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Rising urbanisation, improvements in the road infrastructure, and a hike in the number of customers have substantially catalysed the demand for two-wheelers in India. Moreover, the surge is not only limited to affordable models but also high-end ones.
When buying a bike in India, securing it with two-wheeler insurance is crucial, as mandated by the Motor Vehicles Act of 1988. It provides financial protection against accidents, theft, and damage, safeguarding you and your investment.
Having bike insurance also saves you from hefty traffic fines, license suspension and even legal trouble.
This article will provide a detailed analysis of the 30 best bikes under ₹2 lakhs to help you invest your money in the ideal model.
Honda CB350
Hero Maverick 440
Jawa 350
Bajaj Dominar 250
Royal Enfield Classic 350
KTM 200 Duke
Suzuki Gixxer SF 250
Jawa 42
Bajaj Pulsar NS400Z
Yamaha R15 V4
Hero Karizma XMR
Hero Xtreme 250R
KTM RC 125
Odysse Evoqis
Matter AERA
Jawa Standard
Oben Rorr
Bajaj Pulsar NS200
Honda CB200X
Bajaj Avenger Street 220
Yamaha MT 15
Honda Hornet 2.0
Royal Enfield Bullet 350
Yamaha FZS Fi V4
TVS Apache RTR 160 4V Black Edition
TVS Apache RTR 160 4V
Revolt RV 400
TVS Raider iGO
TVS Raider 125
Hero Splendor Plus
Note: All prices here are the ex-showroom price in Delhi.
A perfect blend of retro-styling and modern features, powered by a 348cc, air-cooled single-cylinder mill churning out about 21 horses and 30 Nm of torque—the Honda CB350. It further gets the round headlamp, chrome finishing, and overall relaxed riding position.
The bike also packs LED lighting and digital-analogue instrument clustering. Dual-channel ABS has been added for further safety.
Key Specifications:
Hero Maverick 440 is equipped with a 440 cc engine, which might achieve a perfect blend of power and fuel efficiency. It brings together powerful performance with stylish elements in its design that would attract riders who strive for a blend of classic appeal and technology.
It has modern features, along with a plush ride, which may make it convenient and comfortable enough to cruise through longer distances.
Key Specifications:
The Jawa 350 has a retro design and comes with a liquid-cooled, single-cylinder, 297cc mill that produces about 27 horsepower and 28 Nm of torque.
There is a classic riding feel to one's vintage design, like a teardrop fuel tank and retro graphics, matched with some modern features such as disk brakes, a digital instrument panel, and LED lighting at the top.
Key Specifications:
The Bajaj Dominar 250 is an aggressive, brawny, and stylish motorcycle for every kind of enthusiast seeking a balance between performance and comfort at a price tag below ₹2 lakhs.
Apart from a powerful liquid-cooled, single-cylinder engine, the bike comes with a very advanced suspension setup with telescopic forks up front and a rear mono-shock to ensure a plush ride. But more than the above, dual-channel ABS disc brakes at both ends and comfortable ergonomics make the Dominar 250 offer a premium riding experience.
Key Specifications:
Compared to its ancestors, the Classic 350 has undergone massive modifications, including a signature round headlamp, split-style saddle, a side-slung exhaust, LCD screen speedometer, and more.
Besides, the retro-style cruiser unit receives its power from a sturdy motor that delivers a maximum power of 20.2 HP at 6,100 rpm.
The RE Classic 350 is now available in 5 variants and 12 colour options and is among the best-selling models in India from the stable of Royal Enfield.
Key Specifications:
This sports bike comes with a powerful motor that produces a maximum power of 25 PS at 10,000 rpm.
In addition, the Austrian two-wheeler expert incorporates world-leading refinements reflecting its elder sibling, 250 Duke, that comprises halogen headlamps with LED DRLs and tail lamps, a digital instrument console, etc.
Key Specifications:
Gixxer SF 250 extracts the best features from Suzuki’s reasonable models and high-end sports bikes like Hayabusa. It features a robust motor generating 26.5 HP of power at 9,300 rpm.
Suzuki has incorporated comfort and design quotients such as an LED tail lamp, full LED headlamps, a fully digital instrument console, split grab rails for pillion riders, dual-barrel exhaust, and more.
Key Specifications:
The sportier and modern version of the iconic Jawa design. This bike shares the same 297cc engine as used on the Jawa 350. What this product really differentiates with is its aggressive styling—it’s more angular headlamp and sporty graphics.
This model is far more youthful and dynamic in its riding, yet still has oodles of retro appeal—not to mention today's perks, with a digital instrument cluster and dual-disc brakes.
