from the start. That means you’ll know exactly what’s included in your policy, what’s excluded, and what documents are required—before you even make a claim. Our simplified policies and real-time assistance help ensure your claims are processed smoothly, with minimal risk of rejection.
We believe in clarity from the start. That means you’ll know exactly what’s included in your policy, what’s excluded, and what documents are required—before you even make a claim. Our simplified policies and real-time assistance help ensure your claims are processed smoothly, with minimal risk of rejection.
In FY 2024–25, Digit achieved a 96% claim settlement ratio for international travel insurance, reflecting our commitment to hassle-free claim resolution. Our motor insurance claim settlement ratio is equally strong, ensuring you’re in safe hands when it matters most.
In FY 2024–25, Digit achieved a 96% claim settlement ratio for international travel insurance, reflecting our commitment to hassle-free claim resolution. Our motor insurance claim settlement ratio is equally strong, ensuring you’re in safe hands when it matters most.
Absolutely. With Digit, you can file and track your claim entirely online—no paperwork required. Just upload photos or videos of the damage through our app, along with details of the accident, we will take it from there.
Absolutely. With Digit, you can file and track your claim entirely online—no paperwork required. Just upload photos or videos of the damage through our app, along with details of the accident, we will take it from there.
Yes! We have a wide network of over 9000+ cashless network garages across India. Just take your bike to one of our partner garages, and we’ll handle the payment directly so you don’t have to worry about upfront costs.
Yes! We have a wide network of over 9000+ cashless network garages across India. Just take your bike to one of our partner garages, and we’ll handle the payment directly so you don’t have to worry about upfront costs.
Please try one more time!
Currently there are no news to show.
Read More
Renew & Download Policy Document, Check Challan, Credit Score, PUC & more
Anytime, Anywhere. Only on Digit App!
4.8
Rated App60K+ Reviews
4.8
Rated App
60K+ Reviews
4.3
Rated App12K+ Reviews
4.3
Rated App
12K+ Reviews
Scan to Download
Author: Team Digit
Last updated: 02-07-2025
CIN: L66010PN2016PLC167410, IRDAI Reg. No. 158.
Go Digit General Insurance Limited | Corporate Office Address: Atlantis, 95, 4th B Cross Road, Koramangala Industrial Layout, 5th Block, Bengaluru 560095 | Registered Office Address: 1 to 6 floors, Ananta One (AR One), Pride Hotel Lane, Narveer Tanaji Wadi, Shivaji Nagar, Pune-411005, Maharashtra | Trade logo of Go Digit General Insurance Ltd. displayed above belongs to Go Digit lnfoworks Services Private Limited and is provided and used by Go Digit General Insurance Ltd. under license.
Explore exclusive features, file claims & access policy on Digit App!
You can also scan this QR code to download the App.