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Everything about Cyclones: Formation, Causes and Impact

What Are Cyclones?

How Are Cyclones Formed?

What Are the Different Categories of Cyclones?

The categories of a cyclone depends on its wind strength. From the following table, you will be able to estimate the damage a cyclone can cause after its landfall, depending on its wind speed.

Category

Wind Speed (in kmph)

Damage at Landfall

1

119-153

Minimal

2

154-177

Moderate

3

178-210

Extensive

4

211-250

Extreme

5

More than 250

Catastrophic

Now, let's find out the causes behind the formation of a cyclone.

What Are the Causes of a Cyclone?

 

With respect to the above table, the following list of cyclones have occurred in India over the past few years -

Name of the Cyclone

Type of the Cyclone

Yaas

Severe cyclonic storm over the Bay of Bengal.

Tauktae

Very severe cyclonic storm originating from the Arabian Sea.

Nisarga

Severe cyclonic storm emerging from the Arabian Sea.

Amphan

Super cyclonic storm formed in the Bay of Bengal.

Kyarr

Super cyclonic storm emerging from the Arabian Sea.

Maha

Extremely severe cyclonic storm originating in the Arabian Sea.

Vayu

Severe cyclonic storms originate from the Arabian Sea.

Hikka

Very severe cyclonic storm emerging from the Arabian Sea.

Fani

Extremely severe cyclonic storm originating from the Indian Ocean.

BOB 03

Severe cyclonic storm formed in the central Bay of Bengal

Bulbul

A very severe cyclonic storm emerged from the Bay of Bengal.

Now let’s delve into the impact of cyclones.

Impact of Cyclones in India

Cyclone Hazard Zones in India

Preventive Measures to Combat Cyclones in India

FAQs About Cyclones: Formation, Causes and Impact

How are tropical cyclones predicted?

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It is indeed hard to forecast the start of a tropical cyclone but as they develop, they can be predicted. Scientists do so with the help of computer, satellites, and weather radars. Furthermore, scientists are developing modern techniques that can predict where it will hit, where can it change its course and related details.

It is indeed hard to forecast the start of a tropical cyclone but as they develop, they can be predicted. Scientists do so with the help of computer, satellites, and weather radars. Furthermore, scientists are developing modern techniques that can predict where it will hit, where can it change its course and related details.

How long can a cyclone typically last?

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A cyclone can generally last for four to seven days, while severe cyclones (category 3 and above) can last up to weeks.

A cyclone can generally last for four to seven days, while severe cyclones (category 3 and above) can last up to weeks.

Around what time does tropical cyclones occur?

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In the western North Pacific region, the timings are around May to November. In Arabian Sea and Bay of Bengal, it is often during April - June and September – November.

In the western North Pacific region, the timings are around May to November. In Arabian Sea and Bay of Bengal, it is often during April - June and September – November.

I live in a cyclone-prone area. Will insurers charge me more for life insurance?

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For a life insurance policy, insurers may assess higher risks in cyclone zones, but premiums don’t drastically increase unless you also have health risks or a dangerous job. Still, it’s better to buy early before any health issues or disasters strike.

For a life insurance policy, insurers may assess higher risks in cyclone zones, but premiums don’t drastically increase unless you also have health risks or a dangerous job. Still, it’s better to buy early before any health issues or disasters strike.

If I die in a cyclone, will term insurance pay my family?

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Yes, if you die due to a natural calamity like a cyclone, your nominee will receive the full sum assured from your term insurance. Just ensure your policy is active and there’s no exclusion for natural disasters in the fine print.

Yes, if you die due to a natural calamity like a cyclone, your nominee will receive the full sum assured from your term insurance. Just ensure your policy is active and there’s no exclusion for natural disasters in the fine print.

Is it possible to add coverage for hospitalisation after cyclone injuries under health insurance?

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Yes, health insurance policies in India can include coverage for hospitalisation due to cyclone-related injuries. Many insurers offer comprehensive plans that cover accidental injuries and emergency treatments, including those caused by natural disasters, subject to policy terms and exclusions.

Yes, health insurance policies in India can include coverage for hospitalisation due to cyclone-related injuries. Many insurers offer comprehensive plans that cover accidental injuries and emergency treatments, including those caused by natural disasters, subject to policy terms and exclusions.