Key Specifications:
The Bajaj Pulsar NS400Z pitches a lot in this segment for ₹2 Lakhs, where sporty looks and great performance go hand-in-hand. It houses a very capable 373.3cc liquid-cooled, single-cylinder engine generating around 40 bhp power and 35 Nm of torque.
It also has a well-fitted suspension setup with a telescopic front fork and mono-shock rear for the best comfort. The Pulsar NS400Z is equipped with high-quality disc brakes, complemented by excellent safety features to create the most thrilling yet safe ride experience.
Key Specifications:
Yamaha has engineered the R15 V4, maintaining robust build quality and advanced refinements that deliver power-packed performance across varied road conditions. It sports a 155cc motor that dishes out a maximum power of 18.1 HP at 10,000 rpm.
Key Specifications:
Hero Karizma XMR is one of the most dynamic and feature-laden motorcycles in the under ₹2 lakh category, catering both to enthusiasts who crave performance and daily riders. Here, a 210 cc liquid-cooled, single-cylinder engine puts out approximately 25 bhp and 20 Nm of torque, and a six-speed gearbox ensures silky smooth acceleration.
The bike has a suspension system with telescopic forks at the front and a mono-shock at the rear for an equal distribution in the ride.
Key Specifications:
Hero MotoCorp's Xtreme 250R is a naked motorbike designed for riding on city streets. With its new 250cc engine, aggressive and athletic styling, and many amenities, it's sure to be a contender in the 250cc market.
The Hero Xtreme 250R has a brand new TFT screen that can link to your smartphone, different riding modes, traction control, dual-channel anti-lock brakes, a USB charging outlet, and LED lights.
Key Specifications:
The RC 125 from KTM is a full-faired sports two-wheeler equipped with a single-cylinder, liquid-cooled, 124.7 cc engine that produces around 14.5 horsepower and 12 Nm torque.
This offering is directed at young riders on the lookout for entry-level sports bikes with razor-sharp handling features and race-inspired looks; the feature list includes a digital display and ABS.
Key Specifications:
The Odysse Evoqis is a stylish and efficient electric motorcycle designed for urban commuting with an eco-friendly edge at a price of under ₹2 lakhs. It comes fitted with a lithium-ion battery pack rated at 3 kWh, a range of up to 100 km on a single charge, and a 100 km/h top speed.
The bike's features list includes a modern digital dashboard, LED lighting, and advanced regenerative braking. Light in weight and comfortable to sit in, it is an excellent vehicle for driving around the city every day.
Key Specifications:
The Matter AERA epitomises an electric motorcycle that offers a solution that would work in an eco-friendly way but is yet focused on the efficiency and technology of the modern era.
It will combine a clean and futuristic design with an electric drive for decent range and performance, while adding niceties such as regenerative braking and smart connectivity.
Key Specifications:
Well, much like the Jawa 350, its design and feature list make it very reminiscent of a classic bike. At the heart of the setup is a liquid-cooled single-cylinder motor churning out 297 cc and a horsepower of 27.
Other nostalgic touches on this bike include a chrome finish, nice seating, and a classic round headlamp shape. Some modern additions include disk brakes, LED lighting, and very basic yet functional instruments.
Key Specifications:
Oben Rorr, an electric bike by the Indian electric vehicle manufacturer Oben Electric, is another top bike under 2 lakhs on our list. It offers the longest battery range in the two-wheeler segment in India.
The Oben Rorr displays optimum safety features and performance with a smart design and is available in 3 colours. This 1000-watt IPMSM-powered e-bike features a range of 200 km on a full charge.
Key Specifications:
Re-launched with an upside-down fork suspension and dual channel ABS, the Bajaj Pulsar NS200 offers optimum control. It boasts a BS6-compliant motor that produces a power of 24.5 PS at 9,750 rpm and is among the best-selling bikes from the house of Indian two-wheeler giant - Bajaj.
To give it a sportier look, Bajaj has made some tweaks with a digital speedometer, multi-reflector headlamp, contoured split seats, split rear grab rails, etc.
Key Specifications:
The last model is the Honda CB200X, which flaunts appealing aesthetics, comprising a tinted windscreen, knuckle guards with built-in LED turn signals, raised handlebar, engine sump guard, full-LED headlamp, tail lamp and turn signals, completing its touring traits.
It is one of the best bikes in the 200 cc segment, delivering a power of 17 PS at 8,500 rpm.
Key Specifications:
The Bajaj Avenger 220 Street is a bike that combines the style of a cruiser with the performance of a street bike. It has a 220 cc oil-cooled engine that delivers 19.03 PS of power and 17.55 Nm of torque.
