TVS Ntorq Insurance
9000+ Cashless Garages
96% Claims Settled (FY 24-25)
Table of Contents
Why Should You Buy Digit's TVS Ntorq Insurance?
Your Digit TVS Ntorq insurance not only comes with a super-easy claim process, but also with the option to choose a cashless settlement
Cashless Repairs
9000+ Cashless Network Garages for you to choose from across India
Smartphone-Enabled Self Inspection
Quick and paperless claims through Smartphone enabled processes that make you go "That's it?"
Super-Fast Claims
We’ve settled 96% of all two-wheeler claims! Experience claims that make you go “that’s it?”
Customize Your Vehicle IDV
With us, you can customize your vehicle IDV as per your choice!
24*7 Support
24*7 call facility even on National Holidays
Complimentary Wellness Benefits
Get exclusive wellness benefits on the Digit App offered by top-rated health and wellness partners.
What’s Covered in TVS Ntorq Insurance
Accidents
Common damages faced during accidents
Theft
In case your honda activa is unfortunately stolen
Fire
Common damages faced due to a fire
Natural Disasters
Damages caused due to nature’s many furies
Personal Accident
For times when you’ve hurt yourself too bad
Third-Party Losses
When someone or something gets hurt for your scooter's actions
What’s Not Covered?
It is equally important to know what’s not covered in your digit honda activa insurance policy, so that there are no surprises when you make a claim. Here are some such situations:
Own Damages for Third-Party Policy holder
In the case of a Third-Party or Liability Only Bike Policy, damages to own vehicle won’t be covered.
Drunk Riding or without a Licence
Your honda activa insurance won’t cover for you in situations where you were riding drunk or without a valid two-wheeler licence.
Add-Ons Not Bought
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
Contributory Negligences
Any contributory negligence(e.g. damage due to driving a two-wheeler in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Consequential Damages
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged two-wheeler is being used incorrectly and the engine gets damaged, it is considered as consequential damage and it will not be covered)
Driving without a valid Driving Licence Holder
If you hold a learner’s licence and were riding your two-wheeler without a valid licence-holder on the pillion seat- then your claim in those situations won’t be covered.
Key Features of Two-Wheeler Insurance by Digit
Types of Insurance Plans for TVS Ntorq
Third Party
A Third-party Bike Insurance is one of the most common types of bike insurance;in which only damages & losses caused to a third-party person, vehicle or property are covered.
Comprehensive
A Comprehensive Bike Insurance is one of the most valuable types of bike insurance that covers both third-party liabilities and damages to your own bike as well.
Standalone Own Damage Plan
The Own Damage plan is for yourself – it covers loss and damage only to your own two-wheeler in case of accidents and collisions, natural calamities, fires, and thefts.
Third Party
Comprehensive
Own Damage
|
Damages/Losses to own two-wheeler due to an accident |
×
|
✔
|
✔
|
|
Damages/Losses to own two-wheeler in case of fire |
×
|
✔
|
✔
|
|
Damages/Losses to own two-wheeler in case of a natural calamity |
×
|
✔
|
✔
|
|
Damages to Third-Party Vehicle |
✔
|
✔
|
×
|
|
Damages to Third-Party Property |
✔
|
✔
|
×
|
|
Personal Accident Cover |
✔
|
✔
|
×
|
|
Injuries/Death of a Third-Party Person |
✔
|
✔
|
×
|
|
Theft of your scooter or bike |
×
|
✔
|
✔
|
|
Customize your IDV |
×
|
✔
|
✔
|
|
Extra protection with customized add-ons |
×
|
✔
|
✔
|
Know more about the difference between comprehensive and third party two wheeler insurance
How to Buy/Renew TVS Ntorq Insurance with Digit?
Switch to Digit
Renew Existing Policy
Enter Bike Details
On the Digit App or website, enter bike’s registration number and select the policy status.
Choose a Plan
Select the type of bike insurance plan and choose desired add-ons.
Enter Personal Details
Enter your personal, nominee and vehicle details, and move to the next step.
Make Payment
Complete the payment and mandatory KYC verification process.
That's It!
You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.
Documents Required to Buy TVS Ntorq Insurance Online
To buy Digit's honda activa insurance online, a load of paperwork is not required. Furnish only the following documents to buy a new two-wheeler insurance policy within minutes:
Registration Certificate
×
It is an official document issued by the Regional Transport Office (RTO) that proves your vehicle is legally registered under the Motor Vehicles Act.
Previous Year Insurance Policy
×
A Previous Year Insurance Policy refers to the two-wheeler insurance coverage you had for the previous policy term, typically valid for one year. It includes details like:
- Policy Number: Unique ID of your old insurance plan.
- Coverage Type: Whether it was third-party or comprehensive.
- Insurer Details: The company that provided the coverage.
- Policy Expiry Date: The date the previous insurance lapsed.
- No Claim Bonus (NCB): A discount earned if no claims were made.
Documents for KYC Verification
×
Inorder to buy a two-wheeler insurance policy online a KYC verification is needed for which various documnets such as your PAN/Aadhar/DL/Voter ID/Form 16/Passport is required.
How to Download Your Digit Two-Wheeler Insurance Policy Document?
After purchasing a two-wheeler insurance policy, it is essential to download and keep a copy for future reference. With us, you do not need to carry hard copies of your insurance policy. You can simply download it from our app. 🙂 Follow these simple steps to download your policy document from the Digit website or app:
Login Your Account
Visit the Digit website or app and click on ‘Login’ at the top-right corner. Enter your registered mobile number and verify with OTP.
Visit ‘Active Policies’
Once logged in, navigate to the Active/My Policies section. Here, you can check the policy number, end date & start date.
Download the Policy
Done! You can save, share, print or email the policy for future reference anytime, anywhere.
How to File & Track a Two-Wheeler Insurance Claim with Digit?
File a Claim
Track Claim Status
Login
Open the Digit App and go to the "File Motor Claim" option. Login and you'll be directed to the "File Motor Claim" page. Click on the policy card to start claim filing.
Provide Details
Fill in all the details related to the accident and damage to the bike.
Enter Personal Details
Update your personal details and that's it, your claim is successfully filed, and you will receive the next steps on your email & WhatsApp.
Streamlined Claims and Exceptional Service from Digit Two-Wheeler Insurance in FY'25
- Digit’s Motor Insurance Claim Settlement Ratio is 96% for FY’25: We achieved this through a smartphone-enabled self-inspection process, cashless claims at over 9,000 garages in India, and a digital and paperless approach.
- Digit Two-Wheeler Insurance Customer Received a Total Loss Claim of ₹3.22 Lakh: One of our policyholders in Bengaluru experienced a total loss after their two-wheeler was severely damaged. Fortunately, the vehicle was insured, and we processed a claim payout of ₹3.22 lakh.
- Digit Settled a Third-Party Claim Worth 1.12 Crores: One of our policyholders was involved in a two-wheeler accident in Hoshiarpur, Punjab, that tragically resulted in a third-party fatality. In this case, the vehicle was covered under a valid third-party insurance policy, and we processed a claim payout of ₹1.12 crore to address the resulting liability.
- Digit Simplifies Motor Insurance Claims Using AI: We assess damage and automate document processing using AI, which integrates with partner platforms to speed up claim registration, ensuring quicker results without the hassle.
- Digit's Average Two-Wheeler Repair Approval Time in H2 FY25: Our average approval time was 14 hours and 32 minutes, with 73% of claims completed within 12 hours. The fastest approval took just 5 minutes, while a few cases experienced longer wait times due to complexity or extra documentation.
TVS Ntorq 125 - Variants & ex-Showroom Price
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