TVS Max Insurance

Now that there is time for Max 125 to get launched in the Indian automotive market, a prospective buyer can utilise the time in finding a suitable insurance provider as per requirements.

Digit is one such insurer that ensures a range of benefits against affordable premiums. Let us discuss them in brief.

• Online Hassle-free Claims - Digit does away with the traditional ways that the majority of insurance providers in India impose to raise a claim against bike insurance. Instead, it offers a smartphone-enabled self-inspection process to streamline the process and save time. Also, one can file a claim against his TVS Max 125 insurance online to avoid the hassle of paperwork.

• Availability of Three Types of Insurance Policies - The primary objective of bike insurance is to safeguard your finances in the event of accidents. However, based on the requirements of its customers, Digit offers three insurance options. 

They are:

• Third-Party Liability Insurance - Suppose you are looking for an insurance policy that ensures to provide financial protection against the losses incurred for third-party (property) damage due to an accident. In that case, this policy will fit your needs the best. It also covers the expenses of injury or death of a third party (person) due to an accident. Further, it also provides financial coverage against litigation costs, if any.
• Own Damage Bike Insurance - Those who have already purchased a third-party insurance policy can opt for their own damage insurance cover separately to avoid financial stress. This policy extends extensive coverage against any accidental damages caused to your own bike.
• Comprehensive Two-Wheeler Insurance - This insurance policy is for those who want a single package for both the third-party as well as own bike damage in the event of accidents, loss or theft. It also provides a payout under unavoidable circumstances such as fire, natural disasters and more.

• Buy or Renew Insurance Policies Online - Digit is one of the reliable insurance providers in India. One of its probable reasons is its online buying or renewal options. New customers just need to visit the official website of Digit to purchase TVS Max 125 insurance online. Similarly, existing customers can opt for TVS Max 125 insurance renewal online to extend the coverage.

• Restructure Your IDV Amount - The insurance providers deduce the Insured Declared Value by subtracting the depreciation cost from the manufacturer’s listed ex-showroom price of the new two-wheeler. Digit enables its customers to customise their IDV amount against a nominal rise in their premiums.

• Benefits of Add-Ons - You can improve your Max 125’s protection with these following add-ons-

  • Consumable cover
  • Zero depreciation cover
  • Engine and gearbox security cover
  • Return to invoice cover
  • Breakdown assistance and others

• Over 2900 Network Garages Available - Accidents can happen anytime and anywhere. Thus, Digit network bike garages are available in every corner of the country. These network garages accept cashless claims for your convenience.

• Round-the-Clock Customer Care Support - If you have any queries regarding your two-wheeler insurance for TVS Max 125, seek Digit’s 24X7 customer care assistance. 

These are the benefits you can enjoy if you consider Digit for your TVS Max 125 insurance. However, it is crucial you compare the checklist of features of other insurance providers too before making an informed choice.

• Safeguards against Legal Complications - The Motor Vehicles Amendment Act 2019 has made third-party insurance policy compulsory for every two-wheeler owner in India. Failing to do so makes one vulnerable to bear hefty penalties. For a first-time offence, one is liable to pay ₹2000, and ₹4000 for violating the law second-time.

• Protection from Third-party Liabilities - In the event of an accident where a third-party person, vehicle or property gets damaged due to your TVS Max 125, your third-party insurance policy will cover for all third-party damages. 

• Extra Coverage with Comprehensive Policies - Comprehensive bike insurance provides financial coverage against both third-party liability charges as well as own damages.

However, all bike insurance providers in India offer more or less similar features and benefits. But it is vital to compare the premiums and look for an insurer like Digit that extends a list of additional benefits for a seamless experience.

• Engine: This motorcycle has a 124.53 cc 4-stroke engine. Such a powerful motor is capable of generating 8 kW power and 11 Nm peak torque. Also, the engine is coupled with a 4-speed gearbox.
• Suspension System: For a smooth riding experience, Max 125’s front end has a Hydraulic Telescopic suspension and Series Springs at the rear.
• Braking System: The bike possesses drum brakes of 130 mm at both ends for superior braking performance and maximum road security.
• Sporty Look: The robust body of the motorcycle has a classic halogen headlight and more extended seating position, making it an ideal option for city commuting.

Even with such high-tech features, Max 125 is equally exposed to accidents like all other two-wheelers. This justifies why two-wheeler insurance for TVS Max 125 is crucial.