It also has single-channel ABS and a front disc brake for safety. The bike has a low and long profile, a street control handlebar, and a wide seat for comfort.
Key Specifications:
Yamaha MT 15 leads the segment of best sports bikes under 2 lakhs with its sportier and off-beat appeal, including a traction control system, dual channel ABS, upside-down front forks, an aluminium swingarm, and more.
Moreover, its robust engine delivers a power of 18.4 PS at 10,000 rpm.
Key Specifications:
Honda Hornet 2.0 is the replacement for its best-selling model CB Hornet 160R. The Hornet 2.0 remains unchanged in terms of styling, highlighting golden USD forks, LCD instrument console, LED lighting system, hazard switch and many more.
Furthermore, its BS-6-compliant powertrain generates a maximum power of 17.26 PS at 8,500 rpm.
Key Specifications:
This iconic motorcycle in the retro segment comes fitted with an air-cooled 346 cc single-cylinder motor that puts out close to 19 horsepower. It is highly popular due to its classic design and brawny build.
It sports the classic round headlamp and spoked wheels, but it also gets a couple of updates to make it relevant, like disc brakes and revised suspension to improve the ride.
Key Specifications:
The FZ series from Yamaha has been a buzz for a decade in the Indian two-wheeler market. The BS-6-compliant motor churns out a maximum power of 12.4 PS at 7,250 rpm.
Its FZS FI V4 version deserves a special mention as it exhibits a best-in-class feature list that includes single-channel ABS, an aggressive fuel tank, chrome trim around the false air intake vents at the front and others.
Key Specifications:
One of the segment's best-selling motorcycles is the TVS Apache RTR 160 4V. It is stylish, fast, and easy to handle, making it ideal for everyday journeys without sacrificing comfort.
Equipped with a reliable engine and practical amenities, this bike is perfect for any rider. The engine, which has a five-speed gearbox, is renowned for being smooth and enjoyable to ride.
Key Specifications:
The Apache series from TVS has been a mainstay on the racetrack since its inception, especially the RTR 160 4V version.
It has undergone significant modifications, reflecting a contemporary appeal with features such as an engine cowl, fuel tank scoops, a digital display, a headlamp with 2 LED daytime running lights, LED tail lamps and more.
Coming to its performance, the RTR 160 4V is packed with cutting-edge race tech. Further, it derives its power from a fuel-injected motor that dishes out a power of 19.2 PS at 9,250 rpm.
Key Specifications:
The Revolt RV 400 is an AI-enabled motorcycle with many unique features, such as different sounds to choose from and the ability to locate and limit the bike’s movement. The electric bike has a strong frame that provides excellent control, safety and durability.
It is now one of the best-performing electric bikes in India, with a robust 3KW mid-drive motor.
Key Specifications:
A new Raider version known as the iGO model has been introduced by TVS. For rapid overtaking, the Raider iGO has a boost mode that increases torque by 0.55Nm.It comes with LED lights and a digital reverse LCD that can be used with TVS SmartXonnect to connect to smartphones.
The 124.8cc, single-cylinder engine powers the TVS Raider iGO. A five-speed gearbox accompanies its 11.38PS and 11.2Nm of torque.
Key Specifications:
Available in 4 variants, the TVS Raider is among the top naked bikes that come with an affordable price tag.
Its aesthetic lists include an LED headlamp, body-coloured fender and headlamp cowl, aluminium grab rail, split-style saddle, 5-inch digital display, and many others. In terms of mechanical specifications, its motor produces a power of 11.2 HP at 7,500 rpm.
Key Specifications:
Hero Splendor Plus is an ideal option for individuals looking for commuter bikes with 50-80 kmpl mileage.
Apart from its low maintenance and power-packed performance, it is among the top preference models, thanks to its powerful motor churning out a maximum power of 7.91 HP at 8,000 rpm.
Key Specifications:
Individuals should compare other critical features of these 15 best bikes under ₹2 lakhs to sidestep complications and make an informed choice as per their budget and requirements.
Also, it is advisable to protect your vehicle with a third party two-wheeler insurance policy, as it is mandated by law. It will cover any damage or losses your vehicle could cause to a third-party person or property in any unforeseen mishap.
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Two Wheeler Insurance for Popular Brands in India
Disclaimer: The information and prices mentioned here are for a specific city and vehicle model. They may change as per time. Please check the details completely before you buy a vehicle or a policy.
This information is added only for the informative purpose and Digit Insurance is not promoting or recommending any specific vehicle or brand in any way.
Two Wheeler Insurance for Popular Models in India
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