Digit has already made itself one of the leading faces in the world of insurance policies owing to improved customer experience and many other features on offer. As a proud owner of a Scooty Pep looking for a two-wheeler insurance policy, you should also note the features which always accompany Digit’s policies.
Multiple Policy Options to Cover Your Exact Needs - Digit, being well aware of the different safety needs as they are, offers quite a few policy options for you to choose from. These are
- Third-Party Liability Two-Wheeler Insurance Policies: These policies cover any third party financial liability that might arise if you are involved in an accident with your TVS Scooty Pep. Third-party Scooty Pep insurance policies include financial assistance for any third-party person, vehicle or property involved in the accident, though it does not cover the damages to your scooty or your injuries.
- Comprehensive Two-Wheeler Insurance Policies: While these policies cover third-party liabilities, they also cover damages to your two-wheeler in the event of an accident. Furthermore, these policies also cover any damage to your vehicle due to fire, natural or man-made calamities.
In the event of you having purchased you Scooty Pep after September of 2018, you can also opt for just an own damage two wheeler insurance cover for your vehicle. While you must have a third-party liability cover in place to be eligible to purchase an own damage cover, you can also buy it at a low price, as a stand-alone cover.
Numerous Add-On Covers for Full Protection - You can enhance the protection on your two-wheeler by purchasing the following add-on covers on your comprehensive scooty insurance policy:
- Breakdown assistance
- Consumable cover.
- Engine & gear protection cover.
- Return to invoice cover.
- Zero depreciation cover.
Easy Cashless Repair at Network Garages - Digit is partnered with more than 1,000 garages in the country where you can easily get your Scooty Pep repaired in case of an accident. The main advantage offered by these partnered repair centres and garages is that of cashless service, allowing you to bypass the hassle of handling money.
In the case of you availing the services of a non-network garage to get your Scooty Pep repaired, you have to separately file a claim for your insurance for scooty. Under such circumstances, you must clear the bill for the moment and wait for your reimbursement from your two-wheeler insurance provider.
Fast Claim with Minimal Documentation - One of the major contributors towards the rising number of Digit customers is that of easy claim process which is unique from the conventional procedure.
Digit offers the option for easy online claiming which can be completed by you in a matter of minutes in case you are in an accident. This claim process offered on your Scooty Pep insurance is assisted with smartphone-enabled verification which significantly reduces the hassles of raising claims.
The fast claim process is complemented by equally prompt settlement from our end. Additionally, we also boast of a high ratio of claim settlements.
Any Time Availability of Customer Service - Insurance policies are one of the few products which are necessary to cope with accidents and emergencies. Understandably, to cope with it, Digit offers a customer service that is available all through the 24 hours of the day, every day of the week. You can simply call our customer care for assistance in the filing of your Scooty Pep insurance claim.
Option to Customise the IDV - IDV or Insurance Declared Value is the total sum of money you receive if your TVS Scooty Pep is stolen or destroyed. This lump sum amount of money especially helps you in replacing your scooty, in case the damage is irreparable. Digit allows you to choose your IDV as per your convenience with TVS Scooty Pep insurance price being decided over the same.
Benefits on No Claim - Riding your scooty safely is a piece of advice that is evergreen, and no doubt you do not prefer deviating from the traffic norms. While sometimes accidents are just unavoidable, if you can avoid them through an insurance year, you can also avail the No Claim bonus which is offered on your insurance policy. Going up to 50% depending on your policy, this can reduce your cost for renewal of an existing policy.
Ease of Buying and Renewal of Policies - Online availability of insurance policies; be it purchase or renewal, makes it far more convenient for our customers. This also allows customers to compare different policies and choose the best one for themselves, along with the option to even check the Scooty Pep insurance renewal prices.
Once you have purchased a policy, you can check these prices and other features by logging in using your credentials.
Understandably, Digit two-wheeler insurance policies can be the best option to keep your TVS Scooty Pep completely secure against any issue that might accidentally come up.